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CATEGORY: FAMILY BENEFIT CHANGES
PROPOSAL: Reduce spousal benefits: From 50% to 33% of the worker's PIA
Start date: 2015 End date: not applicable Proposed by: National Academy of Social Insurance
Start date: 2015 End date: not applicable Proposed by: National Academy of Social Insurance
Projected effects on beneficiaries in 2030
Characteristic | All Beneficiaries | Affected Beneficiaries | ||||
---|---|---|---|---|---|---|
Median Percent Change | Percent With | Median Percent Change | Percent With | |||
Lower Benefits | Higher Benefits | Lower Benefits | Higher Benefits | |||
Total | 0% | 5% | 0% | -11% | 99% | 1% |
Sex | ||||||
Female | 0% | 9% | 0% | -11% | 100% | 0% |
Male | 0% | 1% | 0% | -10% | 95% | 5% |
Ethnicity/Race | ||||||
Hispanic | 0% | 8% | 0% | -13% | 100% | 0% |
White | 0% | 5% | 0% | -10% | 99% | 1% |
Black | 0% | 3% | 0% | -12% | 100% | 0% |
Other | 0% | 8% | 0% | -12% | 99% | 1% |
Country of Birth | ||||||
U.S. | 0% | 5% | 0% | -10% | 99% | 1% |
Foreign | 0% | 9% | 0% | -13% | 100% | 0% |
Age | ||||||
60-69 | 0% | 7% | 0% | -19% | 99% | 1% |
70-79 | 0% | 7% | 0% | -7% | 100% | 0% |
80-89 | 0% | 0% | 0% | . . . | . . . | . . . |
90+ | 0% | 0% | 0% | . . . | . . . | . . . |
Marital Status | ||||||
Married | 0% | 9% | 0% | — | — | — |
Divorced | 0% | 2% | 0% | — | — | — |
Widowed | 0% | 0% | 0% | — | — | — |
Never Married | 0% | 0% | 0% | — | — | — |
Education | ||||||
Graduate | 0% | 3% | 0% | -11% | 97% | 3% |
Bachelor | 0% | 5% | 0% | -11% | 98% | 2% |
Associate | 0% | 5% | 0% | -9% | 100% | 0% |
High School | 0% | 6% | 0% | -11% | 100% | 0% |
Less than 12 Yrs | 0% | 8% | 0% | -12% | 100% | 0% |
Official Poverty | ||||||
Above poverty | 0% | 5% | 0% | -11% | 99% | 1% |
In poverty | 0% | 6% | 0% | -10% | 100% | 0% |
Household Income Quintile | ||||||
$175,526+ | 0% | 6% | 0% | -11% | 99% | 1% |
$97,521 - $175,526 | 0% | 6% | 0% | -11% | 99% | 1% |
$57,224 - $97,521 | 0% | 5% | 0% | -9% | 100% | 0% |
$30,478 - $57,224 | 0% | 5% | 0% | -9% | 99% | 1% |
$0-$30,478 | 0% | 4% | 0% | -13% | 100% | 0% |
Current Law Benefit Type | ||||||
Retired worker | 0% | 0% | 0% | -12% | 71% | 29% |
Widow(er) | 0% | 0% | 0% | . . . | . . . | . . . |
Spouse | -3% | 60% | 0% | -11% | 100% | 0% |
Disabled worker | 0% | 0% | 0% | . . . | . . . | . . . |
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: PB0324v3 Notes: . . . = not applicable; — = sample size is too small. Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
|
Characteristic | All Beneficiaries | Affected Beneficiaries | ||||
---|---|---|---|---|---|---|
Median Percent Change | Percent With | Median Percent Change | Percent With | |||
Lower Income | Higher Income | Lower Income | Higher Income | |||
Total | 0% | 5% | 0% | -1% | 56% | 0% |
