CATEGORY: TAXATION CHANGES
PROPOSAL:Tax health insurance premiums: Apply the Social Security payroll tax to employer-sponsored health insurance premiums
Start date: 2018  End date: not applicable  Proposed by: Bipartisan Policy Center

Projected effects on beneficiaries in 2070

Table 1. Individual benefit changes, 2070: Tax Health Insurance Premiums vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Benefits Higher Benefits Lower Benefits Higher Benefits
Total 2% 72% 2% 98%
Sex
Female 2% 72% 2% 98%
Male 2% 72% 2% 98%
Ethnicity/Race
Hispanic 2% 73% 2% 98%
White 2% 72% 2% 98%
Black 1% 77% 2% 98%
Other 2% 65% 3% 97%
Country of Birth
U.S. 2% 73% 2% 98%
Foreign 2% 69% 2% 98%
Age
60-69 6% 71% 7% 93%
70-79 0% 77% 0% 100%
80-89 0% 70% 0% 100%
90+ 0% 58% 0% 100%
Marital Status
Married 2% 73% 3% 97%
Divorced 1% 75% 2% 98%
Widowed 0% 69% 0% 100%
Never Married 2% 69% 2% 98%
Education
Graduate 2% 65% 3% 97%
Bachelor 2% 67% 3% 97%
Associate 2% 76% 2% 98%
High School 2% 76% 2% 98%
Less than 12 Yrs 1% 71% 2% 98%
Official Poverty
Above poverty 2% 72% 2% 98%
In poverty 0% 61% 1% 99%
Household Income Quintile
$221,317+ 3% 62% 5% 95%
$116,305 - $221,317 3% 73% 4% 96%
$67,516 - $116,305 2% 77% 2% 98%
$36,533 - $67,516 1% 77% 1% 99%
$0-$36,533 0% 71% 0% 100%
Current Law Benefit Type
Retired worker 2% 73% 3% 97%
Widow(er) 0% 67% 1% 99%
Spouse 4% 74% 5% 95%
Disabled worker 0% 70% 0% 100%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 10/30/2015 Ref #: RD0617v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 1. Individual benefit changes, 2070: Tax Health Insurance Premiums vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Benefits Higher Benefits Lower Benefits Higher Benefits
Total 0% 99% 1% 99%
Sex
Female 0% 100% 1% 99%
Male 0% 99% 1% 99%
Ethnicity/Race
Hispanic 1% 99% 1% 99%
White 0% 99% 1% 99%
Black 0% 100% 0% 100%
Other 1% 99% 1% 99%
Country of Birth
U.S. 0% 99% 1% 99%
Foreign 0% 100% 1% 99%
Age
60-69 2% 98% 2% 98%
70-79 0% 100% 0% 100%
80-89 0% 100% 0% 100%
90+ 0% 100% 0% 100%
Marital Status
Married 1% 99% 1% 99%
Divorced 0% 100% 0% 100%
Widowed 0% 100% 0% 100%
Never Married 0% 100% 0% 99%
Education
Graduate 1% 99% 1% 99%
Bachelor 1% 99% 1% 99%
Associate 0% 99% 1% 99%
High School 0% 100% 0% 99%
Less than 12 Yrs 0% 100% 0% 99%
Official Poverty
Above poverty 0% 99% 1% 99%
In poverty 0% 100% 0% 100%
Household Income Quintile
$221,317+ 1% 99% 1% 99%
$116,305 - $221,317 1% 99% 1% 99%
$67,516 - $116,305 0% 99% 1% 99%
$36,533 - $67,516 0% 100% 0% 100%
$0-$36,533 0% 100% 0% 100%
Current Law Benefit Type
Retired worker 1% 99% 1% 99%
Widow(er) 0% 100% 0% 100%
Spouse 0% 100% 1% 99%
Disabled worker 0% 100% 0% 100%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 10/30/2015 Ref #: RD0617v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 2. Household income changes, 2070: Tax Health Insurance Premiums vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Income Higher Income Lower Income Higher Income
Total 2% 54% 2% 69%
Sex
Female 1% 55% 2% 71%
Male 2% 53% 2% 67%
Ethnicity/Race
Hispanic 2% 59% 2% 74%
White 2% 53% 2% 67%
Black 1% 62% 2% 78%
Other 0% 2% 42% 3% 58%
Country of Birth
U.S. 2% 55% 2% 69%
Foreign 2% 52% 2% 69%
Age
60-69 6% 52% 6% 65%
