Have People Delayed Claiming Retirement Benefits? Responses to Changes in Social Security Rules
by Jae Song and Joyce Manchester
Social Security Bulletin, Vol. 67, No. 2, 2007
Social Security Bulletin, Vol. 67, No. 2, 2007
Entitlement age a | 1937 or earlier | 1938 | 1939 | 1940 | 1941 | 1942 |
---|---|---|---|---|---|---|
62 | 80.0000 | 79.1667 | 78.3333 | 77.5000 | 76.6667 | 75.8333 |
62 & 2 | 81.1111 | 80.0000 | 79.1667 | 78.3333 | 77.5000 | 76.6667 |
62 & 4 | 82.2222 | 81.1111 | 80.0000 | 79.1667 | 78.3333 | 77.5000 |
62 & 6 | 83.3333 | 82.2222 | 81.1111 | 80.0000 | 79.1667 | 78.3333 |
62 & 8 | 84.4444 | 83.3333 | 82.2222 | 81.1111 | 80.0000 | 79.1667 |
62 & 10 | 85.5556 | 84.4444 | 83.3333 | 82.2222 | 81.1111 | 80.0000 |
63 | 86.6667 | 85.5556 | 84.4444 | 83.3333 | 82.2222 | 81.1111 |
63 & 2 | 87.7778 | 86.6667 | 85.5556 | 84.4444 | 83.3333 | 82.2222 |
63 & 4 | 88.8889 | 87.7778 | 86.6667 | 85.5556 | 84.4444 | 83.3333 |
63 & 6 | 90.0000 | 88.8889 | 87.7778 | 86.6667 | 85.5556 | 84.4444 |
63 & 8 | 91.1111 | 90.0000 | 88.8889 | 87.7778 | 86.6667 | 85.5556 |
63 & 10 | 92.2222 | 91.1111 | 90.0000 | 88.8889 | 87.7778 | 86.6667 |
64 | 93.3333 | 92.2222 | 91.1111 | 90.0000 | 88.8889 | 87.7778 |
64 & 2 | 94.4444 | 93.3333 | 92.2222 | 91.1111 | 90.0000 | 88.8889 |
64 & 4 | 95.5556 | 94.4444 | 93.3333 | 92.2222 | 91.1111 | 90.0000 |
64 & 6 | 96.6667 | 95.5556 | 94.4444 | 93.3333 | 92.2222 | 91.1111 |
64 & 8 | 97.7778 | 96.6667 | 95.5556 | 94.4444 | 93.3333 | 92.2222 |
64 & 10 | 98.8889 | 97.7778 | 96.6667 | 95.5556 | 94.4444 | 93.3333 |
65 | 100.0000 | 98.8889 | 97.7778 | 96.6667 | 95.5556 | 94.4444 |
65 & 2 | 101.0833 | 100.0000 | 98.8889 | 97.7778 | 96.6667 | 95.5556 |
65 & 4 | 102.1667 | 101.0833 | 100.0000 | 98.8889 | 97.7778 | 96.6667 |
65 & 6 | 103.2500 | 102.1667 | 101.1667 | 100.0000 | 98.8889 | 97.7778 |
65 & 8 | 104.3333 | 103.2500 | 102.3333 | 101.1667 | 100.0000 | 98.8889 |
65 & 10 | 105.4167 | 104.3333 | 103.5000 | 102.3333 | 101.2500 | 100.0000 |
66 | 106.5000 | 105.4167 | 104.6667 | 103.5000 | 102.5000 | 101.2500 |
SOURCE: Social Security Administration (2005), Table 2.A17.1 | ||||||
a. Entitlement age is measured in 2-month increments; the notation "62.5" = 62 years and 6 months. |
Age | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 |
---|---|---|---|---|---|---|---|---|---|
Men | |||||||||
70 | 0.9778 | 0.9740 | 0.9758 | 0.9756 | 0.9746 | 0.9777 | 0.9794 | 0.9777 | 0.9778 |
69 | 0.9636 | 0.9637 | 0.9613 | 0.9712 | 0.9762 | 0.9777 | 0.9752 | 0.9753 | 0.9761 |
68 | 0.9574 | 0.9520 | 0.9526 | 0.9727 | 0.9745 | 0.9734 | 0.9738 | 0.9741 | 0.9721 |
67 | 0.9446 | 0.9417 | 0.9493 | 0.9702 | 0.9714 | 0.9721 | 0.9718 | 0.9698 | 0.9669 |
66 | 0.9301 | 0.9354 | 0.9313 | 0.9659 | 0.9698 | 0.9674 | 0.9648 | 0.9624 | 0.9575 |
65 | 0.9138 | 0.8999 | 0.9032 | 0.9616 | 0.9583 | 0.9553 | 0.9114 | 0.8539 | 0.7899 |
64 | 0.6503 | 0.6464 | 0.6377 | 0.6381 | 0.6347 | 0.6178 | 0.6017 | 0.5851 | 0.5770 |