Sex | ||||||
Female | 0% | 5% | 0% | -1% | 56% | 0% |
Male | 0% | 6% | 0% | -1% | 58% | 0% |
Ethnicity/Race | ||||||
Hispanic | 0% | 10% | 0% | -1% | 69% | 0% |
White | 0% | 5% | 0% | -1% | 52% | 0% |
Black | 0% | 3% | 0% | -1% | 69% | 1% |
Other | 0% | 9% | 0% | -1% | 60% | 0% |
Country of Birth | ||||||
U.S. | 0% | 5% | 0% | -1% | 53% | 0% |
Foreign | 0% | 11% | 0% | -1% | 65% | 0% |
Age | ||||||
60-69 | 0% | 8% | 0% | -2% | 76% | 0% |
70-79 | 0% | 6% | 0% | 0% | 41% | 0% |
80-89 | 0% | 1% | 0% | . . . | . . . | . . . |
90+ | 0% | 0% | 0% | . . . | . . . | . . . |
Marital Status | ||||||
Married | 0% | 9% | 0% | — | — | — |
Divorced | 0% | 2% | 0% | — | — | — |
Widowed | 0% | 0% | 0% | — | — | — |
Never Married | 0% | 0% | 0% | — | — | — |
Education | ||||||
Graduate | 0% | 4% | 0% | -1% | 55% | 0% |
Bachelor | 0% | 4% | 0% | 0% | 46% | 0% |
Associate | 0% | 5% | 0% | 0% | 49% | 0% |
High School | 0% | 6% | 0% | -1% | 60% | 0% |
Less than 12 Yrs | 0% | 10% | 0% | -2% | 72% | 1% |
Official Poverty | ||||||
Above poverty | 0% | 5% | 0% | -1% | 55% | 0% |
In poverty | 0% | 6% | 0% | -2% | 70% | 1% |
Household Income Quintile | ||||||
$175,526+ | 0% | 2% | 0% | 0% | 19% | 0% |
$97,521 - $175,526 | 0% | 6% | 0% | -1% | 54% | 0% |
$57,224 - $97,521 | 0% | 6% | 0% | -1% | 62% | 0% |
$30,478 - $57,224 | 0% | 7% | 0% | -2% | 75% | 0% |
$0-$30,478 | 0% | 6% | 0% | -3% | 85% | 1% |
Current Law Benefit Type | ||||||
Retired worker | 0% | 3% | 0% | -2% | 91% | 0% |
Widow(er) | 0% | 0% | 0% | . . . | . . . | . . . |
Spouse | 0% | 33% | 0% | -1% | 55% | 0% |
Disabled worker | 0% | 3% | 0% | . . . | . . . | . . . |
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: PB0324v3 Notes: . . . = not applicable; — = sample size is too small. Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
|
Characteristic | Poverty Rate | Population Change (thousands) | ||
---|---|---|---|---|
Scheduled | Option | Change | ||
Total | 4.9% | 5.0% | 0.1% | 68 |
Sex | ||||
Female | 5.3% | 5.5% | 0.1% | 44 |
Male | 4.3% | 4.4% | 0.1% | 23 |
Ethnicity/Race | ||||
Hispanic | 8.8% | 9.0% | 0.2% | 13 |
White | 3.5% | 3.6% | 0.1% | 33 |
Black | 9.0% | 9.1% | 0.1% | 11 |
Other | 7.7% | 7.9% | 0.2% | 9 |
Country of Birth | ||||
U.S. | 4.2% | 4.2% | 0.1% | 44 |
Foreign | 8.8% | 9.0% | 0.2% | 23 |
Age | ||||
60-69 | 5.7% | 5.9% | 0.2% | 52 |
70-79 | 4.9% | 5.0% | 0.1% | 16 |
80-89 | 3.8% | 3.8% | 0.0% | 0 |
90+ | 2.5% | 2.5% | 0.0% | 0 |
Marital Status | ||||
Married | 1.9% | 2.0% | 0.1% | 31 |
Divorced | 8.3% | 8.5% | 0.3% | 36 |
Widowed | 5.8% | 5.8% | 0.0% | 0 |
Never Married | 17.0% | 17.0% | 0.0% | 0 |
Education | ||||
Graduate | 1.4% | 1.4% | 0.0% | 3 |
Bachelor | 2.2% | 2.2% | 0.1% | 7 |
Associate | 3.6% | 3.6% | 0.0% | 7 |
High School | 6.1% | 6.2% | 0.1% | 29 |
Less than 12 Yrs | 13.9% | 14.2% | 0.3% | 20 |
