You Can Apply


  • You must be at least 61 years and 9 months old to apply for retirement benefits.
  • If you are already age 62, you may be able to start your benefits in the month you apply.
  • You should apply for benefits no more than four months before the date you want your benefits to start.
  • Benefits are paid the month after they are due. (If your benefits start in April, you will receive your first benefit payment in May.)
  • If you are not getting Social Security and you are not ready to retire, you should still use our online retirement benefit application to sign up for just Medicare three months before your 65th birthday.  

When You Apply

Please be ready to supply the information we need to approve your application for these benefits:

We may ask you to provide certain documents to show that you are eligible and help us decide how much your benefits should be. If you do not have a birth certificate, you may request one from the state where you were born. For details on where to write in your state, check Where to Write for Vital Records.

Also, bring along your bank information so you can sign up for Direct Deposit. If you do not have a bank account you can sign up for the Direct Express® card program. With Direct Express®, deposits from federal payments are made directly to the card.

Additional Information

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