Research & Analysis by Purvi Sevak
In this article, the authors examine the relationship between prevailing economic conditions and the likelihood of application for Supplemental Security Income (SSI) payments by jobless adults with disabilities. Using data for 1996–2010 from the Survey of Income and Program Participation linked to Social Security administrative records, the authors observe samples of jobless individuals and examine the state-level unemployment rates at both the time their unemployment spell began and at the time they applied for SSI.
In this article, the authors use the Health and Retirement Study to compare retirement resources of the foreign born with those of the native born. They find that immigrants have significantly lower Social Security benefit levels than natives; however, after controlling for demographic characteristics immigrants have higher levels of net worth. The immigrant/native differential in retirement resources varies systematically by number of years in the United States.
Despite increased labor force participation rates among women and reforms under the Employee Retirement Income Security Act, widowhood remains an important risk factor for transition into poverty, although somewhat less so than 20 years ago. Women widowed at younger ages are at greatest risk for economic hardship after widowhood, and their situation declines with the duration of widowhood. We also find that women in households that are least prepared financially for widowhood are at greatest risk of a husband's death, because of the strong relationship between mortality and wealth.