You need to enter all your past earnings, which are shown on your online Social Security Statement.
- The Online Calculator is updated periodically* with new benefit increases and other benefit amounts. Therefore, it is likely that your benefit estimates in the future will differ from those calculated today.
- Some browsers may not allow you to print the table below.
*The most recent calculator update was in August, 2016.
The Online Calculator temporarily stores information on your local computer while your browser is open. To protect your personal information, you should close your browser after you have finished your estimate.
(For reasons of privacy and to protect your records from unauthorized users, this calculator is not linked to your record of earnings in our database. Instead, we ask you to insert your earnings in the calculator. As we develop more secure authentication procedures in the future, we will insert your numbers directly from our earnings database.)
If your birthday is on January 1st, we figure your benefit as if your birthday was in the previous year.
If you qualify for benefits as a Survivor, your full retirement age for survivors benefits may be different.
If you have an estimate of your monthly Social Security retirement benefit (in future, inflated dollars), you can use the Employee Benefit Research Institute (EBRI), Ballpark E$timate Online, to get a basic idea of how much you need to save before you retire.
Note: If your Online Calculator retirement benefit estimate is in "today's dollars," you can still use the Income Estimator. Just go back to "Today's dollars or future dollars," select "future (inflated) dollars" and press the "Calculate Benefit" button to update your estimate.
CommentsPlease let us know if you have any questions or comments about the Online Calculator.
If you send a question to us, please do not include your Social Security Number.