63 | 0.5805 | 0.5727 | 0.5697 | 0.5724 | 0.5546 | 0.5433 | 0.5222 | 0.5148 | 0.4910 |
62 | 0.4346 | 0.4284 | 0.4392 | 0.4202 | 0.4094 | 0.3938 | 0.3816 | 0.3640 | 0.3542 |
Women | |||||||||
70 | 0.8680 | 0.8628 | 0.8715 | 0.8652 | 0.8891 | 0.8774 | 0.8909 | 0.8883 | 0.9050 |
69 | 0.8405 | 0.8514 | 0.8427 | 0.8679 | 0.8592 | 0.8670 | 0.8724 | 0.8822 | 0.8829 |
68 | 0.8444 | 0.8360 | 0.8545 | 0.8527 | 0.8606 | 0.8644 | 0.8742 | 0.8757 | 0.8825 |
67 | 0.8297 | 0.8438 | 0.8355 | 0.8550 | 0.8615 | 0.8689 | 0.8684 | 0.8754 | 0.8853 |
66 | 0.8334 | 0.8244 | 0.8336 | 0.8556 | 0.8635 | 0.8614 | 0.8678 | 0.8771 | 0.8657 |
65 | 0.8071 | 0.8128 | 0.8246 | 0.8570 | 0.8536 | 0.8592 | 0.8376 | 0.7909 | 0.7620 |
64 | 0.6181 | 0.6326 | 0.6317 | 0.6248 | 0.6297 | 0.6214 | 0.6005 | 0.5944 | 0.5861 |
63 | 0.5775 | 0.5728 | 0.5690 | 0.5716 | 0.5686 | 0.5429 | 0.5368 | 0.5258 | 0.5272 |
62 | 0.4490 | 0.4406 | 0.4429 | 0.4484 | 0.4199 | 0.4195 | 0.4089 | 0.4013 | 0.3749 |
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006. | |||||||||
NOTE: Data represent primary beneficiaries who were fully insured at age 60. |
Age | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 |
---|---|---|---|---|---|---|---|---|
Men | ||||||||
70 | 0.3012 | 0.3361 | 0.3829 | 0.1278 | 0.0596 | 0.0909 | 0.0932 | 0.0723 |
69 | 0.1604 | 0.1971 | 0.4177 | 0.1348 | 0.1273 | 0.0791 | 0.0608 | 0.0820 |
68 | 0.1393 | 0.1990 | 0.4783 | 0.1472 | 0.0821 | 0.0564 | 0.0891 | 0.0806 |
67 | 0.1711 | 0.2217 | 0.5823 | 0.1581 | 0.0787 | 0.1429 | 0.1621 | 0.1297 |
66 | 0.2577 | 0.3226 | 0.6585 | 0.2094 | 0.2194 | 0.2136 | 0.5877 | 0.7174 |
65 | 0.7152 | 0.7273 | 0.8976 | 0.8874 | 0.8825 | 0.7712 | 0.6378 | 0.4963 |
64 | 0.1591 | 0.1561 | 0.1623 | 0.1513 | 0.1457 | 0.1318 | 0.1332 | 0.1311 |
63 | 0.2450 | 0.2491 | 0.2395 | 0.2326 | 0.2298 | 0.2133 | 0.2180 | 0.1996 |
62 | 0.4277 | 0.4389 | 0.4196 | 0.4086 | 0.3932 | 0.3813 | 0.3631 | 0.3536 |
Women | ||||||||
70 | 0.1492 | 0.2022 | 0.1688 | 0.1696 | 0.1532 | 0.1570 | 0.1176 | 0.1850 |
69 | 0.0683 | 0.0702 | 0.1783 | 0.0664 | 0.0595 | 0.0639 | 0.0785 | 0.0750 |
68 | 0.0599 | 0.1280 | 0.2477 | 0.0594 | 0.0388 | 0.0103 | 0.0585 | 0.0523 |
67 | 0.1199 | 0.1217 | 0.3580 | 0.0680 | 0.0880 | 0.1212 | 0.0890 | 0.1266 |
66 | 0.2041 | 0.2432 | 0.4151 | 0.1134 | 0.1310 | 0.1660 | 0.5000 | 0.6311 |
65 | 0.6760 | 0.6798 | 0.8059 | 0.8237 | 0.8257 | 0.7243 | 0.6114 | 0.5080 |
64 | 0.1747 | 0.1807 | 0.1732 | 0.1782 | 0.1563 | 0.1603 | 0.1535 | 0.1554 |
63 | 0.2705 | 0.2808 | 0.2807 | 0.2589 | 0.2536 | 0.2359 | 0.2290 | 0.2370 |
62 | 0.4794 | 0.4775 | 0.4795 | 0.4509 | 0.4462 | 0.4358 | 0.4224 | 0.3976 |
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006. |
Entitlement age a | 1998 | 2000 | 2003 | 2005 |
---|---|---|---|---|
Men | ||||
62 | 3.6083 | 3.5533 | 3.4188 | 3.4032 |
62.083 | 52.3853 | 51.8633 | 51.2403 | 51.0947 |
