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Research & Analysis by Tapen Sinha
Next Generation of Individual Account Pension Reforms in Latin America
from Social Security Bulletin, Vol. 71, No. 1 (released February 2011)
This article examines the recent reforms in individual account systems in Latin America, with a focus on the recent overhaul of the Chilean system and major reforms in Mexico, Peru, and Colombia. The authors analyze key elements of pension reform in the region relating to individual accounts: system coverage, fees, competition, investment, the impact of gender on benefits, financial education, voluntary savings, and payouts.