Proposed Provision: B1.5. Progressive price indexing (60th percentile) of PIA factors beginning with individuals newly eligible for OASDI benefits in 2026: Create a new bend point at the 60th percentile of the AIME distribution of newly retired workers. Maintain current-law benefits for earners at the 60th percentile and below. Reduce the 32 and 15 percent factors above the 60th percentile such that the initial benefit for a worker with AIME equal to the taxable maximum grows by inflation rather than the growth in the SSA average wage index.

OASDI Trust Fund Ratio
(assets as a percentage of annual expenditures)

Year Current Law Provision
2019273273
2020260260
2021245245
2022229229
2023213213
2024197197
2025180180
2026163163
2027147147
2028130130
2029114114
20309797
20318081
20326364
20334646
20342829
20351011
2036-9-8
2037-28-26
2038-47-45
2039-67-64
2040-87-84
2041-108-104
2042-129-124
2043-150-143
2044-171-163
2045-192-183
2046-213-203
2047-234-222
2048-255-241
2049-276-260
2050-297-279
2051-318-298
2052-338-316
2053-359-335
2054-380-353
2055-401-371
2056-422-389
2057-444-407
2058-465-425
2059-487-443
2060-509-461
2061-531-479
2062-554-497
2063-577-516
2064-601-534
2065-625-553
2066-649-572
2067-674-591
2068-699-610
2069-724-629
2070-749-648
2071-776-668
2072-802-688
2073-830-708
2074-857-728
2075-885-749
2076-914-770
2077-944-791
2078-975-814
2079-1007-837
2080-1039-860
2081-1072-883
2082-1106-907
2083-1139-931
2084-1173-954
2085-1207-978
2086-1242-1002
2087-1275-1025
2088-1309-1048
2089-1342-1070
2090-1375-1092
2091-1407-1114
2092-1439-1135
2093-1471-1157
2094-1503-1178
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