62.167 | 54.9316 | 54.2734 | 53.6001 | 53.5135 |
62.25 | 56.944 | 56.2354 | 55.5052 | 55.3254 |
62.333 | 58.5702 | 57.7788 | 57.0549 | 56.846 |
62.417 | 60.0885 | 59.2355 | 58.3737 | 58.1718 |
62.5 | 61.2963 | 60.3714 | 59.5626 | 59.3562 |
62.583 | 62.3129 | 61.3505 | 60.5025 | 60.3889 |
62.667 | 63.3144 | 62.3094 | 61.4352 | 61.3216 |
62.75 | 64.278 | 63.2056 | 62.3228 | 62.2284 |
62.833 | 65.2321 | 64.1018 | 63.2014 | 63.1559 |
62.917 | 66.067 | 64.8947 | 63.9591 | 63.9662 |
63 | 67.112 | 65.8683 | 64.9117 | 64.9661 |
63.083 | 68.1835 | 66.8327 | 65.8859 | 65.9695 |
63.167 | 68.9086 | 67.5334 | 66.5228 | 66.6091 |
63.25 | 69.6488 | 68.2433 | 67.2517 | 67.3401 |
63.333 | 70.2432 | 68.8149 | 67.8182 | 67.8987 |
63.417 | 70.8944 | 69.4031 | 68.3901 | 68.4694 |
63.5 | 71.4207 | 69.901 | 68.9133 | 68.9883 |
63.583 | 71.9224 | 70.4099 | 69.4148 | 69.5141 |
63.667 | 72.4638 | 70.9299 | 69.8947 | 69.9813 |
63.75 | 72.9466 | 71.389 | 70.362 | 70.4537 |
63.833 | 73.4729 | 71.8721 | 70.8329 | 70.9347 |
63.917 | 73.9575 | 72.3478 | 71.3272 | 71.4174 |
64 | 74.6864 | 72.9932 | 71.937 | 72.0363 |
64.083 | 75.3452 | 73.587 | 72.5143 | 72.6328 |
64.167 | 75.845 | 74.0498 | 72.9888 | 73.1121 |
64.25 | 76.3088 | 74.4868 | 73.42 | 73.5414 |
64.333 | 76.7385 | 74.9349 | 73.9594 | 74.0379 |
64.417 | 77.1929 | 75.3775 | 74.4447 | 74.5568 |
64.5 | 77.7116 | 75.9344 | 75.031 | 75.105 |
64.583 | 78.3098 | 76.4821 | 75.5686 | 75.5998 |
64.667 | 79.3719 | 77.4317 | 76.5825 | 76.5187 |
64.75 | 81.5869 | 79.473 | 78.9621 | 78.7582 |
64.833 | 83.8681 | 81.5677 | 81.2768 | 81.0253 |
64.917 | 86.1607 | 83.6071 | 83.3479 | 83.0062 |
65 | 96.5806 | 95.0194 | 95.0151 | 91.6884 |
65.083 | 96.8835 | 95.3882 | 95.4445 | 92.497 |
65.167 | 97.1183 | 95.6242 | 97.4507 | 95.0261 |
65.25 | 97.3417 | 95.9008 | 97.6419 | 95.4709 |
65.333 | 97.5178 | 96.1516 | 97.8367 | 97.7466 |
65.417 | 97.6882 | 96.371 | 97.9937 | 97.8966 |
65.5 | 97.8359 | 96.5757 | 98.1579 | 99.1034 |
65.583 | 97.9855 | 96.7748 | 98.3022 | 99.1844 |
65.667 | 98.0877 | 96.9555 | 98.4664 | 99.2534 |
65.75 | 98.188 | 97.1141 | 98.5999 | 99.3137 |
65.833 | 98.3054 | 97.2764 | 98.7172 | 99.3671 |
65.917 | 98.4114 | 97.4294 | 98.8254 | 99.4154 |
66 | 98.5117 | 97.5566 | 98.9192 | 99.4602 |
66.083 | 98.595 | 97.6672 | 98.9968 | 99.4895 |
66.167 | 98.6707 | 97.776 | 99.069 | 99.5274 |
66.25 | 98.718 | 97.9051 | 99.1827 | 99.555 |
66.333 | 98.7937 | 98.0305 | 99.2621 | 99.5981 |
66.417 | 98.8694 | 98.1448 | 99.3415 | 99.6395 |
66.5 | 98.9489 | 98.2186 | 99.4046 | 99.674 |
66.583 | 99.0208 | 98.3182 | 99.4677 | 99.6964 |
66.667 | 99.0738 | 98.3864 | 99.5092 | 99.7102 |
66.75 | 99.123 | 98.4657 | 99.576 | 99.7378 |
66.833 | 99.1874 | 98.5487 | 99.6337 | 99.7568 |
66.917 | 99.2366 | 98.6261 | 99.6698 | 99.774 |
67 | 99.2858 | 98.7146 | 99.7257 | 99.793 |
67.083 | 99.3161 | 98.7755 | 99.7473 | 99.8051 |
67.167 | 99.354 | 98.8456 | 99.7635 | 99.8223 |