70-79 0% 59% 0% 72%
80-89 0% 54% 0% 72%
90+ 0% 0% 36% 0% 57%
Marital Status
Married 3% 58% 3% 67%
Divorced 1% 55% 1% 72%
Widowed 0% 0% 49% 0% 70%
Never Married 0% 2% 48% 2% 67%
Education
Graduate 0% 2% 38% 2% 54%
Bachelor 0% 2% 42% 3% 56%
Associate 2% 61% 2% 74%
High School 2% 62% 2% 76%
Less than 12 Yrs 2% 59% 2% 77%
Official Poverty
Above poverty 2% 54% 2% 69%
In poverty 1% 55% 2% 90%
Household Income Quintile
$221,317+ 0% 2% 12% 0% 3% 17%
$116,305 - $221,317 0% 3% 46% 3% 55%
$67,516 - $116,305 2% 66% 2% 78%
$36,533 - $67,516 1% 75% 1% 91%
$0-$36,533 0% 70% 0% 96%
Current Law Benefit Type
Retired worker 2% 54% 2% 68%
Widow(er) 0% 51% 0% 75%
Spouse 2% 54% 2% 69%
Disabled worker 2% 57% 1% 77%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 10/30/2015 Ref #: RD0617v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 2. Household income changes, 2070: Tax Health Insurance Premiums vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Income Higher Income Lower Income Higher Income
Total 0% 97% 0% 98%
Sex
Female 0% 97% 0% 98%
Male 0% 97% 0% 98%
Ethnicity/Race
Hispanic 0% 98% 0% 98%
White 0% 98% 0% 98%
Black 1% 98% 1% 98%
Other 0% 95% 0% 96%
Country of Birth
U.S. 0% 98% 0% 98%
Foreign 0% 96% 0% 97%
Age
60-69 1% 95% 1% 95%
70-79 0% 99% 0% 99%
80-89 0% 99% 0% 99%
90+ 0% 97% 0% 97%
Marital Status
Married 0% 97% 0% 98%
Divorced 0% 98% 0% 98%
Widowed 0% 98% 0% 98%
Never Married 0% 97% 0% 97%
Education
Graduate 0% 96% 0% 97%
Bachelor 0% 97% 0% 97%
Associate 0% 98% 0% 99%
High School 0% 98% 0% 98%
Less than 12 Yrs 0% 97% 0% 98%
Official Poverty
Above poverty 0% 98% 0% 98%
In poverty 4% 87% 4% 91%
Household Income Quintile
$221,317+ 0% 91% 0% 92%
$116,305 - $221,317 0% 99% 0% 99%
$67,516 - $116,305 0% 99% 0% 99%
$36,533 - $67,516 0% 100% 0% 100%
$0-$36,533 0% 99% 0% 99%
Current Law Benefit Type
Retired worker 0% 97% 0% 98%
Widow(er) 0% 98% 0% 99%
Spouse 0% 97% 0% 98%
Disabled worker 0% 98% 0% 99%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 10/30/2015 Ref #: RD0617v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 3. Poverty, 2070: Tax Health Insurance Premiums vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic Poverty Rate Population Change (thousands)
Scheduled Option Change
Total 2.1% 1.8% -0.3% -292
Sex
Female 2.4% 2.1% -0.4% -182
Male 1.8% 1.5% -0.2% -109
Ethnicity/Race
Hispanic 2.9% 2.5% -0.4% -102
White 1.4% 1.2% -0.2% -94
Black 4.2% 3.5% -0.7% -66
Other 2.3% 2.0% -0.3% -29
Country of Birth
U.S. 1.6% 1.4% -0.2% -172
Foreign 3.9% 3.3% -0.5% -119
Age
60-69 2.4% 2.0% -0.4% -116
70-79 2.0% 1.8% -0.3% -111
80-89 2.1% 1.9% -0.2% -55
90+ 1.6% 1.5% -0.1% -7
Marital Status
Married 0.7% 0.6% -0.1% -57
Divorced 2.6% 2.3% -0.3% -62
Widowed 1.9% 1.6% -0.4% -55
Never Married 5.3% 4.6% -0.7% -117
Education
Graduate 0.8% 0.7% -0.1% -13
Bachelor 0.8% 0.7% -0.1% -24
Associate 1.5% 1.2% -0.3% -55
High School 2.9% 2.5% -0.4% -124
Less than 12 Yrs 5.5% 4.8% -0.7% -73
Official Poverty
Above poverty 0.0% 0.0% 0.0%
In poverty 100.0% 86.0% -14.0% -294
Household Income Quintile
$221,317+ 0.0% 0.0% 0.0% 0
$116,305 - $221,317 0.0% 0.0% 0.0% 0
$67,516 - $116,305 0.0% 0.0% 0.0% 0
$36,533 - $67,516 0.2% 0.2% 0.0% -2
$0-$36,533 10.3% 8.9% -1.5% -289
