Proposed Provision: B7.3. Give credit to parents with a child under 6 for earnings for up to five years. The earnings credited for a childcare year equal one half of the SSA average wage index (about $36,128 in 2025). The credits are available for all past years to newly eligible retired-worker and disabled-worker beneficiaries starting in 2026. The 5 years are chosen to yield the largest increase in AIME.

OASDI Trust Fund Ratio
(assets as a percentage of annual expenditures)

Year Current Law Provision
2025169169
2026149149
2027131131
2028113113
20299595
20307877
20316060
20324342
20332624
203497
2035-9-11
2036-27-29
2037-45-48
2038-63-67
2039-83-87
2040-102-107
2041-122-128
2042-143-149
2043-164-171
2044-185-193
2045-206-215
2046-228-237
2047-250-260
2048-272-283
2049-295-306
2050-317-330
2051-340-354
2052-363-378
2053-386-402
2054-409-426
2055-433-451
2056-457-476
2057-481-501
2058-505-527
2059-530-553
2060-556-580
2061-582-607
2062-609-635
2063-636-663
2064-664-693
2065-692-722
2066-721-752
2067-750-783
2068-780-814
2069-810-845
2070-840-876
2071-871-909
2072-903-942
2073-935-975
2074-967-1009
2075-1000-1043
2076-1035-1079
2077-1070-1115
2078-1106-1153
2079-1142-1191
2080-1180-1230
2081-1219-1270
2082-1258-1311
2083-1298-1353
2084-1338-1395
2085-1380-1439
2086-1423-1483
2087-1466-1528
2088-1510-1574
2089-1554-1620
2090-1599-1666
2091-1643-1712
2092-1687-1758
2093-1731-1803
2094-1774-1848
2095-1816-1892
2096-1858-1936
2097-1900-1980
2098-1941-2023
2099-1982-2065
2100-2022-2107
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