CATEGORY: FAMILY BENEFIT CHANGES
PROPOSAL:Reduce marriage duration requirement for divorced spouse benefits: Allow divorced spouses who were married at least 5 years to receive benefits, but at a reduced rate
Start date: 2015  End date: not applicable  Proposed by: Senators Mark Begich and Patty Murray

Projected effects on beneficiaries in 2050

Table 1. Individual benefit changes, 2050: Reduce Marital Duration to 5 Years vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Benefits Higher Benefits Lower Benefits Higher Benefits
Total 0% 0% 1% 1% 99%
Sex
Female 0% 0% 2% 1% 99%
Male 0% 0% 1% 0% 100%
Ethnicity/Race
Hispanic 0% 0% 1% 0% 100%
White 0% 0% 1% 1% 99%
Black 0% 0% 2% 0% 100%
Other 0% 0% 1% 0% 100%
Country of Birth
U.S. 0% 0% 1% 1% 99%
Foreign 0% 0% 1% 3% 97%
Age
60-69 0% 0% 1% 1% 99%
70-79 0% 0% 1% 1% 99%
80-89 0% 0% 1% 1% 99%
90+ 0% 0% 2% 1% 99%
Marital Status
Married 0% 0% 0% 0% 100%
Divorced 0% 0% 6% 1% 99%
Widowed 0% 0% 1% 0% 100%
Never Married 0% 0% 0% . . . . . .
Education
Graduate 0% 0% 1% 4% 96%
Bachelor 0% 0% 1% 2% 98%
Associate 0% 0% 1% 0% 100%
High School 0% 0% 2% 0% 100%
Less than 12 Yrs 0% 0% 1% 0% 100%
Official Poverty
Above poverty 0% 0% 1% 1% 99%
In poverty 0% 0% 6% 0% 100%
Household Income Quintile
$200,444+ 0% 0% 0% 2% 98%
$103,985 - $200,444 0% 0% 0% 0% 100%
$60,527 - $103,985 0% 0% 1% 0% 100%
$33,157 - $60,527 0% 0% 1% 2% 98%
$0-$33,157 0% 0% 4% 1% 99%
Current Law Benefit Type
Retired worker 0% 0% 1%
Widow(er) 0% 0% 1%
Spouse 0% 0% 1%
Disabled worker 0% 0% 1%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Notes: . . . = not applicable; — = sample size is too small.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 1. Individual benefit changes, 2050: Reduce Marital Duration to 5 Years vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Benefits Higher Benefits Lower Benefits Higher Benefits
Total 0% 100% 0% 100%
Sex
Female 0% 100% 0% 100%
Male 0% 100% 0% 100%
Ethnicity/Race
Hispanic 0% 100% 0% 100%
White 0% 100% 0% 100%
Black 0% 100% 0% 100%
Other 0% 100% 0% 100%
Country of Birth
U.S. 0% 100% 0% 100%
Foreign 0% 100% 0% 100%
Age
60-69 0% 100% 0% 100%
70-79 0% 100% 0% 100%
80-89 0% 100% 0% 100%
90+ 0% 100% 0% 100%
Marital Status
Married 0% 100% 0% 100%
Divorced 0% 100% 0% 100%
Widowed 0% 100% 0% 100%
Never Married 0% 100% . . . . . .
Education
Graduate 0% 100% 0% 100%
Bachelor 0% 100% 0% 100%
Associate 0% 100% 0% 100%
High School 0% 100% 0% 100%
Less than 12 Yrs 0% 100% 0% 100%
Official Poverty
Above poverty 0% 100% 0% 100%
In poverty 0% 100% 0% 100%
Household Income Quintile
$200,444+ 0% 100% 0% 100%
$103,985 - $200,444 0% 100% 0% 100%
$60,527 - $103,985 0% 100% 0% 100%
$33,157 - $60,527 0% 100% 0% 100%
$0-$33,157 0% 100% 0% 100%
Current Law Benefit Type
Retired worker 0% 100%
Widow(er) 0% 100%
Spouse 0% 100%
Disabled worker 0% 100%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Notes: . . . = not applicable; — = sample size is too small.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 2. Household income changes, 2050: Reduce Marital Duration to 5 Years vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Income Higher Income Lower Income Higher Income
Total 0% 0% 1% 0% 88%
Sex
Female 0% 0% 2% 1% 88%
Male 0% 0% 1% 0% 91%
Ethnicity/Race
Hispanic 0% 0% 0% 0% 71%
White 0% 0% 1% 0% 91%
Black 0% 0% 2% 0% 90%
Other 0% 0% 1% 7% 81%
Country of Birth
U.S. 0% 0% 1% 0% 89%
Foreign 0% 0% 1% 2% 82%
Age
60-69 0% 0% 1% 0% 90%
70-79 0% 0% 1% 0% 84%
80-89 0% 0% 1% 0% 94%
90+ 0% 0% 1% 3% 82%
Marital Status
Married 0% 0% 0% 0% 81%
Divorced 0% 0% 5% 1% 89%
Widowed 0% 0% 1% 0% 91%
Never Married 0% 0% 0% . . . . . .
