CATEGORY: FAMILY BENEFIT CHANGES
PROPOSAL:Reduce marriage duration requirement for divorced spouse benefits: Allow divorced spouses who were married at least 5 years to receive benefits, but at a reduced rate
Start date: 2015  End date: not applicable  Proposed by: Senators Mark Begich and Patty Murray

Projected effects on beneficiaries in 2030

Table 1. Individual benefit changes, 2030: Reduce Marital Duration to 5 Years vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Benefits Higher Benefits Lower Benefits Higher Benefits
Total 0% 0% 1% 0% 100%
Sex
Female 0% 0% 2% 0% 100%
Male 0% 0% 1% 0% 100%
Ethnicity/Race
Hispanic 0% 0% 0%
White 0% 0% 1%
Black 0% 0% 1%
Other 0% 0% 1%
Country of Birth
U.S. 0% 0% 1% 0% 100%
Foreign 0% 0% 1% 0% 100%
Age
60-69 0% 0% 1%
70-79 0% 0% 1%
80-89 0% 0% 1%
90+ 0% 0% 1%
Marital Status
Married 0% 0% 0% 0% 100%
Divorced 0% 0% 5% 0% 100%
Widowed 0% 0% 1% 0% 100%
Never Married 0% 0% 0% . . . . . .
Education
Graduate 0% 0% 1% 0% 100%
Bachelor 0% 0% 1% 0% 100%
Associate 0% 0% 1% 0% 100%
High School 0% 0% 1% 0% 100%
Less than 12 Yrs 0% 0% 1% 0% 100%
Official Poverty
Above poverty 0% 0% 1% 0% 100%
In poverty 0% 0% 6% 0% 100%
Household Income Quintile
$175,526+ 0% 0% 0%
$97,521 - $175,526 0% 0% 0%
$57,224 - $97,521 0% 0% 1%
$30,478 - $57,224 0% 0% 1%
$0-$30,478 0% 0% 3%
Current Law Benefit Type
Retired worker 0% 0% 1%
Widow(er) 0% 0% 1%
Spouse 0% 0% 1%
Disabled worker 0% 0% 1%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Notes: . . . = not applicable; — = sample size is too small.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 2. Household income changes, 2030: Reduce Marital Duration to 5 Years vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Income Higher Income Lower Income Higher Income
Total 0% 0% 1% 1% 92%
Sex
Female 0% 0% 1% 0% 94%
Male 0% 0% 0% 1% 87%
Ethnicity/Race
Hispanic 0% 0% 0%
White 0% 0% 1%
Black 0% 0% 1%
Other 0% 0% 1%
Country of Birth
U.S. 0% 0% 1% 1% 92%
Foreign 0% 0% 0% 0% 90%
Age
60-69 0% 0% 1%
70-79 0% 0% 1%
80-89 0% 0% 1%
90+ 0% 0% 0%
Marital Status
Married 0% 0% 0% 0% 86%
Divorced 0% 0% 4% 1% 93%
Widowed 0% 0% 1% 0% 94%
Never Married 0% 0% 0% . . . . . .
Education
Graduate 0% 0% 0% 0% 89%
Bachelor 0% 0% 1% 0% 91%
Associate 0% 0% 1% 0% 92%
High School 0% 0% 1% 1% 96%
Less than 12 Yrs 0% 0% 1% 1% 80%
Official Poverty
Above poverty 0% 0% 1% 0% 90%
In poverty 0% 0% 6% 1% 97%
Household Income Quintile
$175,526+ 0% 0% 0%
$97,521 - $175,526 0% 0% 0%
$57,224 - $97,521 0% 0% 1%
$30,478 - $57,224 0% 0% 1%
$0-$30,478 0% 0% 3%
Current Law Benefit Type
Retired worker 0% 0% 1%
Widow(er) 0% 0% 1%
Spouse 0% 0% 1%
Disabled worker 0% 0% 1%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Notes: . . . = not applicable; — = sample size is too small.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 3. Poverty, 2030: Reduce Marital Duration to 5 Years vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic Poverty Rate Population Change (thousands)
Scheduled Option Change
Total 4.9% 4.7% -0.2% -129
Sex
Female 5.3% 5.1% -0.3% -108
Male 4.3% 4.3% -0.1% -20
Ethnicity/Race
Hispanic 8.8% 8.7% -0.1% -7
White 3.5% 3.3% -0.2% -94
Black 9.0% 8.7% -0.2% -16
Other 7.7% 7.5% -0.2% -10
Country of Birth
U.S. 4.2% 4.0% -0.2% -115
Foreign 8.8% 8.7% -0.1% -14
Age
60-69 5.7% 5.6% -0.1% -31
70-79 4.9% 4.7% -0.2% -58
80-89 3.8% 3.6% -0.2% -36
90+ 2.5% 2.4% -0.1% -2
Marital Status
Married 1.9% 1.9% 0.0% -1
Divorced 8.3% 7.4% -0.9% -115
Widowed 5.8% 5.7% -0.1% -12
Never Married 17.0% 17.0% 0.0% 0
Education
Graduate 1.4% 1.4% 0.0% 0
Bachelor 2.2% 2.0% -0.1% -19
Associate 3.6% 3.4% -0.2% -32
High School 6.1% 5.9% -0.2% -61
Less than 12 Yrs 13.9% 13.6% -0.3% -16
Official Poverty
Above poverty 0.0% 0.0% 0.0% 0
In poverty 100.0% 96.4% -3.6% -129
Household Income Quintile
$175,526+ 0.1% 0.1% 0.0% 0
$97,521 - $175,526 0.1% 0.1% 0.0% -1
$57,224 - $97,521 0.3% 0.3% 0.0% -5
