We offer an online service that allows you to open a personalized my Social Security account and view your Social Security Statement online. To open your account, you must:
- Have a valid E-mail address;
- Have a Social Security number;
- Have a U.S. mailing address; and
- Be at least 18 years of age.
To protect the privacy of your identity and your Social Security Statement information, we are using a new identity verification process. To verify your identity, we will ask you for personal information, including answers to questions that only you should be able to answer.
The new process:
- Issues you a unique User ID (Username and Password);
- Offers extra security; and
- Complies with federal laws, regulations, and guidelines.
In addition to your username and password, we use a second method to check your identification when you sign into or register for my Social Security. You can choose either your cell phone or email address as your second identification method. Two forms of identification when signing in will help better protect your account from unauthorized use and potential identity fraud.
Each time you sign in to your account, you will complete two steps:
- Step 1: Enter your username and password.
- Step 2: Enter the security code we send by text message or email, depending on your choice (cell phone provider text message and data rates may apply).
If you do not have a text-enabled cell phone, or do not wish to provide your cell phone number, you will need to use your email address as a second identification method instead. Since an email address is required to use my Social Security, you can continue to benefit from the features my Social Security provides. To ensure you receive the email with the one-time security code timely and it does not go into your spam or junk folder, you can add NO-REPLY@ssa.gov to your contact list.
- Social Security number;
- Date of birth;
- Residential address; and
- E-mail address.
When you make a verification request to establish your account, our Identity Services Provider may use information from your credit report to help verify your identity. As a result, you may see a “soft” inquiry entry on your credit report with the Identity Services Provider, indicating that the Social Security Administration made an inquiry at your request and the date of that request. Soft inquiries do not affect your credit score, and you do not incur any charges related to them. Soft inquiries are displayed in the version of the credit report provided to a consumer and are not reported to lenders. Soft inquiries will not appear on your credit report from other providers. Soft inquiries are generally removed from your credit report after 12 months. Once you have registered for an online account, you will not generate additional soft inquiries by logging in to access our services.
You may be unable or unwilling to create an online account if you:
- Have blocked all electronic access to your personal information with us;
- Have recently moved or changed your name;
- Have been the victim of domestic violence or identity theft; or
- Are uncomfortable with or unable to use the online process for some other reason.
In these cases, you may still create an account in person by visiting your local Social Security office.
We offer you the choice to add extra security when you create an online account. In addition to your username and password, you would be required to enter a unique code we would send to your text-enabled cell phone each time you want to sign in. Your text message rates still apply.
To add this feature, you will first have to provide us with one of the following to verify your identity:
- The last eight digits of your Visa, MasterCard, or Discover credit card;
- Information from your W2 tax form;
- Information from a 1040 Schedule SE (self-employment) tax form; or
- Your direct deposit amount, if you receive Social Security benefits.
In the past, we told you Social Security would never ask for your credit card number or other financial information. We have changed our policy for this one service. Now, we may ask you for the last eight digits of your Visa, MasterCard, or Discover credit card for some other financial information. Our new security process and federal guidelines require that we do this so we can be sure that you are who you say you are when you conduct online business with us.
This information provides extra security because even if someone gets your username and password, he or she will not be able to access your personal information.
Once you give us this additional information, we will send you a letter in the mail in five to 10 business days. You will need this letter to complete the process to add extra security.
You can upgrade to extra security or disable it at any time.
The green address bar at the top of your screen indicates the website has an extended validation certificate. This means the information you provide to Social Security will be encrypted and the owner of the website has been verified by a certification authority.
Extended validation certificates, and their green address bar indicators, provide assurance the website you are using is legitimate and safe, and not a phishing - or fake - site used to trick you into revealing personal information.
We have extended validation certificates on our secure websites that ask you to enter personal information. You should check for the green address bar and verify the website owner is Social Security before you enter any personal information.
Internet scam artists use clever schemes to defraud millions of people each year. When they trick you into giving them your personal information, it’s called “phishing.” You can find out how fraudsters are using my Social Security in phishing scams and how you can protect yourself from being fooled. Learn more…