Education
Graduate 0% 0% 1% 3% 87%
Bachelor 0% 0% 1% 0% 87%
Associate 0% 0% 1% 0% 86%
High School 0% 0% 2% 1% 89%
Less than 12 Yrs 0% 0% 1% 0% 96%
Official Poverty
Above poverty 0% 0% 1% 0% 87%
In poverty 0% 0% 6% 2% 93%
Household Income Quintile
$200,444+ 0% 0% 0% 0% 0% 47%
$103,985 - $200,444 0% 0% 0% 0% 73%
$60,527 - $103,985 0% 0% 1% 0% 89%
$33,157 - $60,527 0% 0% 1% 0% 88%
$0-$33,157 0% 0% 3% 1% 94%
Current Law Benefit Type
Retired worker 0% 0% 1%
Widow(er) 0% 0% 1%
Spouse 0% 0% 1%
Disabled worker 0% 0% 0%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Notes: . . . = not applicable; — = sample size is too small.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 2. Household income changes, 2050: Reduce Marital Duration to 5 Years vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Income Higher Income Lower Income Higher Income
Total 0% 97% 0% 97%
Sex
Female 0% 97% 0% 97%
Male 0% 97% 0% 98%
Ethnicity/Race
Hispanic 0% 97% 0% 89%
White 0% 97% 0% 99%
Black 1% 97% 0% 97%
Other 0% 94% 7% 93%
Country of Birth
U.S. 0% 97% 0% 98%
Foreign 0% 95% 0% 93%
Age
60-69 0% 96% 0% 98%
70-79 0% 98% 0% 96%
80-89 0% 97% 0% 100%
90+ 0% 94% 3% 94%
Marital Status
Married 0% 97% 0% 97%
Divorced 0% 97% 0% 97%
Widowed 0% 96% 0% 97%
Never Married 1% 96% . . . . . .
Education
Graduate 0% 95% 0% 100%
Bachelor 0% 96% 0% 99%
Associate 0% 98% 0% 99%
High School 0% 97% 1% 94%
Less than 12 Yrs 0% 95% 0% 100%
Official Poverty
Above poverty 0% 97% 0% 98%
In poverty 4% 84% 2% 92%
Household Income Quintile
$200,444+ 0% 87% 0% 78%
$103,985 - $200,444 0% 99% 0% 100%
$60,527 - $103,985 0% 99% 0% 100%
$33,157 - $60,527 0% 100% 0% 100%
$0-$33,157 1% 97% 0% 98%
Current Law Benefit Type
Retired worker 0% 97%
Widow(er) 0% 97%
Spouse 0% 95%
Disabled worker 0% 97%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Notes: . . . = not applicable; — = sample size is too small.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 3. Poverty, 2050: Reduce Marital Duration to 5 Years vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic Poverty Rate Population Change (thousands)
Scheduled Option Change
Total 3.5% 3.4% -0.1% -124
Sex
Female 4.2% 4.0% -0.2% -103
Male 2.7% 2.6% -0.1% -20
Ethnicity/Race
Hispanic 5.0% 5.0% 0.0% -5
White 2.4% 2.3% -0.2% -86
Black 6.7% 6.4% -0.3% -25
Other 4.1% 4.0% -0.1% -6
Country of Birth
U.S. 2.8% 2.6% -0.2% -111
Foreign 5.9% 5.8% -0.1% -12
Age
60-69 4.4% 4.3% -0.1% -30
70-79 3.1% 3.0% -0.2% -48
80-89 3.2% 3.0% -0.1% -31
90+ 2.9% 2.7% -0.2% -13
Marital Status
Married 1.3% 1.3% 0.0% 0
Divorced 5.2% 4.5% -0.7% -113
Widowed 3.9% 3.8% -0.1% -10
Never Married 9.6% 9.6% 0.0% 0
Education
Graduate 1.3% 1.3% 0.0% 0
Bachelor 1.4% 1.3% -0.1% -22
Associate 2.6% 2.4% -0.2% -39
High School 5.0% 4.8% -0.2% -53
Less than 12 Yrs 8.8% 8.7% -0.1% -8
Official Poverty
Above poverty 0.0% 0.0% 0.0% 0
In poverty 100.0% 95.9% -4.1% -124
Household Income Quintile