67.25 | 99.3843 | 98.9101 | 99.7761 | 99.8344 |
67.333 | 99.4108 | 98.9691 | 99.7851 | 99.8482 |
67.417 | 99.4354 | 99.006 | 99.814 | 99.8551 |
67.5 | 99.4581 | 99.0687 | 99.8356 | 99.8672 |
67.583 | 99.4827 | 99.1148 | 99.8518 | 99.8793 |
67.667 | 99.5111 | 99.1664 | 99.8608 | 99.8845 |
67.75 | 99.53 | 99.2088 | 99.8716 | 99.8897 |
67.833 | 99.5546 | 99.2586 | 99.877 | 99.8914 |
67.917 | 99.5811 | 99.3121 | 99.8824 | 99.8914 |
68 | 99.6114 | 99.36 | 99.8914 | 99.8948 |
68.083 | 99.6436 | 99.4079 | 99.895 | 99.9034 |
68.167 | 99.6512 | 99.4669 | 99.8986 | 99.912 |
68.25 | 99.6834 | 99.513 | 99.9076 | 99.9189 |
68.333 | 99.6891 | 99.5499 | 99.9148 | 99.9223 |
68.417 | 99.7061 | 99.5794 | 99.9166 | 99.9292 |
68.5 | 99.725 | 99.6015 | 99.931 | 99.9378 |
68.583 | 99.7401 | 99.6236 | 99.9418 | 99.9464 |
68.667 | 99.7496 | 99.6531 | 99.9436 | 99.9481 |
68.75 | 99.7553 | 99.6808 | 99.9454 | 99.9533 |
68.833 | 99.7667 | 99.6919 | 99.9526 | 99.9567 |
68.917 | 99.7762 | 99.7085 | 99.9562 | 99.9567 |
69 | 99.8046 | 99.7417 | 99.958 | 99.9636 |
69.083 | 99.816 | 99.773 | 99.9616 | 99.967 |
69.167 | 99.8293 | 99.8043 | 99.967 | 99.9687 |
69.25 | 99.8501 | 99.8301 | 99.9688 | 99.9721 |
69.333 | 99.8709 | 99.8578 | 99.9706 | 99.9755 |
69.417 | 99.8823 | 99.8891 | 99.9706 | 99.9841 |
69.5 | 99.8956 | 99.9131 | 99.976 | 99.9875 |
69.583 | 99.9051 | 99.9279 | 99.9778 | 99.9892 |
69.667 | 99.9108 | 99.9427 | 99.9814 | 99.9892 |
69.75 | 99.9127 | 99.9556 | 99.9832 | 99.9909 |
69.833 | 99.9203 | 99.9648 | 99.9868 | 99.9909 |
69.917 | 99.926 | 99.9703 | 99.9868 | 99.9926 |
70 | 99.9998 | 99.9998 | 99.9994 | 99.9995 |
Women | ||||
62 | 3.6561 | 3.7071 | 3.6268 | 3.5341 |
62.083 | 56.1375 | 56.0614 | 55.1698 | 54.8216 |
62.167 | 58.5432 | 58.4344 | 57.5002 | 57.1225 |
62.25 | 60.3889 | 60.2268 | 59.2456 | 58.8039 |
62.333 | 61.8999 | 61.8257 | 60.7855 | 60.3169 |
62.417 | 63.2137 | 63.075 | 62.0471 | 61.6301 |
62.5 | 64.3126 | 64.1104 | 63.0747 | 62.7577 |
62.583 | 65.2671 | 65.0134 | 64.0676 | 63.7654 |
62.667 | 66.1617 | 65.9504 | 64.9877 | 64.7132 |
62.75 | 67.0352 | 66.8127 | 65.7782 | 65.5782 |
62.833 | 67.9334 | 67.6512 | 66.6794 | 66.5317 |
62.917 | 68.7787 | 68.4659 | 67.4857 | 67.3738 |
63 | 69.7297 | 69.4063 | 68.4501 | 68.4072 |
63.083 | 70.6525 | 70.3297 | 69.5347 | 69.4891 |
63.167 | 71.3499 | 71.0392 | 70.2461 | 70.217 |
63.25 | 72.0156 | 71.7046 | 70.8817 | 70.8393 |
63.333 | 72.558 | 72.2512 | 71.4635 | 71.4873 |
63.417 | 73.1638 | 72.8012 | 72.0896 | 72.0697 |
63.5 | 73.6921 | 73.2968 | 72.6271 | 72.6264 |
63.583 | 74.2099 | 73.8332 | 73.1836 | 73.1774 |
63.667 | 74.6819 | 74.2881 | 73.6389 | 73.6056 |
63.75 | 75.2525 | 74.8109 | 74.1227 | 74.0709 |
63.833 | 75.7914 | 75.2997 | 74.6571 | 74.6361 |
63.917 | 76.2141 | 75.7207 | 75.0808 | 75.0843 |
64 | 76.834 | 76.2435 | 75.6057 | 75.6552 |
64.083 | 77.3236 | 76.7867 | 76.2191 | 76.2747 |
64.167 | 77.8484 | 77.2722 | 76.6871 | 76.7943 |
