Proposed Provision: B3.17. Increase the current-law first bend point by 22 percent and increase the 90 percent PIA factor to 95 percent for all beneficiaries eligible for benefits as of January 2026 and for those newly eligible for benefits after 2025. This provision will result in an approximate $241 increase in PIA for most workers newly eligible for retirement or disability benefits in 2026.

OASDI Trust Fund Ratio
(assets as a percentage of annual expenditures)

Year Current Law Provision
2025169169
2026149137
2027131112
202811388
20299565
20307841
20316018
203243-5
203326-28
20349-51
2035-9-75
2036-27-99
2037-45-123
2038-63-148
2039-83-174
2040-102-200
2041-122-227
2042-143-254
2043-164-282
2044-185-311
2045-206-339
2046-228-368
2047-250-397
2048-272-426
2049-295-456
2050-317-485
2051-340-515
2052-363-545
2053-386-575
2054-409-606
2055-433-636
2056-457-667
2057-481-697
2058-505-728
2059-530-760
2060-556-793
2061-582-826
2062-609-859
2063-636-894
2064-664-929
2065-692-964
2066-721-1000
2067-750-1036
2068-780-1073
2069-810-1110
2070-840-1148
2071-871-1186
2072-903-1225
2073-935-1264
2074-967-1304
2075-1000-1345
2076-1035-1387
2077-1070-1430
2078-1106-1474
2079-1142-1519
2080-1180-1566
2081-1219-1613
2082-1258-1661
2083-1298-1710
2084-1338-1760
2085-1380-1812
2086-1423-1865
2087-1466-1918
2088-1510-1973
2089-1554-2028
2090-1599-2083
2091-1643-2138
2092-1687-2193
2093-1731-2247
2094-1774-2301
2095-1816-2354
2096-1858-2406
2097-1900-2458
2098-1941-2509
2099-1982-2560
2100-2022-2610
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