$200,444+ 0.1% 0.1% 0.0% 0
$103,985 - $200,444 0.1% 0.1% 0.0% 0
$60,527 - $103,985 0.2% 0.2% 0.0% 0
$33,157 - $60,527 0.4% 0.4% 0.0% -4
$0-$33,157 16.7% 16.0% -0.7% -119
Current Law Benefit Type
Retired worker 3.5% 3.3% -0.2% -114
Widow(er) 3.1% 3.0% -0.1% -9
Spouse 3.3% 3.3% 0.0% 0
Disabled worker 5.5% 5.5% 0.0% 0
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 3. Poverty, 2050: Reduce Marital Duration to 5 Years vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic Poverty Rate Population Change (thousands)
Payable Option Change
Total 7.0% 3.4% -3.6% -3,174
Sex
Female 8.2% 4.0% -4.2% -1,953
Male 5.6% 2.6% -3.0% -1,220
Ethnicity/Race
Hispanic 9.4% 5.0% -4.4% -715
White 5.2% 2.3% -2.9% -1,578
Black 13.0% 6.4% -6.6% -632
Other 7.4% 4.0% -3.4% -247
Country of Birth
U.S. 6.1% 2.6% -3.5% -2,373
Foreign 9.9% 5.8% -4.0% -800
Age
60-69 8.1% 4.3% -3.8% -976
70-79 6.6% 3.0% -3.6% -1,162
80-89 6.6% 3.0% -3.6% -784
90+ 6.0% 2.7% -3.2% -251
Marital Status
Married 2.3% 1.3% -1.1% -488
Divorced 11.0% 4.5% -6.5% -1,088
Widowed 8.6% 3.8% -4.8% -737
Never Married 17.6% 9.6% -8.0% -859
Education
Graduate 2.2% 1.3% -0.9% -102
Bachelor 2.9% 1.3% -1.6% -323
Associate 5.9% 2.4% -3.6% -701
High School 9.8% 4.8% -5.1% -1,445
Less than 12 Yrs 16.2% 8.7% -7.5% -601
Official Poverty
Above poverty 3.6% 0.0% -3.6% -3,050
In poverty 100.0% 95.9% -4.1% -124
Household Income Quintile
$200,444+ 0.2% 0.1% 0.0% -8
$103,985 - $200,444 0.2% 0.1% -0.1% -14
$60,527 - $103,985 0.5% 0.2% -0.3% -51
$33,157 - $60,527 1.2% 0.4% -0.9% -155
$0-$33,157 32.8% 16.0% -16.8% -2,944
Current Law Benefit Type
Retired worker 6.5% 3.3% -3.2% -2,111
Widow(er) 8.1% 3.0% -5.1% -639
Spouse 6.9% 3.3% -3.6% -204
Disabled worker 11.5% 5.5% -5.9% -218
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 4. Beneficiary characteristics, 2050: Reduce Marital Duration to 5 Years vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All beneficiaries Affected beneficiaries Beneficiaries with lower benefits Beneficiaries with higher benefits
Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent
Total 87,563 100.0 1,119 100.0 10 100.0 1,109 100.0
Sex
Female 46,454 53.1 874 78.1 10 100.0 864 77.9
Male 41,108 46.9 246 21.9 . . . . . . 246 22.1
Ethnicity/Race
Hispanic 16,087 18.4 107 9.5 . . . . . . 107 9.6
White 54,725 62.5 766 68.4 9 91.8 757 68.2
Black 9,521 10.9 202 18.0 1 8.2 201 18.1
Other 7,231 8.3 45 4.0 . . . . . . 45 4.1
Country of Birth
U.S. 67,665 77.3 995 88.9 6 61.6 989 89.2
Foreign 19,898 22.7 124 11.1 4 38.4 120 10.8
Age
60-69 25,830 29.5 300 26.8 2 17.6 298 26.9
70-79 32,047 36.6 410 36.6 3 33.5 406 36.6
80-89 21,891 25.0 289 25.8 4 37.6 285 25.7
90+ 7,795 8.9 121 10.8 1 11.4 119 10.8
Marital Status
Married 44,755 51.1 85 7.6 . . . . . . 85 7.7
Divorced 16,656 19.0 931 83.2 10 100.0 921 83.0
Widowed 15,365 17.5 103 9.2 . . . . . . 103 9.3
Never Married 10,786 12.3 . . . . . . . . . . . . . . . . . .
