Social Security can provide you, your spouse, and other eligible members of your family with benefits:
- when you retire;
- if you become disabled; and
- when you die.
Use our planners to help you better understand your Social Security protection as you plan for your financial future. Then choose a benefit calculator to find out your monthly benefit amounts.
Apply For Benefits Online
If you want to apply for retirement benefits, disability benefits or just Medicare and you meet certain criteria, you can fill out your application online.
If you are the spouse or divorced spouse of a retired or disabled worker, within 3 months of age 62 or older and you meet certain criteria, you can fill out your application for monthly benefits or just Medicare online.
For more information about ways to apply, visit Apply for Social Security Benefits.
For more information about applying for Medicare only and delaying retirement benefits, visit Applying for Medicare Only – Before You Decide.
Use our Retirement Planner to learn:
- how you qualify for Social Security retirement benefits;
- about possible benefits on someone else's record;
- which members of your family may get benefits based on your earnings record; and
- how and when you should apply.
You also can use links to outside web sites that discuss other sources of retirement income and post-retirement concerns such as housing, medical care, and leisure activities.
Use our Disability Planner to find out how you and your family may qualify for benefits if you become severely disabled before you qualify for retirement benefits.
Even very young workers may already have earned disability protection. Learn more about work credits and how they affect disability benefits.
Use our Survivors Planner to look at survivors benefits from two sides:
- how your family members are protected if you die and
- how you may qualify as a survivor on someone else's Social Security record.
This protection is particularly important for young families with children. Even very young workers may have this protection. Learn more about work credits and how they affect survivors benefits.
Even if you never worked under Social Security, you may still be able to qualify for benefits if you are the:
- Retirement Planner: Benefits For You As A Spouse, or
- Retirement Planner: If You Are Divorced
- Disability Planner: Benefits For Your Spouse, or
- Disability Planner: Benefits For Your Divorced Spouse
- Survivors Planner: If You Are The Worker's Widow Or Widower, or
- Survivors Planner: If You're The Worker's Surviving Divorced Spouse
Learn more about work credits and how they affect benefits.
Choose A Benefit Calculator
Use a benefit calculator to help you plan:
- Calculate your own benefits.
- Get your Social Security Statement online.
- If you already have enough Social Security credits to qualify for benefits, you can use our Retirement Estimator to get a retirement benefit estimate. The estimate is based on current law and real time access to your earnings record. The Retirement Estimator also lets you create additional "what if" retirement scenarios based on current law.
- If you want a survivors or disability benefit estimate, or you do not already have enough Social Security credits to qualify for benefits, use the corresponding benefit calculator to estimate your future retirement, disability, and survivors benefits.