First and current law: 1963.
Type of program: Social insurance system. Lump-sum benefits only.
Employees in industry, commerce, and agriculture.
Exclusions: Temporary agricultural employees, all employees who opted in 1965 to continue with coverage under the labor code, and citizens of other countries not providing reciprocal coverage.
Special system for public-sector employees and teachers.
Insured person: None.
Self-employed person: Not applicable.
Employer: 8.5% of payroll.
Government: None.
Old-age benefit: Payable from age 60 but is compulsory at age 64; at any age after 20 years of employment; if a woman marries and leaves employment during the first year of marriage; if disabled (with at least 20 years of employment); or on death (with at least 6 years of employment).
Reduced benefit: A reduced benefit is paid at any age with between 5 and 19 years of employment if the insured is leaving employment permanently.
Employment must cease.
Disability benefit: A loss of at least 50% of normal working capacity.
Survivor benefit: The deceased was covered, or was previously covered, under the program.
A lump sum equal to the final month's earnings (or average monthly earnings during the previous 12 months, if greater) times the number of years of service up to 20 years, plus 1.5 months' earnings per year of service beyond 20 years of service or age 64. (For benefit calculation purposes, the insured is credited with up to 20 years of coverage for service before 1963.)
Reduced benefit: A lump sum equal to 50% of the benefit for 1 to 5 years of contributions; 65%, for 6 to 10 years; 75%, for 10 to 15 years; or 85%, for 15 to 20 years.
A lump sum equal to the insured's last month's earnings times the number of years of service.
The minimum benefit is equal to 20 times the insured's last month's earnings.
A lump sum equal to the deceased's final month's earnings times the number of years of service.
The minimum benefit is equal to six times the deceased's final month's earnings.
Eligible survivors: The widow (or a widower aged 60 or older or disabled) receives 25% of the benefit; the remaining 75% is divided equally among the deceased's children (no minimum or maximum age limit). If there are surviving parents (no minimum or maximum age limit), they receive 10%, with the remaining 90% going to the widow and children (divided on the basis of 25% and 75% of the 90%, respectively). If there is no
Ministry of Labor provides general supervision and trusteeship.
National Social Security Fund, managed by a tripartite board and a director general, administers the program through its district offices.
First and current law: 1963.
Type of program: Social insurance system. Cash and medical benefits.
Note: The program for sickness benefit has not been implemented.
Employees in industry and commerce, certain categories of agricultural employees, and teachers.
Public-sector employees, university students, dock workers, and weekly and daily newspaper sellers are covered for medical benefits only.
Exclusions: Temporary agricultural employees and citizens of other countries without reciprocal agreements.
Voluntary coverage for workers previously covered by the mandatory system but without coverage in their present employment and self-employed persons.
Insured person: 2% of earnings.
The maximum earnings for contribution purposes are 1,500,000 pounds.
Self-employed person: Voluntary contributions only; 9% of earnings.
The maximum earnings for contribution purposes are 1,000,000 pounds (1,500,000 pounds for self-employed persons with employees).
Employer: 7% of payroll.
The maximum earnings for contribution purposes are 1,500,000 pounds.
Government: About 25% of the cost of benefits.
Cash maternity benefits: Three months of coverage during the last 6 months.
Medical benefits: Currently covered.
Maternity benefit: Information is not available.
Funeral grant: 150% of the minimum wage (minimum wage is 300,000 pounds).
The insured receives a partial cash refund for the cost of treatment from doctors (full refund for maternity care); service benefits are provided by hospitals under contract with, and paid directly by, the National Social Security Fund. Benefits include general and specialist care, hospitalization, maternity care, medicines, and laboratory services.
The insured is normally reimbursed by the fund for 80% of the cost of doctor's treatment (90% of the cost of hospital care and 100% of the cost of maternity care and kidney and cholesterol dialysis), according to the schedule in law.
The duration of benefits is 26 weeks; up to 52 weeks in special cases. For chronic illnesses, including heart disease and cancer, there is no limit to duration.
Same as for the insured worker.
Ministry of Labor provides general supervision and trusteeship.
National Social Security Fund administers the program.
First and current law: 1943, with 1983 amendment.
Type of program: Employer-liability system, involving compulsory insurance with a private carrier.
All wage earners covered by an employment contract.
Insured person: None.
Self-employed person: Not applicable.
Employer: Total cost.
Earnings for contribution and benefit purposes are subject to a ceiling.
Government: None.
Work injury benefits: There is no minimum qualifying period.
75% of the covered worker's daily wage is payable from the day after the accident until full recovery, certification of permanent disability, or death.
If more than 50% disabled, the benefit is equal to 2/3 of salary; if less than 50% disabled, the benefit is equal to half of the permanent disability benefit.
If less than 30% disabled, the benefit is payable as a lump sum equal to 3 years' salary.
Partial disability: The benefit is in proportion to the assessed loss of earning capacity.
Constant-attendance supplement: A set amount according to the regulations.
Medical services are provided by hospitals under contract with, and paid directly by, the National Social Security Fund. Medical benefits include general and specialist care, hospitalization, medicines, laboratory services, and appliances.
There is no cost sharing for doctors' services.
Survivor pension: A lump sum of up to 500 days of the deceased's pay. For calculation purposes, the deceased's pay includes only 1/4 of the amount exceeding the minimum wage and 1/8 of the amount exceeding twice the minimum wage.
Eligible survivors are the widow, an aged or disabled widower, children younger than age 16 (age 25 if a student or disabled), aged or disabled parents, and dependent brothers and sisters.
Funeral grant: 150% of the minimum wage (minimum wage is 300,000 pounds).
Ministry of Labor provides general supervision and trusteeship.
National Social Security Fund administers benefits.
First law: 1943.
Current law: 1963.
Type of program: Employment-related system.
Employees and social insurance beneficiaries with a nonworking wife or with children.
Coverage extends to five children only.
Insured person: None.
Self-employed person: Not applicable.
Employer: 6% of payroll.
The maximum earnings for contribution purposes are 1,500,000 pounds.
Government: None.
Family allowances: The child must be younger than age 18 (age 25 if a student or an unmarried unemployed daughter; no limit if disabled). The wife must not be gainfully employed.
Family allowances: The maximum monthly allowance is 75% of the minimum wage, including a lump sum of 60,000 pounds payable to the wife (20% of the minimum wage) and 33,000 pounds for each child (11% of the minimum wage for each of up to five children).
Ministry of Labor provides general supervision and trusteeship.
National Social Security Fund administers allowances.
