FAQ #1

What are the new rules for voluntary suspension resulting from the Bipartisan Budget Act of 2015?

If you submit a request to suspend your benefits to earn delayed retirement credits on or after April 30, 2016, you will not be able to receive auxiliary benefits on someone else’s Social Security record. In addition, if you suspend your benefit, anyone receiving benefits on your record (excluding divorced spouses) will also be suspended for the same months you request suspension.

Finally, for requests submitted April 30, 2016 and later, payments will be suspended the month following the month in which the request was made and ending with the earlier of the month before the month in which the individual turns age 70 or the month following the month of the request to resume benefits.


FAQ #2

Will I still be able to file and suspend my benefits in order to receive delayed retirement credits after the effective date for the new rules for voluntary suspension ?

Yes, you will still be able to file and suspend your benefits in order to earn delayed retirement credits.


FAQ #3

When do the new rules for voluntary suspension based on the Bipartisan Budget Act of 2015 begin?

The new rules for voluntary suspension resulting from the Bipartisan Budget Act are effective for requests to suspend benefits submitted April 30, 2016 and later.


FAQ #4

I have already requested voluntary suspension before April 30, 2016. Will I be affected by the new rules?

No, the new rules will not affect individuals who have already suspended their benefits before April 30, 2016. Also, if you submit your request before April 30th 2016 and your spouse or children become entitled to benefits either before or after that date, they will not be affected by the new rules and will continue to receive payment.


FAQ #5

I am receiving divorced spouse’s benefits. If my ex-spouse requests voluntary suspension will my benefits that I receive on his record be suspended?

No, the new rules for voluntary suspension do not affect divorced spouse’s benefits.