Annual Statistical Supplement, 2004

Other Social Insurance, Veterans' Benefits, and Public Assistance

Other Social Insurance and Veterans' Benefits

Workers' Compensation

Table 9.B1 Coverage, benefits, and costs, selected years 1940–2002
Year Estimated
number of
workers
covered
per month
(millions)
Benefits paid during year (millions of dollars) Cost of
program
as a
percentage
of covered
payroll a
Benefits
as a
percentage
of covered
payroll b
Total Type of insurance Type of benefits
Private
carriers c
State and
federal funds d
Employers'
self-insurance d
Medical and
hospitalization
Compensation
payments
1940 24.6 256 135 73 48 95 161 1.19 0.72
1946 32.7 434 270 96 68 140 294 0.91 0.54
1948 36.0 534 335 121 78 175 359 0.96 0.51
1949 35.3 566 353 132 81 185 381 0.98 0.55
1950 36.9 615 381 149 85 200 415 0.89 0.54
1951 38.7 709 444 170 94 233 476 0.90 0.54
1952 39.4 785 491 193 101 260 525 0.94 0.55
1953 40.7 841 524 210 107 280 561 0.97 0.55
1954 39.8 876 540 225 110 308 568 0.98 0.57
1955 41.4 916 563 238 115 325 591 0.91 0.55
1956 43.0 1,002 618 259 125 350 652 0.92 0.55
1957 43.3 1,062 661 271 130 360 702 0.91 0.56
1958 42.5 1,112 694 285 132 375 737 0.91 0.58
1959 44.0 1,210 753 316 141 410 800 0.89 0.58
1960 44.9 1,295 810 325 160 435 860 0.93 0.59
1961 45.0 1,374 851 347 176 460 914 0.95 0.61
1962 46.2 1,489 924 371 194 495 994 0.96 0.62
1963 47.3 1,582 988 388 207 525 1,057 0.99 0.62
1964 48.8 1,707 1,070 412 226 565 1,142 1.00 0.63
1965 50.8 1,814 1,124 445 244 600 1,214 1.00 0.61
1966 53.7 2,000 1,239 486 275 680 1,320 1.02 0.61
1967 55.0 2,189 1,363 524 303 750 1,439 1.07 0.63
1968 56.8 2,376 1,482 556 338 830 1,546 1.07 0.62
1969 59.0 2,634 1,641 607 386 920 1,714 1.08 0.62
1970 59.2 3,031 1,843 755 432 1,050 1,981 1.11 0.66
1971 59.4 3,563 2,005 1,098 460 1,130 2,433 1.11 0.67
1972 62.3 4,061 2,179 1,379 504 1,250 2,811 1.14 0.68
1973 66.3 5,103 2,514 1,998 592 1,480 3,623 1.17 0.70
1974 68.0 5,781 2,971 2,086 724 1,760 4,021 1.24 0.75
1975 67.2 6,598 3,422 2,324 852 2,030 4,568 1.32 0.83
1976 69.6 7,584 3,976 2,570 1,039 2,380 5,204 1.49 0.87
1977 72.1 8,630 4,629 2,750 1,250 2,680 5,950 1.71 0.92
1978 75.6 9,796 5,256 3,043 1,497 2,980 6,816 1.86 0.94
1979 78.6 12,027 6,157 4,022 1,848 3,520 8,507 1.95 1.01
1980 78.8 13,618 7,029 4,330 2,259 3,947 9,671 1.96 1.07
1981 78.3 15,054 7,876 4,595 2,583 4,431 10,623 1.85 1.08
1982 77.0 16,407 8,647 4,768 2,993 5,058 11,349 1.75 1.16
1983 78.0 17,575 9,265 5,061 3,249 5,681 11,894 1.67 1.17
1984 81.9 19,685 10,610 5,405 3,671 6,424 13,261 1.66 1.21
1985 84.3 22,217 12,341 5,744 4,132 7,498 14,719 1.82 1.30
1986 86.0 24,613 13,827 6,248 4,538 8,642 15,971 1.99 1.37
1987 88.4 27,318 15,453 6,782 5,082 9,912 17,406 2.07 1.43
1988 91.3 30,733 17,512 7,477 5,744 11,518 19,215 2.16 1.49
1989 93.7 34,316 19,918 7,965 6,433 13,424 20,892 2.04 1.46
1990 95.1 38,238 22,222 8,658 7,358 15,187 23,051 2.13 1.57
1991 93.6 42,169 24,515 9,711 7,944 16,832 25,337 2.16 1.65
1992 94.6 44,660 24,030 10,987 9,643 18,252 26,408 2.13 1.69
