Proposed Provision: B7.3. Give credit to parents with a child under 6 for earnings for up to five years. The earnings credited for a childcare year equal one half of the SSA average wage index (about $36,128 in 2025). The credits are available for all past years to newly eligible retired-worker and disabled-worker beneficiaries starting in 2026. The 5 years are chosen to yield the largest increase in AIME.
OASDI Trust Fund Ratio
(assets as a percentage of annual expenditures)
| Year |
Current Law |
Provision |
| 2025 | 169 | 169 |
| 2026 | 149 | 149 |
| 2027 | 131 | 131 |
| 2028 | 113 | 113 |
| 2029 | 95 | 95 |
| 2030 | 78 | 77 |
| 2031 | 60 | 60 |
| 2032 | 43 | 42 |
| 2033 | 26 | 24 |
| 2034 | 9 | 7 |
| 2035 | -9 | -11 |
| 2036 | -27 | -29 |
| 2037 | -45 | -48 |
| 2038 | -63 | -67 |
| 2039 | -83 | -87 |
| 2040 | -102 | -107 |
| 2041 | -122 | -128 |
| 2042 | -143 | -149 |
| 2043 | -164 | -171 |
| 2044 | -185 | -193 |
| 2045 | -206 | -215 |
| 2046 | -228 | -237 |
| 2047 | -250 | -260 |
| 2048 | -272 | -283 |
| 2049 | -295 | -306 |
| 2050 | -317 | -330 |
| 2051 | -340 | -354 |
| 2052 | -363 | -378 |
| 2053 | -386 | -402 |
| 2054 | -409 | -426 |
| 2055 | -433 | -451 |
| 2056 | -457 | -476 |
| 2057 | -481 | -501 |
| 2058 | -505 | -527 |
| 2059 | -530 | -553 |
| 2060 | -556 | -580 |
| 2061 | -582 | -607 |
| 2062 | -609 | -635 |
| 2063 | -636 | -663 |
| 2064 | -664 | -693 |
| 2065 | -692 | -722 |
| 2066 | -721 | -752 |
| 2067 | -750 | -783 |
| 2068 | -780 | -814 |
| 2069 | -810 | -845 |
| 2070 | -840 | -876 |
| 2071 | -871 | -909 |
| 2072 | -903 | -942 |
| 2073 | -935 | -975 |
| 2074 | -967 | -1009 |
| 2075 | -1000 | -1043 |
| 2076 | -1035 | -1079 |
| 2077 | -1070 | -1115 |
| 2078 | -1106 | -1153 |
| 2079 | -1142 | -1191 |
| 2080 | -1180 | -1230 |
| 2081 | -1219 | -1270 |
| 2082 | -1258 | -1311 |
| 2083 | -1298 | -1353 |
| 2084 | -1338 | -1395 |
| 2085 | -1380 | -1439 |
| 2086 | -1423 | -1483 |
| 2087 | -1466 | -1528 |
| 2088 | -1510 | -1574 |
| 2089 | -1554 | -1620 |
| 2090 | -1599 | -1666 |
| 2091 | -1643 | -1712 |
| 2092 | -1687 | -1758 |
| 2093 | -1731 | -1803 |
| 2094 | -1774 | -1848 |
| 2095 | -1816 | -1892 |
| 2096 | -1858 | -1936 |
| 2097 | -1900 | -1980 |
| 2098 | -1941 | -2023 |
| 2099 | -1982 | -2065 |
| 2100 | -2022 | -2107 |
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