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Help With Prescription Drug Costs
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I helped my mom save $3,600 on prescription drugs.

You can too!

(En Español)
Mothers and their adult children

Do you know someone who needs help with prescription costs?

People all over the country are helping their moms save as much as $3,600 per year on the cost of prescription drugs. You can too!

We all know the high cost of medicine can be a burden on mothers who have limited income and resources. But there is extra help — available through Social Security — that could pay part of her monthly premiums, annual deductibles and prescription co-payments. The extra help could be worth up of $3,600 per year.
To find out if she is eligible, she must:

  • Income limited to $15,600 for an individual or $21,000 for a married couple living together.

    Even if their annual income is higher, the ones you care about still may be able to get some help with monthly premiums, annual deductibles and prescription co-payments. Some examples where income may be higher include if they or their spouse:

    • Support other family members who live with them;
    • Have earnings from work; or
    • Live in Alaska or Hawaii; and

  • Resources limited to $11,990 for an individual or $23,970 for a married couple living together. Resources include such things as bank accounts, stocks and bonds. We do not count their house and car as resources.
Contents
Getting Started
Documents that will help you prepare in advance for anyone you are helping

State agencies may be able to help with Medicare costs

How you can get more information
 

Getting Started

Social Security developed an online application you can complete to help Medicare beneficiaries apply for extra help. Our worksheet can assist you in helping them complete the application for extra help. The worksheet is not an application.

Ask whoever you are helping to:

  • Identify the things they own alone, with their spouse or with someone else. They should not include their home, vehicles, burial plots or personal possessions.
  • Review all their income.
  • Gather their records in advance to save time.

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Documents that will help you prepare in advance for anyone you are helping

  • Statements that show their account balances at banks, credit unions or other financial institutions;
  • Investment statements;
  • Life insurance policy statements;
  • Stock certificates;
  • Tax returns;
  • Pension award letters; and
  • Payroll slips.

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State agencies may be able to help with Medicare costs

Medicare Savings Programs help people with limited income and resources pay for their Medicare expenses. If whoever you are helping pays a premium for Medicare Part A, the Medicare Savings Programs may pay it for them. The help they get from the Medicare Savings Programs can save them more than $1,100 a year.

If you think they might be able to get help from their State with Medicare costs, or if you are not sure, call their State medical assistance (Medicaid) office or call 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048.

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How you can get more information

You can apply online. To apply by phone or get an application, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) and ask for the Application for Help with Medicare Prescription Drug Plan Costs.

To learn more about the Medicare prescription drug plans and special enrollment periods, call 1-800-MEDICARE (1-800-633-4227; TTY 1-877-486-2048) or visit www.medicare.gov. Medicare also can tell you or your loved one about agencies in your area that can help with Medicare prescription drug plans.

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Last reviewed or modified Wednesday Apr 01, 2009
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