1993 96.1 42,925 21,773 11,294 9,857 17,521 25,403 2.17 1.62
1994 109.6 44,586 22,306 10,753 11,527 17,194 27,392 2.05 1.51
1995 112.4 43,373 21,145 10,996 11,232 16,733 26,640 1.82 1.38
1996 114.8 41,837 20,392 10,669 10,775 16,567 25,270 1.66 1.26
1997 118.1 42,314 21,645 10,046 10,623 17,306 25,008 1.49 1.18
1998 121.5 43,278 22,966 10,109 10,203 18,121 25,157 1.38 1.11
1999 124.3 45,263 24,632 10,126 10,504 19,316 25,947 1.34 1.09
2000 127.1 47,621 26,513 10,406 10,702 20,710 26,911 1.33 1.06
2001 127.0 49,772 27,274 11,058 11,439 22,207 27,565 1.40 1.08
2002 125.6 53,443 29,028 12,539 11,876 24,285 29,158 1.58 1.16
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: Beginning in 1959, includes Alaska and Hawaii. States periodically update prior-year data, and any such changes are included in the current table.
a. Total costs to employers who purchase insurance from private carriers and state funds consist of premiums written in the calendar year plus the payments made under deductible provisions. For self-insured employers, the costs include benefit payments and administrative costs.
b. Cash and medical benefits paid by self-insurers.
c. Net cash and medical benefits paid during calendar year by private insurance companies under standard workers' compensation policies.
d. Net cash and medical benefits paid by competitive and exclusive state funds and federal benefits including: those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and by special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.
Table 9.B2 Benefits, by state and federal program, 1998–2002 (in thousands of dollars)
Program 1998 1999 2000 2001 2002
Total, state and federal 43,278,222 45,262,686 47,620,968 49,771,700 53,442,645
State programs
Subtotal 40,410,346 42,400,503 44,663,564 46,702,433 50,289,020
Alabama 602,088 551,398 529,189 562,773 565,264
Alaska 127,368 130,334 145,917 171,248 187,578
Arizona 432,965 465,554 515,241 465,319 528,491
Arkansas 174,303 185,372 197,762 206,836 222,192
California 7,365,820 7,851,641 8,967,630 9,605,478 11,282,610
Colorado 810,985 738,526 835,054 586,500 807,001
Connecticut 714,822 736,857 667,056 661,471 747,959
Delaware 147,070 133,023 146,090 145,546 168,820
District of Columbia 90,386 90,232 88,661 92,990 101,836
Florida 2,538,353 2,768,044 2,544,777 2,669,630 2,305,828
Georgia 889,131 895,690 995,775 1,067,327 1,082,971
Hawaii 233,225 222,056 231,359 252,041 267,827
Idaho 164,327 168,642 179,370 198,507 233,069
Illinois 1,838,191 1,952,697 2,049,223 2,139,026 2,232,015
Indiana 481,073 510,992 545,863 531,402 577,410
Iowa 320,761 322,176 356,807 395,657 427,507
Kansas 318,976 326,196 341,547 340,343 405,091
Kentucky 421,386 477,867 479,338 482,076 527,088
Louisiana 442,025 464,883 493,653 501,662 499,136
Maine 253,946 265,862 266,997 265,082 292,678
Maryland 691,285 714,356 729,656 796,186 783,686
Massachusetts 728,771 733,191 828,159 774,473 807,434
Michigan 1,366,988 1,392,806 1,474,058 1,477,986 1,512,457
Minnesota 737,100 744,500 797,800 904,200 921,000
