Economic Impact Payments Paid by the CARES Act (Subscribe)

Social Security beneficiaries and Supplemental Security Income recipients who already received their $1,200 economic impact payment now have until November 21 to register for a payment for their spouse or qualifying child. Visit the IRS' Non-Filer Tool to learn more and register for your payments.
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How will I receive my economic impact payment (EIP) if my monthly benefit is paid to a Direct Express Card?

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If you use or used the IRS’ Non-Filer Tool to enter dependent information, you will not receive your automatic $1,200 payment on your Direct Express card. You will receive both your $1,200 payment and each child’s $500 payment on a non-Direct Express bank account you can provide, or by mail if you leave bank information empty, and only if the IRS has not already processed your $1,200 payment.

If you receive Social Security (retirement, survivors, disability) or Supplemental Security Income (SSI) and you did not receive your EIP, you may be able to use the IRS’ Non-Filer Tool until November 21. The IRS is now accepting information about adults and children through November 21. Please read the IRS’ press release to learn more.

Please read “When will the IRS issue my EIP if I started receiving my monthly Social Security or SSI payment on or after January 1, 2020?” for the IRS’ EIP schedule..

If I receive Social Security benefits, when will I receive my economic impact payment (EIP)?

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The IRS has processed most EIPs for Social Security (retirement, survivors, disability) beneficiaries whether they did or did not file a 2019 or 2018 tax return. If you started receiving your monthly Social Security or SSI benefit on or after January 1, 2020, please read “When will the IRS issue my EIP if I started receiving my monthly Social Security or SSI payment on or after January 1, 2020?”

If you receive Social Security (retirement, survivors, disability) or Supplemental Security Income (SSI) and you did not receive your EIP, you may be able to use the IRS’ Non-Filer Tool until November 21. The IRS is now accepting information about adults and children through November 21. Please read the IRS’ press release to learn more.

If you live in a U.S. territory or outside the United States, the payment schedule of EIPs is different and we have that information in another question on this page.

If I receive Supplemental Security Income (SSI), what do I need to know about economic impact payments (EIP)?

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Please note that we will not consider EIPs as income for SSI recipients, and the payments are excluded from resources for 12 months.

The IRS has processed most EIPs to SSI recipients who are dually entitled to SSI and Social Security, and to SSI recipients if they filed a 2019 or 2018 tax return.

SSI recipients who did not file a 2019 and 2018 return and who do not have a representative payee should have received their electronic payment from the IRS by May 13 by direct deposit or to their Direct Express card if they did not use the IRS’ Non-Filer Tool. If you used the IRS’ Non-Filer Tool, you should have received your payment by May 13 to the non-Direct Express bank account you may have provided. The IRS began mailing paper checks on May 15 to SSI recipients who receive their monthly SSI payment by paper check, and to SSI recipients who used the IRS’ Non-Filer Tool but left the bank account information empty.

If you did not receive your EIP, you may be able to use the IRS’ Non-Filer Tool until November 21. The IRS is now accepting information about adults and children through November 21. Please read the IRS’ press release to learn more.

If you started receiving your monthly Social Security or SSI benefit on or after January 1, 2020, please read “When will the IRS issue my EIP if I started receiving my monthly Social Security or SSI payment on or after January 1, 2020?”

What is the new deadline for Social Security beneficiaries and Supplemental Security Income (SSI) recipients to file for the $500 economic impact payment (EIP) per qualifying child from the IRS?

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The IRS’ extended deadline of September 30, 2020 to provide information using its Non-Filer Tool for eligible children has passed. However, if you receive Social Security (retirement, survivors, disability) or Supplemental Security Income (SSI) and you did not receive your EIP, you may be able to use the IRS’ Non-Filer Tool until November 21. The IRS is now accepting information about adults and children through November 21. Please read the IRS’ press release to learn more.

How will the IRS send my economic impact payment (EIP) if I have a representative payee?

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If you filed a 2019 or 2018 tax return: Your $1,200 EIP was or will be sent to the bank account provided on your tax return for an electronic tax refund, or mailed to the address provided on your tax return if a tax refund was mailed or if there was no refund.

If you did not file a 2019 or 2018 tax return, and started receiving your Social Security or SSI benefit before January 1, 2020

  • An Individual Representative Payee should have received EIPs on May 28 to the same direct deposit account or Direct Express card as the recipient’s monthly Social Security or SSI payment. The mailing of paper check EIPs to payees began May 27.
  • For an Organizational Representative Payee, the schedule above is the same, except that the payee may receive the EIP electronically or by paper check in the mail.

If you started receiving your monthly Social Security or SSI benefit on or after January 1, 2020, please read “When will the IRS issue my EIP if I started receiving my monthly Social Security or SSI payment on or after January 1, 2020?”

Typically, check payments to representative payees are clearly designated. For example, “Susan Smith for” on the first line of the check and the second line of the check displays the beneficiary’s name. For EIP checks, there may be instances where the representative payee’s name on the first line of the check is truncated, or missing the “for” designation, or the “for” designation could appear twice. These anomalies should not, in and of themselves, prevent financial institutions and check cashers from processing the check.

If I live outside the United States and not in a U.S. Territory, how and when will I get my economic impact payment (EIP)?

