Policy Option Projections

Below are our projections of the effects of various retirement policy proposals on Social Security beneficiaries. For each proposal, we also link to SSA's actuarial projections of the effects on the Social Security trust fund.

Compare all options »

  1. Cost of Living
    Adjustment

  2. Coverage
  3. Family
    Benefit
  4. Individual
    Account
  5. Retirement
    Age

  6. Taxation
  7. Worker
    Benefit

Family Benefit Changes

Details on current spouse and survivor benefits

Proposal Start/end date(s) Proposed by Projected effects on…
Beneficiaries in… Trust funds
Create an alternative survivor benefit:
Survivor receives the higher of the current law benefit or the alternative benefit equal to 75% of the survivor's own benefit plus the deceased worker's PIA
2015/NA Begich/ Murray 2030 | 2050 | 2070 OACT D4
Reduce marriage duration requirement for divorced spouse benefits:
Allow divorced spouses who were married at least 5 years to receive benefits, but at a reduced rate
2015/NA Begich/ Murray 2030 | 2050 | 2070 OACT D3
Reduce spousal benefits:
From 50% to 33% of the worker's PIA
2015/NA NASI 2030 | 2050 | 2070 OACT D2

NOTES: NASI = National Academy of Social Insurance, OACT = Office of the Chief Actuary.

Because the timing of OACT updates to Trust Fund projections may not coincide with the timing of our updates, the specifications used to make these projections (e.g., years and amounts) may differ.