Current Law Benefit Type
Retired worker 2.2% 1.9% -0.3% -229
Widow(er) 1.4% 1.2% -0.2% -31
Spouse 1.9% 1.8% -0.1% -8
Disabled worker 3.2% 2.6% -0.6% -22
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 10/30/2015 Ref #: RD0617v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 3. Poverty, 2070: Tax Health Insurance Premiums vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic Poverty Rate Population Change (thousands)
Payable Option Change
Total 4.7% 1.8% -2.8% -2,827
Sex
Female 5.3% 2.1% -3.2% -1,660
Male 4.0% 1.5% -2.4% -1,166
Ethnicity/Race
Hispanic 6.3% 2.5% -3.8% -911
White 3.2% 1.2% -2.0% -1,100
Black 9.0% 3.5% -5.4% -543
Other 4.8% 2.0% -2.8% -271
Country of Birth
U.S. 3.9% 1.4% -2.5% -1,973
Foreign 7.2% 3.3% -3.9% -853
Age
60-69 4.9% 2.0% -2.9% -814
70-79 4.5% 1.8% -2.8% -1,030
80-89 4.9% 1.9% -3.0% -752
90+ 4.0% 1.5% -2.6% -230
Marital Status
Married 1.5% 0.6% -0.9% -395
Divorced 6.1% 2.3% -3.8% -774
Widowed 5.2% 1.6% -3.6% -547
Never Married 10.8% 4.6% -6.2% -1,109
Education
Graduate 1.6% 0.7% -1.0% -132
Bachelor 1.7% 0.7% -1.0% -222
Associate 3.7% 1.2% -2.5% -525
High School 6.6% 2.5% -4.1% -1,306
Less than 12 Yrs 11.0% 4.8% -6.1% -639
Official Poverty
Above poverty 2.6% 0.0% -2.6% -2,536
In poverty 99.8% 86.0% -13.8% -290
Household Income Quintile
$221,317+ 0.0% 0.0% 0.0% -4
$116,305 - $221,317 0.1% 0.0% -0.1% -10
$67,516 - $116,305 0.2% 0.0% -0.1% -25
$36,533 - $67,516 0.7% 0.2% -0.6% -109
$0-$36,533 22.3% 8.9% -13.5% -2,677
Current Law Benefit Type
Retired worker 4.6% 1.9% -2.7% -2,084
Widow(er) 4.5% 1.2% -3.3% -446
Spouse 4.0% 1.8% -2.3% -124
Disabled worker 6.8% 2.6% -4.2% -171
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 10/30/2015 Ref #: RD0617v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 4. Beneficiary characteristics, 2070: Tax Health Insurance Premiums vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All beneficiaries Affected beneficiaries Beneficiaries with lower benefits Beneficiaries with higher benefits
Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent
Total 99,367 100.0 73,323 100.0 1,714 100.0 71,610 100.0
Sex
Female 51,669 52.0 38,042 51.9 860 50.2 37,182 51.9
Male 47,698 48.0 35,281 48.1 853 49.8 34,428 48.1
Ethnicity/Race
Hispanic 23,798 23.9 17,920 24.4 444 25.9 17,476 24.4
White 55,862 56.2 41,040 56.0 914 53.3 40,126 56.0
Black 10,043 10.1 7,831 10.7 136 7.9 7,695 10.7
Other 9,664 9.7 6,533 8.9 220 12.8 6,314 8.8
Country of Birth
U.S. 77,479 78.0 57,943 79.0 1,369 79.9 56,574 79.0
Foreign 21,888 22.0 15,380 21.0 345 20.1 15,035 21.0
Age
60-69 28,040 28.2 21,546 29.4 1,572 91.7 19,974 27.9
70-79 37,436 37.7 28,979 39.5 84 4.9 28,895 40.4
80-89 24,883 25.0 17,514 23.9 43 2.5 17,471 24.4
90+ 9,008 9.1 5,284 7.2 15 0.9 5,269 7.4
Marital Status
Married 45,743 46.0 34,501 47.1 1,103 64.4 33,398 46.6
Divorced 20,504 20.6 15,608 21.3 252 14.7 15,356 21.4
Widowed 15,160 15.3 10,437 14.2 40 2.3 10,397 14.5
Never Married 17,960 18.1 12,777 17.4 318 18.6 12,459 17.4
Education
Graduate 13,734 13.8 9,108 12.4 237 13.8 8,870 12.4
Bachelor 22,043 22.2 15,324 20.9 476 27.8 14,848 20.7
Associate 21,221 21.4 16,571 22.6 369 21.5 16,202 22.6