64.25 | 78.2887 | 77.7339 | 77.1962 | 77.2653 |
64.333 | 78.7219 | 78.1243 | 77.6673 | 77.7192 |
64.417 | 79.1939 | 78.5894 | 78.1542 | 78.2216 |
64.5 | 79.7117 | 79.0681 | 78.6791 | 78.6955 |
64.583 | 80.2999 | 79.6384 | 79.2672 | 79.2436 |
64.667 | 81.4376 | 80.572 | 80.2601 | 80.2028 |
64.75 | 83.8926 | 82.8906 | 82.992 | 82.7834 |
64.833 | 86.2102 | 85.0361 | 85.4109 | 85.2242 |
64.917 | 88.3482 | 86.9066 | 87.4187 | 87.1368 |
65 | 96.8333 | 95.9129 | 96.1109 | 93.3343 |
65.083 | 97.1186 | 96.2422 | 96.4492 | 94.0308 |
65.167 | 97.3088 | 96.4459 | 98.027 | 96.012 |
65.25 | 97.499 | 96.6869 | 98.1756 | 96.3974 |
65.333 | 97.6822 | 96.9008 | 98.3179 | 98.0474 |
65.417 | 97.9041 | 97.0909 | 98.4191 | 98.1816 |
65.5 | 98.0485 | 97.2912 | 98.5424 | 99.0666 |
65.583 | 98.1894 | 97.4609 | 98.6531 | 99.1437 |
65.667 | 98.3268 | 97.6035 | 98.7574 | 99.2036 |
65.75 | 98.4219 | 97.7053 | 98.827 | 99.2521 |
65.833 | 98.5205 | 97.8513 | 98.9219 | 99.2892 |
65.917 | 98.5804 | 97.9531 | 99.0104 | 99.332 |
66 | 98.679 | 98.0957 | 99.1084 | 99.3663 |
66.083 | 98.7459 | 98.2111 | 99.1811 | 99.4034 |
66.167 | 98.8093 | 98.2858 | 99.2285 | 99.4234 |
66.25 | 98.8762 | 98.3809 | 99.2854 | 99.4491 |
66.333 | 98.9502 | 98.4827 | 99.3581 | 99.4948 |
66.417 | 99.003 | 98.5574 | 99.415 | 99.5205 |
66.5 | 99.0734 | 98.6423 | 99.4782 | 99.5519 |
66.583 | 99.1333 | 98.7136 | 99.5351 | 99.6033 |
66.667 | 99.1615 | 98.7577 | 99.573 | 99.6347 |
66.75 | 99.2038 | 98.812 | 99.6078 | 99.6518 |
66.833 | 99.2496 | 98.8595 | 99.6489 | 99.6775 |
66.917 | 99.2778 | 98.8968 | 99.6647 | 99.6946 |
67 | 99.3271 | 98.9579 | 99.69 | 99.7146 |
67.083 | 99.3835 | 99.036 | 99.7058 | 99.7203 |
67.167 | 99.4152 | 99.0767 | 99.7279 | 99.7431 |
67.25 | 99.4434 | 99.1276 | 99.7342 | 99.7517 |
67.333 | 99.461 | 99.1785 | 99.75 | 99.7717 |
67.417 | 99.4892 | 99.2158 | 99.769 | 99.786 |
67.5 | 99.5315 | 99.2633 | 99.7943 | 99.7917 |
67.583 | 99.5562 | 99.3074 | 99.8006 | 99.7974 |
67.667 | 99.5809 | 99.3583 | 99.8101 | 99.8003 |
67.75 | 99.6126 | 99.3956 | 99.8164 | 99.8089 |
67.833 | 99.6302 | 99.4431 | 99.8227 | 99.8118 |
67.917 | 99.6513 | 99.4872 | 99.8259 | 99.8175 |
68 | 99.6689 | 99.5211 | 99.8322 | 99.8204 |
68.083 | 99.6936 | 99.5449 | 99.8385 | 99.8347 |
68.167 | 99.7006 | 99.5687 | 99.8385 | 99.8433 |
68.25 | 99.7147 | 99.5959 | 99.8448 | 99.8462 |
68.333 | 99.7323 | 99.6265 | 99.8638 | 99.8491 |
68.417 | 99.7429 | 99.6503 | 99.8701 | 99.8548 |
68.5 | 99.7605 | 99.6639 | 99.8827 | 99.8691 |
68.583 | 99.7711 | 99.6945 | 99.8827 | 99.872 |
68.667 | 99.7852 | 99.7149 | 99.889 | 99.8749 |
68.75 | 99.7958 | 99.7285 | 99.8985 | 99.8835 |
68.833 | 99.8169 | 99.7591 | 99.9017 | 99.8864 |
68.917 | 99.831 | 99.7693 | 99.9049 | 99.8864 |
69 | 99.838 | 99.7863 | 99.9081 | 99.8864 |
69.083 | 99.845 | 99.8067 | 99.9113 | 99.895 |
69.167 | 99.845 | 99.8237 | 99.9113 | 99.8979 |