Mississippi 234,873 253,664 269,342 271,163 286,538
Missouri 814,287 971,628 908,819 1,079,745 1,226,241
Montana 136,975 145,996 169,763 172,725 190,850
Nebraska 164,382 198,276 211,285 238,300 293,089
Nevada 331,420 384,285 360,917 384,931 352,531
New Hampshire 169,663 190,072 181,900 215,817 216,900
New Jersey 1,164,184 1,239,702 1,298,824 1,362,965 1,470,839
New Mexico 128,290 135,903 146,374 162,810 191,189
New York 2,600,961 2,795,769 2,909,115 2,978,224 3,142,392
North Carolina 810,188 813,823 853,318 890,272 1,014,136
North Dakota 68,925 69,911 74,402 76,158 74,456
Ohio 2,076,545 2,038,742 2,098,528 2,248,375 2,388,184
Oklahoma 536,420 496,500 484,911 499,827 489,866
Oregon 430,521 384,110 412,471 455,625 447,548
Pennsylvania 2,418,072 2,467,114 2,402,614 2,440,407 2,531,957
Rhode Island 110,185 113,218 113,599 124,326 131,230
South Carolina 467,277 511,735 596,526 622,985 690,451
South Dakota 67,088 72,509 66,991 74,950 79,256
Tennessee 550,819 586,363 642,201 691,926 679,211
Texas 1,591,818 1,874,974 2,004,504 2,056,355 2,275,338
Utah 188,543 195,774 187,729 211,279 240,179
Vermont 91,436 106,389 112,349 106,008 147,790
Virginia 658,466 629,348 680,911 671,828 700,266
Washington 1,286,680 1,395,246 1,527,657 1,637,714 1,714,497
West Virginia 644,294 687,002 690,377 712,495 829,020
Wisconsin 703,610 724,360 768,282 923,759 893,933
Wyoming 73,080 75,196 82,875 97,706 104,187
Federal programs a
Subtotal 2,867,876 2,862,183 2,957,404 3,069,267 3,153,625
Civilian employee 2,009,862 1,999,915 2,118,859 2,223,088 2,317,325
Other 858,014 862,268 838,545 846,179 836,300
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: States periodically update prior-year data, and any such changes are included in the current table.
a. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.
Table 9.B3 Benefits paid by type of insurer and medical benefits paid, by state and federal program, 2002 (in thousands of dollars)
Program Benefits paid by type of insurer Medical benefits paid
Total Private
carriers a
State
funds
Self-
insurance b
Total As a
percentage
of total
benefits
Total, state and federal 53,442,645 29,028,239 9,385,022 11,875,759 24,285,334 45.4
State programs
Subtotal 50,289,020 29,028,239 9,385,022 11,875,759 23,554,200 46.8
Alabama 565,264 290,009 . . . 275,255 327,537 57.9
Alaska 187,578 145,324 . . . 42,254 106,578 56.8
Arizona 528,491 198,728 251,698 78,065 317,623 c 60.1
Arkansas 222,192 145,163 . . . 77,029 138,648 c 62.4
California 11,282,610 5,947,614 2,191,962 3,143,034 5,645,031 50.0
Colorado 807,001 309,436 332,725 164,840 357,063 44.2
Connecticut 747,959 543,266 . . . 204,693 310,403 c 41.5
Delaware 168,820 114,348 . . . 54,472 84,217 d 49.9
District of Columbia 101,836 79,781 . . . 22,055 33,471 32.9
Florida 2,305,828 1,817,729 . . . 488,099 1,312,016 c 56.9
Georgia 1,082,971 769,767 . . . 313,205 516,577 c 47.7
Hawaii 267,827 175,029 11,754 81,044 105,927 39.6
Idaho 233,069 89,549 127,837 15,683 132,150 c 56.7
