You have three choices for trying different calculations of your Social Security benefit. Two of them require you to input the earnings that you have on your W2 forms or your online Social Security Statement.
The third calculator, the Retirement Estimator, requires that you log-in using some of the information on your Social Security card application. The estimate it gives you is based on our record of your earnings.
Do you plan to keep working beyond full retirement age?
- "Yes", we have three calculators you can use. (A fourth one, the Quick Calculator, produces a simple, rough estimate. You should not use it if you do not expect to have earnings this year.)
You can use the Retirement Estimator for a retirement estimate based on real time access to your earnings record. (This calculator requires a secure log-in using your name, Social Security number, date and place of birth and mother's maiden name.)
An online calculator that requires you to enter year-by-year earnings from your Statement. You can test various scenarios and retirement ages to estimate your benefits.
- You can download and install the detailed calculator, as it provides more options for testing retirement scenarios. You must also enter year-by-year earnings from your Statement. Use this calculator only if you are comfortable with installing new software on a PC.
- "No", then you are ready to go to the next step.