69.25 | 99.8626 | 99.8305 | 99.9208 | 99.9065 |
69.333 | 99.8661 | 99.8441 | 99.9271 | 99.9151 |
69.417 | 99.8802 | 99.8611 | 99.9271 | 99.918 |
69.5 | 99.8837 | 99.8883 | 99.9303 | 99.9209 |
69.583 | 99.8872 | 99.8985 | 99.9303 | 99.9295 |
69.667 | 99.8907 | 99.9223 | 99.9303 | 99.9324 |
69.75 | 99.8942 | 99.9257 | 99.9335 | 99.9353 |
69.833 | 99.8942 | 99.9291 | 99.943 | 99.9353 |
69.917 | 99.9048 | 99.9427 | 99.9462 | 99.9382 |
70 | 99.9999 | 100.0004 | 100 | 100.001 |
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006. | ||||
a. Entitlement age is measured in 2-month increments; the notation "62.5" = 62 years and 6 months. |
Entitlement age a | 1930 | 1937 | 1940 |
---|---|---|---|
Men | |||
62 | 3.3508 | 2.9412 | 2.5749 |
62.083 | 46.925 | 45.2271 | 42.3054 |
62.167 | 49.3338 | 47.4717 | 44.1704 |
62.25 | 51.1909 | 49.0971 | 45.5902 |
62.333 | 52.7385 | 50.3355 | 46.8897 |
62.417 | 54.5418 | 51.5481 | 48.0809 |
62.5 | 55.7529 | 52.593 | 49.2962 |
62.583 | 56.8026 | 53.5089 | 50.1986 |
62.667 | 57.8253 | 54.3474 | 51.0168 |
62.75 | 58.7942 | 55.2246 | 51.8952 |
62.833 | 59.7362 | 56.2566 | 52.8337 |
62.917 | 60.7051 | 57.0048 | 53.6399 |
63 | 61.849 | 57.9852 | 54.6025 |
63.083 | 62.9929 | 58.9914 | 55.529 |
63.167 | 63.733 | 59.5332 | 56.0584 |
63.25 | 64.5135 | 60.1137 | 56.8405 |
63.333 | 65.1325 | 60.6168 | 57.394 |
63.417 | 65.8726 | 61.0683 | 57.9956 |
63.5 | 66.4513 | 61.6359 | 58.6574 |
63.583 | 66.9492 | 62.1261 | 59.2229 |
63.667 | 67.5144 | 62.6163 | 59.7162 |
63.75 | 68.12 | 63.2226 | 60.1855 |
63.833 | 68.6987 | 63.7902 | 60.6427 |
63.917 | 69.3312 | 64.2675 | 61.112 |
64 | 70.0444 | 64.9641 | 61.8339 |
64.083 | 70.7845 | 65.5446 | 62.6521 |
64.167 | 71.3362 | 66.2154 | 63.0371 |
64.25 | 71.9283 | 66.783 | 63.5665 |
64.333 | 72.3858 | 67.5312 | 64.0478 |
64.417 | 73.0721 | 68.1633 | 64.505 |
64.5 | 73.8122 | 68.8728 | 65.0104 |
64.583 | 74.5658 | 69.5694 | 65.3954 |
64.667 | 76.0192 | 71.0142 | 66.1534 |
64.75 | 78.7241 | 75.039 | 68.1628 |
64.833 | 81.8058 | 78.522 | 70.3888 |
64.917 | 84.6991 | 81.0762 | 72.326 |
65 | 98.4388 | 99.3812 | 74.9972 |
65.083 | 98.8156 | 99.536 | 77.151 |
65.167 | 99.0444 | 99.6134 | 78.7633 |
65.25 | 99.327 | 99.6779 | 80.7486 |
65.333 | 99.5692 | 99.7682 | 82.4692 |
65.417 | 99.7441 | 99.8585 | 84.4184 |
65.5 | 99.9998 | 100.0004 | 100.0002 |
Women | |||
62 | 3.936 | 3.6617 | 3.1868 |
62.083 | 56.2724 | 52.5904 | 48.3993 |
62.167 | 58.2674 | 54.4292 | 50.4366 |
62.25 | 59.8131 | 55.7564 | 51.9791 |
62.333 | 61.1071 | 57.2754 | 53.3324 |
62.417 | 62.3113 | 58.2828 | 54.4674 |
62.5 | 63.156 | 59.3861 | 55.4424 |
62.583 | 64.0726 | 60.0737 | 56.5774 |
62.667 | 65.0072 | 61.0331 | 57.4942 |
62.75 | 65.798 | 61.9125 | 58.1781 |
62.833 | 66.6787 | 62.8879 | 59.1676 |
62.917 | 67.3796 | 63.6554 | 59.9388 |
63 | 68.2962 | 64.343 | 60.8556 |
63.083 | 69.1229 | 65.1585 | 61.8742 |
63.167 | 69.7879 | 65.7022 | 62.529 |