High School 31,969 32.2 24,743 33.7 489 28.5 24,254 33.9
Less than 12 Yrs 10,400 10.5 7,578 10.3 142 8.3 7,435 10.4
Official Poverty
Above poverty 97,260 97.9 72,034 98.2 1,704 99.4 70,331 98.2
In poverty 2,107 2.1 1,289 1.8 10 0.6 1,279 1.8
Household Income Quintile
$221,317+ 19,874 20.0 12,944 17.7 649 37.9 12,295 17.2
$116,305 - $221,317 19,873 20.0 15,063 20.5 575 33.6 14,488 20.2
$67,516 - $116,305 19,873 20.0 15,613 21.3 346 20.2 15,266 21.3
$36,533 - $67,516 19,870 20.0 15,472 21.1 106 6.2 15,366 21.5
$0-$36,533 19,877 20.0 14,231 19.4 37 2.1 14,194 19.8
Current Law Benefit Type
Retired worker 76,149 76.6 56,983 77.7 1,464 85.4 55,519 77.5
Widow(er) 13,655 13.7 9,205 12.6 55 3.2 9,150 12.8
Spouse 5,494 5.5 4,277 5.8 195 11.4 4,083 5.7
Disabled worker 4,069 4.1 2,858 3.9 . . . . . . 2,858 4.0
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 10/30/2015 Ref #: RD0617v1
Note: . . . = not applicable.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 4. Beneficiary characteristics, 2070: Tax Health Insurance Premiums vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic All beneficiaries Affected beneficiaries Beneficiaries with lower benefits Beneficiaries with higher benefits
Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent
Total 99,367 100.0 99,312 100.0 469 100.0 98,843 100.0
Sex
Female 51,669 52.0 51,646 52.0 234 49.8 51,412 52.0
Male 47,698 48.0 47,666 48.0 235 50.2 47,431 48.0
Ethnicity/Race
Hispanic 23,798 23.9 23,789 24.0 121 25.9 23,668 23.9
White 55,862 56.2 55,835 56.2 254 54.2 55,581 56.2
Black 10,043 10.1 10,040 10.1 31 6.7 10,009 10.1
Other 9,664 9.7 9,648 9.7 62 13.3 9,586 9.7
Country of Birth
U.S. 77,479 78.0 77,438 78.0 375 79.9 77,063 78.0
Foreign 21,888 22.0 21,874 22.0 94 20.1 21,780 22.0
Age
60-69 28,040 28.2 27,985 28.2 468 99.9 27,517 27.8
70-79 37,436 37.7 37,436 37.7 1 0.1 37,435 37.9
80-89 24,883 25.0 24,883 25.1 . . . . . . 24,883 25.2
90+ 9,008 9.1 9,008 9.1 . . . . . . 9,008 9.1
Marital Status
Married 45,743 46.0 45,715 46.0 362 77.1 45,353 45.9
Divorced 20,504 20.6 20,497 20.6 53 11.3 20,443 20.7
Widowed 15,160 15.3 15,160 15.3 2 0.4 15,158 15.3
Never Married 17,960 18.1 17,940 18.1 52 11.2 17,888 18.1
Education
Graduate 13,734 13.8 13,731 13.8 74 15.8 13,657 13.8
Bachelor 22,043 22.2 22,020 22.2 138 29.4 21,882 22.1
Associate 21,221 21.4 21,209 21.4 106 22.6 21,103 21.3
High School 31,969 32.2 31,957 32.2 116 24.8 31,840 32.2
Less than 12 Yrs 10,400 10.5 10,395 10.5 35 7.4 10,361 10.5
Official Poverty
Above poverty 97,260 97.9 97,205 97.9 468 99.9 96,737 97.9
In poverty 2,107 2.1 2,107 2.1 1 0.1 2,106 2.1
Household Income Quintile
$221,317+ 19,874 20.0 19,854 20.0 168 35.8 19,686 19.9
$116,305 - $221,317 19,873 20.0 19,855 20.0 179 38.2 19,676 19.9
$67,516 - $116,305 19,873 20.0 19,859 20.0 97 20.8 19,762 20.0
$36,533 - $67,516 19,870 20.0 19,868 20.0 20 4.3 19,848 20.1
$0-$36,533 19,877 20.0 19,875 20.0 4 0.9 19,871 20.1
Current Law Benefit Type
Retired worker 76,149 76.6 76,094 76.6 437 93.3 75,656 76.5
Widow(er) 13,655 13.7 13,655 13.7 9 1.9 13,646 13.8
Spouse 5,494 5.5 5,494 5.5 23 4.8 5,471 5.5
Disabled worker 4,069 4.1 4,069 4.1 . . . . . . 4,069 4.1
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 10/30/2015 Ref #: RD0617v1