Education
Graduate 11,012 12.6 74 6.6 3 30.2 71 6.4
Bachelor 20,209 23.1 217 19.4 4 44.0 213 19.2
Associate 19,742 22.5 276 24.6 1 8.2 275 24.8
High School 28,574 32.6 486 43.4 2 17.6 484 43.6
Less than 12 Yrs 8,026 9.2 67 6.0 . . . . . . 67 6.0
Official Poverty
Above poverty 84,498 96.5 932 83.2 10 100.0 922 83.1
In poverty 3,064 3.5 188 16.8 . . . . . . 188 16.9
Household Income Quintile
$200,444+ 17,512 20.0 73 6.5 1 11.4 72 6.5
$103,985 - $200,444 17,512 20.0 60 5.4 . . . . . . 60 5.4
$60,527 - $103,985 17,514 20.0 122 10.9 . . . . . . 122 11.0
$33,157 - $60,527 17,511 20.0 245 21.9 4 44.0 240 21.7
$0-$33,157 17,513 20.0 619 55.3 4 44.6 615 55.4
Current Law Benefit Type
Retired worker 65,687 75.0 957 85.5 10 100.0 947 85.4
Widow(er) 12,506 14.3 95 8.5 . . . . . . 95 8.5
Spouse 5,677 6.5 48 4.3 . . . . . . 48 4.3
Disabled worker 3,693 4.2 20 1.8 . . . . . . 20 1.8
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Note: . . . = not applicable.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 4. Beneficiary characteristics, 2050: Reduce Marital Duration to 5 Years vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic All beneficiaries Affected beneficiaries Beneficiaries with lower benefits Beneficiaries with higher benefits
Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent
Total 87,563 100.0 87,563 100.0 . . . . . . 87,563 100.0
Sex
Female 46,454 53.1 46,454 53.1 . . . . . . 46,454 53.1
Male 41,108 46.9 41,108 46.9 . . . . . . 41,108 46.9
Ethnicity/Race
Hispanic 16,087 18.4 16,087 18.4 . . . . . . 16,087 18.4
White 54,725 62.5 54,725 62.5 . . . . . . 54,725 62.5
Black 9,521 10.9 9,521 10.9 . . . . . . 9,521 10.9
Other 7,231 8.3 7,231 8.3 . . . . . . 7,231 8.3
Country of Birth
U.S. 67,665 77.3 67,665 77.3 . . . . . . 67,665 77.3
Foreign 19,898 22.7 19,898 22.7 . . . . . . 19,898 22.7
Age
60-69 25,830 29.5 25,830 29.5 . . . . . . 25,830 29.5
70-79 32,047 36.6 32,047 36.6 . . . . . . 32,047 36.6
80-89 21,891 25.0 21,891 25.0 . . . . . . 21,891 25.0
90+ 7,795 8.9 7,795 8.9 . . . . . . 7,795 8.9
Marital Status
Married 44,755 51.1 44,755 51.1 . . . . . . 44,755 51.1
Divorced 16,656 19.0 16,656 19.0 . . . . . . 16,656 19.0
Widowed 15,365 17.5 15,365 17.5 . . . . . . 15,365 17.5
Never Married 10,786 12.3 10,786 12.3 . . . . . . 10,786 12.3
Education
Graduate 11,012 12.6 11,012 12.6 . . . . . . 11,012 12.6
Bachelor 20,209 23.1 20,209 23.1 . . . . . . 20,209 23.1
Associate 19,742 22.5 19,742 22.5 . . . . . . 19,742 22.5
High School 28,574 32.6 28,574 32.6 . . . . . . 28,574 32.6
Less than 12 Yrs 8,026 9.2 8,026 9.2 . . . . . . 8,026 9.2
Official Poverty
Above poverty 84,498 96.5 84,498 96.5 . . . . . . 84,498 96.5
In poverty 3,064 3.5 3,064 3.5 . . . . . . 3,064 3.5
Household Income Quintile
$200,444+ 17,512 20.0 17,512 20.0 . . . . . . 17,512 20.0
$103,985 - $200,444 17,512 20.0 17,512 20.0 . . . . . . 17,512 20.0
$60,527 - $103,985 17,514 20.0 17,514 20.0 . . . . . . 17,514 20.0
$33,157 - $60,527 17,511 20.0 17,511 20.0 . . . . . . 17,511 20.0
$0-$33,157 17,513 20.0 17,513 20.0 . . . . . . 17,513 20.0
Current Law Benefit Type