63.25 | 70.5607 | 66.3898 | 63.1402 |
63.333 | 70.992 | 66.9654 | 63.8096 |
63.417 | 71.3694 | 67.3651 | 64.3335 |
63.5 | 71.7648 | 67.9407 | 64.7992 |
63.583 | 72.2141 | 68.4844 | 65.3376 |
63.667 | 72.5915 | 69.0121 | 65.7014 |
63.75 | 73.1846 | 69.6517 | 66.1525 |
63.833 | 73.6339 | 70.3233 | 66.7346 |
63.917 | 74.1551 | 70.755 | 67.1712 |
64 | 74.6583 | 71.3626 | 67.8697 |
64.083 | 75.2334 | 72.0182 | 68.5391 |
64.167 | 75.7546 | 72.6098 | 69.1648 |
64.25 | 76.3657 | 73.1535 | 69.5286 |
64.333 | 77.0307 | 73.7771 | 69.9361 |
64.417 | 77.5339 | 74.4647 | 70.3872 |
64.5 | 78.1809 | 75.1363 | 70.6637 |
64.583 | 78.8459 | 75.8398 | 71.2167 |
64.667 | 80.1759 | 77.4867 | 71.9588 |
64.75 | 82.9617 | 81.724 | 74.4617 |
64.833 | 85.6756 | 84.6181 | 76.9355 |
64.917 | 87.8862 | 86.7607 | 78.9728 |
65 | 98.6878 | 99.2327 | 81.3884 |
65.083 | 98.9933 | 99.3606 | 83.091 |
65.167 | 99.0832 | 99.5365 | 84.5025 |
65.25 | 99.4427 | 99.6324 | 86.467 |
65.333 | 99.6943 | 99.7283 | 87.8349 |
65.417 | 99.892 | 99.8882 | 89.5666 |
65.5 | 99.9998 | 100.0001 | 100.0002 |
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006. | |||
a. Entitlement age is measured in 2-month increments; the notation "62.5" = 62 years and 6 months. |
Entitlement age a | 1937 | 1938 | 1939 | 1940 |
---|---|---|---|---|
Men | ||||
62 | 2.9412 | 2.909 | 2.7401 | 2.5749 |
62.083 | 42.2859 | 40.9108 | 39.156 | 39.7305 |
62.167 | 2.2446 | 2.1849 | 2.2752 | 1.865 |
62.25 | 1.6254 | 1.8043 | 1.8226 | 1.4198 |
62.333 | 1.2384 | 1.2152 | 1.5535 | 1.2995 |
62.417 | 1.2126 | 1.1538 | 1.1254 | 1.1912 |
62.5 | 1.0449 | 1.0311 | 1.0642 | 1.2153 |
62.583 | 0.9159 | 0.6628 | 1.0398 | 0.9024 |
62.667 | 0.8385 | 0.8592 | 0.893 | 0.8182 |
62.75 | 0.8772 | 0.6874 | 0.893 | 0.8784 |
62.833 | 1.032 | 0.8592 | 0.9297 | 0.9385 |
62.917 | 0.7482 | 0.7733 | 0.7706 | 0.8062 |
63 | 0.9804 | 0.7856 | 1.0153 | 0.9626 |
63.083 | 1.0062 | 1.0433 | 0.844 | 0.9265 |
63.167 | 0.5418 | 0.5524 | 0.6116 | 0.5294 |
63.25 | 0.5805 | 0.8224 | 0.6728 | 0.7821 |
63.333 | 0.5031 | 0.5401 | 0.6606 | 0.5535 |
63.417 | 0.4515 | 0.5892 | 0.6116 | 0.6016 |
63.5 | 0.5676 | 0.491 | 0.526 | 0.6618 |
63.583 | 0.4902 | 0.5033 | 0.5749 | 0.5655 |
63.667 | 0.4902 | 0.5155 | 0.3547 | 0.4933 |
63.75 | 0.6063 | 0.5033 | 0.5382 | 0.4693 |
63.833 | 0.5676 | 0.4787 | 0.4893 | 0.4572 |
63.917 | 0.4773 | 0.7487 | 0.4281 | 0.4693 |
64 | 0.6966 | 0.6628 | 0.685 | 0.7219 |
64.083 | 0.5805 | 0.6383 | 0.5994 | 0.8182 |
64.167 | 0.6708 | 0.4787 | 0.5749 | 0.385 |
64.25 | 0.5676 | 0.491 | 0.4526 | 0.5294 |
64.333 | 0.7482 | 0.7119 | 0.4404 | 0.4813 |
64.417 | 0.6321 | 0.6874 | 0.6728 | 0.4572 |
64.5 | 0.7095 | 0.6874 | 0.5015 | 0.5054 |
64.583 | 0.6966 | 0.6383 | 0.6728 | 0.385 |
64.667 | 1.4448 | 1.0433 | 0.9419 | 0.758 |
64.75 | 4.0248 | 2.8231 | 2.1407 | 2.0094 |
64.833 | 3.483 | 3.0563 | 2.8502 | 2.226 |
64.917 | 2.5542 | 3.1668 | 2.5199 | 1.9372 |
65 | 18.305 | 3.5473 | 3.156 | 2.6712 |