Official Poverty | ||||
Above poverty | 0.0% | 0.1% | 0.1% | 68 |
In poverty | 100.0% | 100.0% | 0.0% | 0 |
Household Income Quintile | ||||
$175,526+ | 0.1% | 0.2% | 0.0% | 2 |
$97,521 - $175,526 | 0.1% | 0.2% | 0.0% | 2 |
$57,224 - $97,521 | 0.3% | 0.4% | 0.0% | 2 |
$30,478 - $57,224 | 0.8% | 0.8% | 0.0% | 1 |
$0-$30,478 | 23.0% | 23.4% | 0.4% | 59 |
Current Law Benefit Type | ||||
Retired worker | 4.6% | 4.6% | 0.0% | 14 |
Widow(er) | 5.0% | 5.0% | 0.0% | 0 |
Spouse | 5.5% | 6.3% | 0.8% | 53 |
Disabled worker | 8.5% | 8.5% | 0.0% | 0 |
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: PB0324v3
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
|
Characteristic | All beneficiaries | Affected beneficiaries | Beneficiaries with lower benefits | Beneficiaries with higher benefits | ||||
---|---|---|---|---|---|---|---|---|
Number (thousands) | Percent | Number (thousands) | Percent | Number (thousands) | Percent | Number (thousands) | Percent | |
Total | 73,810 | 100.0 | 3,988 | 100.0 | 3,966 | 100.0 | 22 | 100.0 |
Sex | ||||||||
Female | 39,993 | 54.2 | 3,590 | 90.0 | 3,588 | 90.5 | 2 | 9.6 |
Male | 33,817 | 45.8 | 398 | 10.0 | 378 | 9.5 | 20 | 90.4 |
Ethnicity/Race | ||||||||
Hispanic | 7,865 | 10.7 | 638 | 16.0 | 638 | 16.1 | . . . | . . . |
White | 54,004 | 73.2 | 2,814 | 70.6 | 2,795 | 70.5 | 19 | 84.3 |
Black | 7,559 | 10.2 | 196 | 4.9 | 196 | 4.9 | . . . | . . . |
Other | 4,382 | 5.9 | 340 | 8.5 | 337 | 8.5 | 3 | 15.7 |
Country of Birth | ||||||||
U.S. | 62,372 | 84.5 | 2,939 | 73.7 | 2,917 | 73.6 | 22 | 100.0 |
Foreign | 11,438 | 15.5 | 1,049 | 26.3 | 1,049 | 26.4 | . . . | . . . |
Age | ||||||||
60-69 | 24,505 | 33.2 | 1,681 | 42.2 | 1,664 | 42.0 | 17 | 78.1 |
70-79 | 31,533 | 42.7 | 2,307 | 57.8 | 2,302 | 58.0 | 5 | 21.9 |
80-89 | 14,979 | 20.3 | . . . | . . . | . . . | . . . | . . . | . . . |
90+ | 2,793 | 3.8 | . . . | . . . | . . . | . . . | . . . | . . . |
Marital Status | ||||||||
Married | 41,785 | 56.6 | 3,676 | 92.2 | 3,654 | 92.1 | 22 | 100.0 |
Divorced | 13,632 | 18.5 | 305 | 7.7 | 305 | 7.7 | . . . | . . . |
Widowed | 12,828 | 17.4 | 7 | 0.2 | 7 | 0.2 | . . . | . . . |
Never Married | 5,566 | 7.5 | . . . | . . . | . . . | . . . | . . . | . . . |
Education | ||||||||
Graduate | 8,636 | 11.7 | 231 | 5.8 | 224 | 5.7 | 6 | 27.4 |
Bachelor | 13,936 | 18.9 | 729 | 18.3 | 716 | 18.1 | 13 | 58.3 |
Associate | 16,752 | 22.7 | 908 | 22.8 | 906 | 22.8 | 1 | 6.1 |
High School | 28,256 | 38.3 | 1,598 | 40.1 | 1,596 | 40.3 | 2 | 8.1 |
Less than 12 Yrs | 6,230 | 8.4 | 523 | 13.1 | 523 | 13.2 | . . . | . . . |
Official Poverty | ||||||||
Above poverty | 70,205 | 95.1 | 3,763 | 94.3 | 3,741 | 94.3 | 22 | 100.0 |
In poverty | 3,604 | 4.9 | 225 | 5.7 | 225 | 5.7 | . . . | . . . |
Household Income Quintile | ||||||||