Retired worker 65,687 75.0 65,687 75.0 . . . . . . 65,687 75.0
Widow(er) 12,506 14.3 12,506 14.3 . . . . . . 12,506 14.3
Spouse 5,677 6.5 5,677 6.5 . . . . . . 5,677 6.5
Disabled worker 3,693 4.2 3,693 4.2 . . . . . . 3,693 4.2
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Note: . . . = not applicable.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 5. Beneficiary Status, 2050: Reduce Marital Duration to 5 Years vs. Scheduled (in thousands)
POPULATION: current law or option beneficiaries aged 60+
Characteristic Current Law Beneficiaries Changes in beneficiary status under proposed option Policy Option Beneficiaries
Added Removed Net Change
Total 87,563 0 87,606
Sex
Female 46,454 0 46,486
Male 41,108 0 41,120
Ethnicity/Race
Hispanic 16,087 0 0 16,088
White 54,725 0 54,748
Black 9,521 0 9,534
Other 7,231 0 7,236
Country of Birth
U.S. 67,665 0 67,698
Foreign 19,898 0 19,909
Age
60-69 25,830 0 25,845
70-79 32,047 0 32,066
80-89 21,891 0 21,899
90+ 7,795 0 0 7,795
Marital Status
Married 44,755 0 0 44,755
Divorced 16,656 0 16,700
Widowed 15,365 0 0 15,365
Never Married 10,786 0 0 10,786
Education
Graduate 11,012 0 11,015
Bachelor 20,209 0 20,210
Associate 19,742 0 19,755
High School 28,574 0 28,587
Less than 12 Yrs 8,026 0 8,039
Official Poverty
Above poverty 84,498 0 84,509
In poverty 3,064 0 3,097
Household Income Quintile
$200,444+ 17,512 0 17,514
$103,985 - $200,444 17,512 0 17,515
$60,527 - $103,985 17,514 0 0 17,514
$33,157 - $60,527 17,511 0 0 17,511
$0-$33,157 17,513 0 17,551
Current Law Benefit Type
Retired worker 65,687 0 0 65,687
Widow(er) 12,506 0 0 12,506
Spouse 5,677 0 0 5,677
Disabled worker 3,693 0 0 3,693
None 0 0 44
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 5. Beneficiary Status, 2050: Reduce Marital Duration to 5 Years vs. Payable (in thousands)
POPULATION: current law or option beneficiaries aged 60+
Characteristic Current Law Beneficiaries Changes in beneficiary status under proposed option Policy Option Beneficiaries
Added Removed Net Change
Total 87,563 0 87,606
Sex
Female 46,454 0 46,486
Male 41,108 0 41,120
Ethnicity/Race
Hispanic 16,087 0 0 16,088
White 54,725 0 54,748
Black 9,521 0 9,534
Other 7,231 0 7,236
Country of Birth
U.S. 67,665 0 67,698
Foreign 19,898 0 19,909
Age
60-69 25,830 0 25,845
70-79 32,047 0 32,066
80-89 21,891 0 21,899
90+ 7,795 0 0 7,795
Marital Status
Married 44,755 0 0 44,755
Divorced 16,656 0 16,700
Widowed 15,365 0 0 15,365
Never Married 10,786 0 0 10,786
Education
Graduate 11,012 0 11,015
Bachelor 20,209 0 20,210
Associate 19,742 0 19,755
High School 28,574 0 28,587
Less than 12 Yrs 8,026 0 8,039
Official Poverty
Above poverty 84,498 0 84,509
In poverty 3,064 0 3,097
Household Income Quintile
$200,444+ 17,512 0 17,514
$103,985 - $200,444 17,512 0 17,515
$60,527 - $103,985 17,514 0 0 17,514
$33,157 - $60,527 17,511 0 0 17,511
$0-$33,157 17,513 0 17,551
Current Law Benefit Type
Retired worker 65,687 0 0 65,687
Widow(er) 12,506 0 0 12,506
Spouse 5,677 0 0 5,677
Disabled worker 3,693 0 0 3,693
None 0 0 44
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: MB0611v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.