$30,478 - $57,224 0.8% 0.8% 0.0% -1
$0-$30,478 23.0% 22.2% -0.8% -120
Current Law Benefit Type
Retired worker 4.6% 4.4% -0.2% -110
Widow(er) 5.0% 4.9% -0.1% -8
Spouse 5.5% 5.4% -0.2% -10
Disabled worker 8.5% 8.5% 0.0% 0
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 4. Beneficiary characteristics, 2030: Reduce Marital Duration to 5 Years vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All beneficiaries Affected beneficiaries Beneficiaries with lower benefits Beneficiaries with higher benefits
Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent
Total 73,810 100.0 822 100.0 . . . . . . 822 100.0
Sex
Female 39,993 54.2 636 77.4 . . . . . . 636 77.4
Male 33,817 45.8 186 22.6 . . . . . . 186 22.6
Ethnicity/Race
Hispanic 7,865 10.7 33 4.0 . . . . . . 33 4.0
White 54,004 73.2 637 77.5 . . . . . . 637 77.5
Black 7,559 10.2 104 12.6 . . . . . . 104 12.6
Other 4,382 5.9 48 5.9 . . . . . . 48 5.9
Country of Birth
U.S. 62,372 84.5 761 92.6 . . . . . . 761 92.6
Foreign 11,438 15.5 61 7.4 . . . . . . 61 7.4
Age
60-69 24,505 33.2 243 29.6 . . . . . . 243 29.6
70-79 31,533 42.7 378 46.0 . . . . . . 378 46.0
80-89 14,979 20.3 184 22.4 . . . . . . 184 22.4
90+ 2,793 3.8 16 2.0 . . . . . . 16 2.0
Marital Status
Married 41,785 56.6 87 10.6 . . . . . . 87 10.6
Divorced 13,632 18.5 641 78.0 . . . . . . 641 78.0
Widowed 12,828 17.4 93 11.3 . . . . . . 93 11.3
Never Married 5,566 7.5 . . . . . . . . . . . . . . . . . .
Education
Graduate 8,636 11.7 48 5.8 . . . . . . 48 5.8
Bachelor 13,936 18.9 83 10.1 . . . . . . 83 10.1
Associate 16,752 22.7 217 26.4 . . . . . . 217 26.4
High School 28,256 38.3 386 46.9 . . . . . . 386 46.9
Less than 12 Yrs 6,230 8.4 89 10.8 . . . . . . 89 10.8
Official Poverty
Above poverty 70,205 95.1 603 73.3 . . . . . . 603 73.3
In poverty 3,604 4.9 219 26.7 . . . . . . 219 26.7
Household Income Quintile
$175,526+ 14,762 20.0 30 3.6 . . . . . . 30 3.6
$97,521 - $175,526 14,762 20.0 62 7.6 . . . . . . 62 7.6
$57,224 - $97,521 14,763 20.0 102 12.5 . . . . . . 102 12.5
$30,478 - $57,224 14,759 20.0 174 21.2 . . . . . . 174 21.2
$0-$30,478 14,763 20.0 453 55.1 . . . . . . 453 55.1
Current Law Benefit Type
Retired worker 51,869 70.3 638 77.6 . . . . . . 638 77.6
Widow(er) 12,154 16.5 114 13.9 . . . . . . 114 13.9
Spouse 6,571 8.9 48 5.8 . . . . . . 48 5.8
Disabled worker 3,215 4.4 22 2.7 . . . . . . 22 2.7
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Note: . . . = not applicable.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 5. Beneficiary Status, 2030: Reduce Marital Duration to 5 Years vs. Scheduled (in thousands)
POPULATION: current law or option beneficiaries aged 60+
Characteristic Current Law Beneficiaries Changes in beneficiary status under proposed option Policy Option Beneficiaries
Added Removed Net Change
Total 73,810 0 73,866
Sex
Female 39,993 0 40,037
Male 33,817 0 33,828
Ethnicity/Race
Hispanic 7,865 0 7,873
White 54,004 0 54,029
Black 7,559 0 7,579
Other 4,382 0 4,385
Country of Birth
U.S. 62,372 0 62,418
Foreign 11,438 0 11,448
Age
60-69 24,505 0 24,522
70-79 31,533 0 31,563
80-89 14,979 0 14,986
90+ 2,793 0 2,796
Marital Status
Married 41,785 0 0 41,785
Divorced 13,632 0 13,685
Widowed 12,828 0 12,831
Never Married 5,566 0 0 5,566
Education
Graduate 8,636 0 8,640
Bachelor 13,936 0 0 13,936
Associate 16,752 0 16,754
High School 28,256 0 28,288
Less than 12 Yrs 6,230 0 6,247
Official Poverty
Above poverty 70,205 0 70,219
In poverty 3,604 0 3,646
Household Income Quintile
$175,526+ 14,762 0 0 14,762
$97,521 - $175,526 14,762 0 0 14,762
$57,224 - $97,521 14,763 0 14,773
$30,478 - $57,224 14,759 0 14,762
$0-$30,478 14,763 0 14,807
Current Law Benefit Type
Retired worker 51,869 0 0 51,869
Widow(er) 12,154 0 0 12,154
Spouse 6,571 0 0 6,571
Disabled worker 3,215 0 0 3,215
None 0 0 56
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.