$175,526+ | 14,762 | 20.0 | 949 | 23.8 | 940 | 23.7 | 9 | 42.0 |
$97,521 - $175,526 | 14,762 | 20.0 | 932 | 23.4 | 927 | 23.4 | 5 | 23.1 |
$57,224 - $97,521 | 14,763 | 20.0 | 722 | 18.1 | 719 | 18.1 | 3 | 12.3 |
$30,478 - $57,224 | 14,759 | 20.0 | 722 | 18.1 | 717 | 18.1 | 5 | 22.7 |
$0-$30,478 | 14,763 | 20.0 | 663 | 16.6 | 663 | 16.7 | . . . | . . . |
Current Law Benefit Type | ||||||||
Retired worker | 51,869 | 70.3 | 77 | 1.9 | 54 | 1.4 | 22 | 100.0 |
Widow(er) | 12,154 | 16.5 | . . . | . . . | . . . | . . . | . . . | . . . |
Spouse | 6,571 | 8.9 | 3,912 | 98.1 | 3,912 | 98.6 | . . . | . . . |
Disabled worker | 3,215 | 4.4 | . . . | . . . | . . . | . . . | . . . | . . . |
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: PB0324v3 Note: . . . = not applicable. Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
|
Characteristic | Current Law Beneficiaries | Changes in beneficiary status under proposed option | Policy Option Beneficiaries | ||
---|---|---|---|---|---|
Added | Removed | Net Change | |||
Total | 73,810 | 0 | -18 | -18 | 73,792 |
Sex | |||||
Female | 39,993 | 0 | -13 | -12 | 39,980 |
Male | 33,817 | 0 | -5 | -5 | 33,811 |
Ethnicity/Race | |||||
Hispanic | 7,865 | 0 | -4 | -3 | 7,862 |
White | 54,004 | 0 | -12 | -12 | 53,992 |
Black | 7,559 | 0 | 0 | 0 | 7,559 |
Other | 4,382 | 0 | -2 | -2 | 4,379 |
Country of Birth | |||||
U.S. | 62,372 | 0 | -9 | -9 | 62,363 |
Foreign | 11,438 | 0 | -9 | -9 | 11,429 |
Age | |||||
60-69 | 24,505 | 0 | -18 | -18 | 24,487 |
70-79 | 31,533 | 0 | 0 | 0 | 31,533 |
80-89 | 14,979 | 0 | 0 | 0 | 14,979 |
90+ | 2,793 | 0 | 0 | 0 | 2,793 |
Marital Status | |||||
Married | 41,785 | 0 | -17 | -16 | 41,768 |
Divorced | 13,632 | 0 | -2 | -1 | 13,630 |
Widowed | 12,828 | 0 | 0 | 0 | 12,828 |
Never Married | 5,566 | 0 | 0 | 0 | 5,566 |
Education | |||||
Graduate | 8,636 | 0 | -2 | -1 | 8,634 |
Bachelor | 13,936 | 0 | -5 | -4 | 13,931 |
Associate | 16,752 | 0 | -8 | -8 | 16,744 |
High School | 28,256 | 0 | 0 | 0 | 28,256 |
Less than 12 Yrs | 6,230 | 0 | -3 | -3 | 6,227 |
Official Poverty | |||||
Above poverty | 70,205 | 0 | -18 | -18 | 70,187 |
In poverty | 3,604 | 0 | 0 | 0 | 3,604 |
Household Income Quintile | |||||
$175,526+ | 14,762 | 0 | -7 | -6 | 14,756 |
$97,521 - $175,526 | 14,762 | 0 | -8 | -7 | 14,754 |
$57,224 - $97,521 | 14,763 | 0 | -3 | -3 | 14,760 |
$30,478 - $57,224 | 14,759 | 0 | 0 | 0 | 14,758 |
$0-$30,478 | 14,763 | 0 | 0 | 0 | 14,763 |
Current Law Benefit Type | |||||
Retired worker | 51,869 | 0 | -2 | -2 | 51,867 |
Widow(er) | 12,154 | 0 | 0 | 0 | 12,154 |
Spouse | 6,571 | 0 | -16 | -16 | 6,555 |
Disabled worker | 3,215 | 0 | 0 | 0 | 3,215 |
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: PB0324v3
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
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