The substantial difference between CBSV and eCBSV is that the Economic Growth, Regulatory Relief, and Consumer Protection Act, Section 215, Reducing Identity Fraud, requires SSA to confirm (or not confirm) to a "permitted entity" the validity of fraud protection data (specific information about an individual, including SSN verification) based on the individual's written consent, including by electronic signature. An SSN verification is verification that a name, SSN, and date of birth combination matches (or does not match) our records. The legislation requires SSA to improve our current verification system to accommodate the much larger anticipated volume of users and verifications as a result of now allowing consumer consent to be received electronically. In addition, the Act defines permitted entities use of eCBSV for specific uses as outlined in the Act. Therefore, for entities that do not qualify as a permitted entity, or entities who use the SSN verification for purposes outside of the Act will continue to obtain a number holder’s wet signature on the consent forms and use the current CBSV at this time.