If you earned over $1,860 in every month or performed substantial services in self-employment every month in 2024, select "Yes."

Exception: If you reached full retirement age in 2024 or a prior year, select "Yes" only if you earned over $4,960 in every month or performed substantial services in self-employment in every month of 2024.

"Substantial services in self-employment" means that you devoted more than 45 hours a month to the business or between 15 and 45 hours to a business in a highly skilled occupation.