Test your Disability Program Knowledge

1. Your chances of being struck by lightning in the United States in any one year are one in 775,000. What are the chances of a 20-year-old becoming disabled before reaching retirement age?

A. 1 in 40,000
B. 1 in 400
C. 1 in 4,000
D. 1 in 4

2. To qualify for Social Security disability benefits, a person's disability must be expected to last:

A. 6 months
B. At least 12 months or to result in death
C. 3 years

3. Which statement describes the Social Security Disability Insurance (SSDI) program?

A. Workers earn SSDI coverage by paying taxes
B. SSDI is the largest disability insurance program in the United States
C. SSDI provides cash benefits to disabled workers
D. SSDI provides cash benefits to the dependents of disabled workers
E. All of the above

4. Under the Social Security Compassionate Allowances program, we pay expedited benefits to severely disabled individuals. How many conditions are on the list?

A. 25
B. 50
C. 100
D. 225

5. For every dollar paid in Social Security taxes, how much does the agency spend to administer the program (cost of running the agency)?

A. 20 cents
B. 10 cents
C. 1 cent

6. A yearly income of $11,490 or less puts you in the poverty category according to U.S. guidelines. What is the average yearly amount of Social Security disability benefits for an individual?

A. $10,752
B. $13,752
C. $17,752

7. In 2012, how much money did our aggressive program to prevent disability fraud save the Social Security Administration?

A. $3 million
B. $340 million
C. $34 million

8. Only 31 percent of people have private sector long-term disability insurance. What percent of workers does Social Security Disability Insurance cover?

A. 30%
B. 50%
C. 90%