Illinois 2,232,015 1,748,148 . . . 483,867 991,015 c 44.4
Indiana 577,410 488,138 . . . 89,272 377,212 c 65.3
Iowa 427,507 348,434 . . . 79,073 216,319 c 50.6
Kansas 405,091 298,992 . . . 106,099 219,559 c 54.2
Kentucky 527,088 334,460 47,857 144,771 281,526 53.4
Louisiana 499,136 224,795 130,484 143,857 263,045 c 52.7
Maine 292,678 116,675 88,952 87,051 118,734 40.6
Maryland 783,686 400,192 192,546 190,948 307,744 c 39.3
Massachusetts 807,434 689,435 . . . 117,999 259,149 32.1
Michigan 1,512,457 846,823 . . . 665,634 523,260 34.6
Minnesota 921,000 612,600 98,100 210,300 437,500 47.5
Mississippi 286,538 168,832 . . . 117,706 163,484 c 57.1
Missouri 1,226,241 870,112 82,685 273,443 592,878 48.3
Montana 190,850 72,764 83,070 35,016 102,013 53.5
Nebraska 293,089 214,438 . . . 78,650 167,354 57.1
Nevada 352,531 230,553 . . . 121,977 129,199 36.6
New Hampshire 216,900 180,057 . . . 36,843 120,596 c 55.6
New Jersey 1,470,839 1,356,231 . . . 114,608 759,157 d 51.6
New Mexico 191,189 102,508 33,461 55,221 107,908 56.4
New York 3,142,392 1,580,743 780,636 781,013 968,462 30.8
North Carolina 1,014,136 774,596 . . . 239,540 435,064 c 42.9
North Dakota 74,456 206 74,250 . . . 41,106 55.2
Ohio 2,388,184 37,652 1,878,255 472,277 1,106,570 46.3
Oklahoma 489,866 262,579 108,982 118,305 225,828 c 46.1
Oregon 447,548 213,144 192,157 42,247 227,156 50.8
Pennsylvania 2,531,957 1,798,988 160,795 572,174 1,005,602 39.7
Rhode Island 131,230 50,076 65,054 16,100 30,143 23.0
South Carolina 690,451 463,888 51,004 175,560 204,652 29.6
South Dakota 79,256 72,726 . . . 6,530 44,020 55.5
Tennessee 679,211 526,603 . . . 152,608 348,435 c 51.3
Texas 2,275,338 1,762,267 258,460 254,612 1,412,985 c 62.1
Utah 240,179 85,334 121,747 33,098 159,959 c 66.6
Vermont 147,790 122,330 . . . 25,459 77,885 c 52.7
Virginia 700,266 555,898 . . . 144,367 378,844 c 54.1
Washington 1,714,497 28,768 1,225,007 460,722 589,267 34.4
West Virginia 829,020 . . . 697,271 131,749 245,450 29.6
Wisconsin 893,933 756,599 . . . 137,334 461,394 d 51.6
Wyoming 104,187 5,913 98,274 . . . 66,487 63.8
Federal programs e
Subtotal 3,153,625 . . . . . . . . . 731,134 23.2
Civilian employee 2,317,325 . . . . . . . . . 665,378 28.7
Other 836,300 . . . . . . . . . 65,756 7.9
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: . . . = not applicable.
a. States with exclusive funds (Nevada, North Dakota, Ohio, Washington, West Virginia, and Wyoming) also have small amounts of benefits paid by private carriers. This results from two sources: companies with group policies that overlap states and the fact that some companies include excess workers' compensation coverage in their reports of workers' compensation benefits to A.M. Best Company.
b. Self-insurance includes individual self-insurers and group self-insurance.
c. Medical percentages based on data provided by the National Council on Compensation Insurance.
d. Medical percentage based on the weighted average of states where medical data were available.
e. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.