Note: . . . = not applicable.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 5. Beneficiary Status, 2070: Tax Health Insurance Premiums vs. Scheduled (in thousands)
POPULATION: current law or option beneficiaries aged 60+
Characteristic Current Law Beneficiaries Changes in beneficiary status under proposed option Policy Option Beneficiaries
Added Removed Net Change
Total 99,367 -118 -12 99,355
Sex
Female 51,669 -62 -14 51,655
Male 47,698 -56 47,700
Ethnicity/Race
Hispanic 23,798 -26 23,809
White 55,862 -65 -28 55,834
Black 10,043 -13 -4 10,038
Other 9,664 -14 9,673
Country of Birth
U.S. 77,479 -94 -55 77,423
Foreign 21,888 -24 21,931
Age
60-69 28,040 -118 -67 27,973
70-79 37,436 +1 37,475
80-89 24,883 0 24,894
90+ 9,008 0 9,013
Marital Status
Married 45,743 -82 -47 45,696
Divorced 20,504 -16 0 20,505
Widowed 15,160 -2 15,180
Never Married 17,960 -18 17,973
Education
Graduate 13,734 -14 -7 13,727
Bachelor 22,043 -40 -24 22,018
Associate 21,221 -35 -15 21,206
High School 31,969 -26 31,987
Less than 12 Yrs 10,400 -4 10,417
Official Poverty
Above poverty 97,260 -118 -71 97,189
In poverty 2,107 +1 2,166
Household Income Quintile
$221,317+ 19,874 -36 -28 19,845
$116,305 - $221,317 19,873 -50 -35 19,838
$67,516 - $116,305 19,873 -29 -20 19,852
$36,533 - $67,516 19,870 -4 19,877
$0-$36,533 19,877 +1 19,942
Current Law Benefit Type
Retired worker 76,149 -109 -109 76,040
Widow(er) 13,655 0 0 13,654
Spouse 5,494 -9 -8 5,485
Disabled worker 4,069 0 0 4,069
None 0 0 106
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 10/30/2015 Ref #: RD0617v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 5. Beneficiary Status, 2070: Tax Health Insurance Premiums vs. Payable (in thousands)
POPULATION: current law or option beneficiaries aged 60+
Characteristic Current Law Beneficiaries Changes in beneficiary status under proposed option Policy Option Beneficiaries
Added Removed Net Change
Total 99,367 -118 -12 99,355
Sex
Female 51,669 -62 -14 51,655
Male 47,698 -56 47,700
Ethnicity/Race
Hispanic 23,798 -26 23,809
White 55,862 -65 -28 55,834
Black 10,043 -13 -4 10,038
Other 9,664 -14 9,673
Country of Birth
U.S. 77,479 -94 -55 77,423
Foreign 21,888 -24 21,931
Age
60-69 28,040 -118 -67 27,973
70-79 37,436 +1 37,475
80-89 24,883 0 24,894
90+ 9,008 0 9,013
Marital Status
Married 45,743 -82 -47 45,696
Divorced 20,504 -16 0 20,505
Widowed 15,160 -2 15,180
Never Married 17,960 -18 17,973
Education
Graduate 13,734 -14 -7 13,727
Bachelor 22,043 -40 -24 22,018
Associate 21,221 -35 -15 21,206
High School 31,969 -26 31,987
Less than 12 Yrs 10,400 -4 10,417
Official Poverty
Above poverty 97,260 -118 -71 97,189
In poverty 2,107 +1 2,166
Household Income Quintile
$221,317+ 19,874 -36 -28 19,845
$116,305 - $221,317 19,873 -50 -35 19,838
$67,516 - $116,305 19,873 -29 -20 19,852
$36,533 - $67,516 19,870 -4 19,877
$0-$36,533 19,877 +1 19,942
Current Law Benefit Type
Retired worker 76,149 -109 -109 76,040
Widow(er) 13,655 0 0 13,654
Spouse 5,494 -9 -8 5,485
Disabled worker 4,069 0 0 4,069
None 0 0 106
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 10/30/2015 Ref #: RD0617v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.