Information for Government Employees
Some federal employees and employees of state or local government agencies may be eligible for pensions that are based on earnings not covered by Social Security.
If you didn't pay Social Security taxes on your government earnings and you are eligible for Social Security benefits, the formula used to figure your benefit amount may be modified, giving you a lower Social Security benefit.
- The "How It Works" section of the Windfall Elimination Provision (WEP) fact sheet explains the formula Social Security may use to modify your benefit amount.
- How the Windfall Elimination Provision Can Affect Your Social Security Benefit provides a chart to show how your benefit amount changes based on your years of substantial earnings and the year you became eligible for benefits.
- Use the WEP Online Calculator to calculate your estimated retirement or disability benefits if you are affected by the WEP.
- The Government Pension Offset (GPO) fact sheet explains how your pension may affect your benefit on your spouse's record.
- Use the GPO Online Calculator to calculate your estimated benefits as a spouse, widow, or widower if you are affected by the GPO.