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Social Security beneficiaries with a foreign address whose monthly benefit is deposited in a foreign bank will receive their EIP by paper check in the mail, because the IRS does not deposit money into foreign accounts. The IRS started mailing most of these EIPs in late July. Most beneficiaries living abroad who receive their monthly benefit through a domestic bank should have received their EIP by direct deposit to that same account by July 24. The remaining direct deposit and paper check EIPs should have been completed by August 12 and August 14, respectively, according to the IRS.

If you started receiving your monthly Social Security or SSI benefit on or after January 1, 2020, please read “When will the IRS issue my EIP if I started receiving my monthly Social Security or SSI payment on or after January 1, 2020?”

When will the IRS issue my EIP if I started receiving my monthly Social Security or SSI payment on or after January 1, 2020?

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The IRS plans to issue electronic EIPs on November 4, 2020 and to issue paper check EIPs on November 6, 2020 to Social Security and SSI recipients who started receiving their monthly benefits on or after January 1, 2020. If, however, you used the IRS’ Non-Filer Tool and you did not receive your EIP yet, your EIP will likely arrive in October.

What should I do if I received an economic impact payment (EIP) for someone who is deceased?

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You should return the EIP to the Internal Revenue Service (IRS) if the person was already deceased when you received their EIP. Following the instructions in the Returning the Economic Impact Payment section of the IRS’ EIP frequently asked questions page.

What is the Economic Impact Payment (EIP) Card being sent to some people?

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The Department of the Treasury (Treasury) announced on May 18 that it would send nearly 4 million EIPs by prepaid debit card, instead of by paper check. If you received an EIP debit card, still have it but did not activate it yet, please refer to "How do I activate my EIP card?" on the EIP Card FAQ webpage. You must activate the card to access the money.

Treasury is aware that some intended EIP debit card recipients may have discarded the envelope or otherwise not activated the card. The debit card issuer is mailing a letter to each person who has not yet activated their card. The letter reminds people how to activate the card and informs those people who may have inadvertently thrown the card away how to request a replacement card at no cost. The Treasury Department logo will be visible on the envelope and letter. The left front of the envelope will include this notation: “Not a bill or an advertisement. Important information about your Economic Impact Payment.”

Visit the EIP Card FAQ webpage or call the EIP Card Call Center at 1-800-240-8100 (TTY 1-800-241-9100) if you have questions about these cards. The Social Security Administration does not administer the EIP debit card program, and does not decide who receives an EIP debit card instead of a paper check.

EIP card recipients can make purchases, get cash from in-network ATMs, and transfer funds to their personal bank account without incurring any fees. Please note that the EIP card is not the same as the Direct Express Debit Card on which many Social Security and SSI beneficiaries receive their monthly benefit payment.

If I live in American Samoa, Guam, Puerto Rico, the Northern Mariana Islands, or the U.S. Virgin Islands, how and when will I get my economic impact payment (EIP)?

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Special rules apply to beneficiaries living in the U.S. territories. In general, the tax authority in each territory, not the IRS, will pay the EIP to eligible residents based on information the IRS will provide to the territories. It is anticipated that beneficiaries in the territories could begin receiving their EIP in early June. People should contact their local tax authority with questions about these payments. Please note their website may use the term “Economic Impact Payment” or “stimulus payment.”

Where can I get answers to my economic impact payment (EIP) questions?

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You can find answers to most of your EIP-related questions at the IRS’ Economic Payment Information Center webpage or on this webpage. If you do not see the answer to your question, you can call the Internal Revenue Service’s EIP hotline at 1-800-919-9835. The Social Security Administration cannot answer EIP questions about your specific situation.

How should a representative payee use a beneficiary’s economic impact payment (EIP)?

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The EIP belongs to the Social Security or SSI beneficiary. It is not a Social Security or SSI benefit. A representative payee should discuss the EIP with the beneficiary. If the beneficiary wants to use the EIP independently, the representative payee should provide the EIP to the beneficiary. If the beneficiary asks the representative payee for assistance in using the EIP in a specific manner or saving it, the representative payee can provide that assistance outside the role of a representative payee.

How should representative payees account for the economic impact payment (EIP) when completing the annual Representative Payee Report (i.e., annual accounting form)?

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Because an EIP is not a Social Security or SSI benefit, representative payees are not required to account for the EIP when they complete their annual accounting form.

What if a beneficiary alleges a representative payee misused the economic impact payment (EIP)?

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Because an EIP is not a Social Security or SSI benefit, SSA does not have authority to investigate or determine whether the EIP has been misused. However, if SSA receives an allegation that the EIP was not used on behalf of the beneficiary, SSA may decide to investigate for possible misuse of the beneficiary’s Social Security or SSI benefit payments. SSA may also determine the representative payee is no longer suitable and appoint a new representative payee.

What responsibilities does the representative payee have in managing the beneficiary’s economic impact payment (EIP)?

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Under the Social Security Act, a representative payee is only responsible for managing Social Security or SSI benefits. An EIP is not such a benefit. A representative payee should discuss the EIP with the beneficiary. If the beneficiary wants to use the EIP independently, the representative payee should provide the EIP to the beneficiary. If the beneficiary asks the representative payee for assistance in using the EIP in a specific manner or saving it, the representative payee can provide that assistance outside the role of a representative payee.