65.083 | 0.1548 | 2.1971 | 2.1407 | 2.1538 |
65.167 | 0.0774 | 15.834 | 1.8593 | 1.6123 |
65.25 | 0.0645 | 0.356 | 2.0917 | 1.9853 |
65.333 | 0.0903 | 0.1964 | 15.5719 | 1.7206 |
65.417 | 0.0903 | 0.0859 | 0.2936 | 1.9492 |
65.5 | 0.1419 | 0.0736 | 0.2446 | 15.5818 |
Women | ||||
62 | 3.6617 | 3.4933 | 2.9975 | 3.1868 |
62.083 | 48.9287 | 48.5607 | 46.2608 | 45.2125 |
62.167 | 1.8388 | 2.2939 | 1.8387 | 2.0373 |
62.25 | 1.3272 | 1.5292 | 1.3752 | 1.5425 |
62.333 | 1.519 | 0.9895 | 1.2515 | 1.3533 |
62.417 | 1.0074 | 0.8696 | 1.2052 | 1.135 |
62.5 | 1.1033 | 0.6897 | 0.9734 | 0.975 |
62.583 | 0.6876 | 0.8846 | 1.097 | 1.135 |
62.667 | 0.9594 | 0.5997 | 0.8344 | 0.9168 |
62.75 | 0.8794 | 0.7496 | 0.788 | 0.6839 |
62.833 | 0.9754 | 0.9295 | 0.7726 | 0.9895 |
62.917 | 0.7675 | 0.7346 | 0.6644 | 0.7712 |
63 | 0.6876 | 0.9595 | 0.8653 | 0.9168 |
63.083 | 0.8155 | 0.9445 | 1.0816 | 1.0186 |
63.167 | 0.5437 | 0.7196 | 0.6799 | 0.6548 |
63.25 | 0.6876 | 0.4648 | 0.6953 | 0.6112 |
63.333 | 0.5756 | 0.6447 | 0.5871 | 0.6694 |
63.417 | 0.3997 | 0.5847 | 0.6799 | 0.5239 |
63.5 | 0.5756 | 0.5097 | 0.7726 | 0.4657 |
63.583 | 0.5437 | 0.5397 | 0.5408 | 0.5384 |
63.667 | 0.5277 | 0.3898 | 0.3245 | 0.3638 |
63.75 | 0.6396 | 0.5697 | 0.4944 | 0.4511 |
63.833 | 0.6716 | 0.5097 | 0.6026 | 0.5821 |
63.917 | 0.4317 | 0.3598 | 0.4635 | 0.4366 |
64 | 0.6076 | 0.5397 | 0.618 | 0.6985 |
64.083 | 0.6556 | 0.6147 | 0.5717 | 0.6694 |
64.167 | 0.5916 | 0.2999 | 0.4172 | 0.6257 |
64.25 | 0.5437 | 0.5697 | 0.3554 | 0.3638 |
64.333 | 0.6236 | 0.5247 | 0.3708 | 0.4075 |
64.417 | 0.6876 | 0.4348 | 0.7417 | 0.4511 |
64.5 | 0.6716 | 0.6747 | 0.4944 | 0.2765 |
64.583 | 0.7035 | 0.7196 | 0.4944 | 0.553 |
64.667 | 1.6469 | 0.9445 | 1.0043 | 0.7421 |
64.75 | 4.2373 | 2.8186 | 2.7194 | 2.5029 |
64.833 | 2.8941 | 2.8186 | 2.6576 | 2.4738 |
64.917 | 2.1426 | 2.8336 | 2.4567 | 2.0373 |
65 | 12.472 | 2.6837 | 2.9512 | 2.4156 |
65.083 | 0.1279 | 1.8291 | 1.8232 | 1.7026 |
65.167 | 0.1759 | 11.5292 | 1.5451 | 1.4115 |
65.25 | 0.0959 | 0.1799 | 1.3752 | 1.9645 |
65.333 | 0.0959 | 0.2399 | 11.063 | 1.3679 |
65.417 | 0.1599 | 0.1349 | 0.2627 | 1.7317 |
65.5 | 0.1119 | 0.09 | 0.2318 | 10.4336 |
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006. | ||||
a. Entitlement age is measured in 2-month increments; the notation "62.5" = 62 years and 6 months. |
Birth year | Men | Women |
---|---|---|
1928 | 63.1404 | 62.9834 |
1929 | 63.1252 | 62.9349 |
1930 | 63.0892 | 62.9187 |
1931 | 63.0373 | 62.9110 |
1932 | 63.0618 | 62.9000 |
1933 | 63.0793 | 62.9451 |
1934 | 63.1492 | 62.9594 |
1935 | 63.2183 | 63.0080 |
1936 | 63.2221 | 63.0213 |
1937 | 63.2061 | 63.0172 |
1938 | 63.2910 | 63.0775 |
1939 | 63.3602 | 63.1639 |
1940 | 63.4149 | 63.2054 |
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006. | ||
a. Average age at entitlement shown in years and months and measured in 1-month increments. |