CATEGORY: WORKER BENEFIT CHANGES
PROPOSAL:Credit earnings to caregivers' records: Up to 5 years at one-half average wage when caring for children under age six
Start date: 2015  End date: not applicable  Proposed by: National Academy of Social Insurance

Projected effects on beneficiaries in 2070

Table 1. Individual benefit changes, 2070: Caregiver Credits vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Benefits Higher Benefits Lower Benefits Higher Benefits
Total 0% 1% 26% 2% 98%
Sex
Female 0% 1% 32% 3% 97%
Male 0% 0% 20% 1% 99%
Ethnicity/Race
Hispanic 0% 1% 35% 2% 98%
White 0% 1% 20% 3% 97%
Black 0% 0% 35% 1% 99%
Other 0% 1% 32% 3% 97%
Country of Birth
U.S. 0% 1% 23% 2% 98%
Foreign 0% 1% 40% 2% 98%
Age
60-69 0% 0% 34% 1% 99%
70-79 0% 1% 27% 2% 98%
80-89 0% 1% 21% 4% 96%
90+ 0% 1% 16% 4% 96%
Marital Status
Married 0% 1% 31% 4% 96%
Divorced 0% 0% 25% 1% 99%
Widowed 0% 0% 21% 1% 99%
Never Married 0% 0% 22% 0% 100%
Education
Graduate 0% 1% 16% 4% 96%
Bachelor 0% 1% 16% 3% 97%
Associate 0% 0% 24% 2% 98%
High School 0% 1% 33% 2% 98%
Less than 12 Yrs 0% 1% 44% 2% 98%
Official Poverty
Above poverty 0% 1% 26% 3% 97%
In poverty 0% 56% 1% 99%
Household Income Quintile
$221,317+ 0% 1% 15% 6% 94%
$116,305 - $221,317 0% 1% 19% 4% 96%
$67,516 - $116,305 0% 1% 24% 3% 97%
$36,533 - $67,516 0% 0% 29% 1% 99%
$0-$36,533 0% 0% 44% 1% 99%
Current Law Benefit Type
Retired worker 0% 0% 26% 0% 100%
Widow(er) 0% 0% 17% 1% 99%
Spouse 0% 10% 40% 21% 79%
Disabled worker 0% 0% 40% 0% 100%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: NASI0331v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 1. Individual benefit changes, 2070: Caregiver Credits vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Benefits Higher Benefits Lower Benefits Higher Benefits
Total 0% 100% 0% 100%
Sex
Female 0% 100% 0% 100%
Male 0% 100% 0% 100%
Ethnicity/Race
Hispanic 0% 100% 0% 100%
White 0% 100% 0% 100%
Black 0% 100% 0% 100%
Other 0% 100% 0% 100%
Country of Birth
U.S. 0% 100% 0% 100%
Foreign 0% 100% 0% 100%
Age
60-69 0% 100% 0% 100%
70-79 0% 100% 0% 100%
80-89 0% 100% 0% 100%
90+ 0% 100% 0% 100%
Marital Status
Married 0% 100% 0% 100%
Divorced 0% 100% 0% 100%
Widowed 0% 100% 0% 100%
Never Married 0% 100% 0% 100%
Education
Graduate 0% 100% 0% 100%
Bachelor 0% 100% 0% 100%
Associate 0% 100% 0% 100%
High School 0% 100% 0% 100%
Less than 12 Yrs 0% 100% 0% 100%
Official Poverty
Above poverty 0% 100% 0% 100%
In poverty 0% 100% 0% 100%
Household Income Quintile
$221,317+ 0% 100% 0% 100%
$116,305 - $221,317 0% 100% 0% 100%
$67,516 - $116,305 0% 100% 0% 100%
$36,533 - $67,516 0% 100% 0% 100%
$0-$36,533 0% 100% 0% 100%
Current Law Benefit Type
Retired worker 0% 100% 0% 100%
Widow(er) 0% 100% 0% 100%
Spouse 0% 100% 0% 100%
Disabled worker 0% 100% 0% 100%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: NASI0331v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 2. Household income changes, 2070: Caregiver Credits vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Income Higher Income Lower Income Higher Income
Total 0% 0% 19% 1% 66%
Sex
Female 0% 0% 22% 1% 65%
Male 0% 0% 16% 1% 67%
Ethnicity/Race
Hispanic 0% 0% 26% 1% 68%
White 0% 0% 14% 0% 61%
Black 0% 0% 27% 1% 75%
Other 0% 0% 23% 1% 66%
Country of Birth
U.S. 0% 0% 16% 1% 64%
Foreign 0% 0% 30% 1% 69%
Age
60-69 0% 0% 23% 0% 64%
70-79 0% 0% 20% 1% 67%
80-89 0% 0% 16% 1% 67%
90+ 0% 0% 11% 1% 62%
Marital Status
Married 0% 0% 21% 1% 58%
Divorced 0% 0% 19% 0% 75%
Widowed 0% 0% 15% 0% 72%
Never Married 0% 0% 17% 0% 76%
Education
Graduate 0% 0% 10% 1% 55%
Bachelor 0% 0% 10% 1% 56%
Associate 0% 0% 18% 0% 67%
High School 0% 0% 25% 1% 67%
Less than 12 Yrs 0% 0% 35% 1% 73%
Official Poverty
Above poverty 0% 0% 18% 1% 64%
In poverty 1% 54% 1% 95%
Household Income Quintile
$221,317+ 0% 0% 2% 0% 0% 9%
$116,305 - $221,317 0% 0% 7% 0% 0% 31%
$67,516 - $116,305 0% 0% 17% 1% 57%
$36,533 - $67,516 0% 0% 28% 1% 83%
$0-$36,533 0% 0% 42% 1% 96%
Current Law Benefit Type
Retired worker 0% 0% 19% 0% 67%
Widow(er) 0% 0% 13% 0% 74%
Spouse 0% 1% 23% 0% 3% 45%
Disabled worker 0% 0% 31% 0% 75%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: NASI0331v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 2. Household income changes, 2070: Caregiver Credits vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic All Beneficiaries Affected Beneficiaries
Median Percent Change Percent With Median Percent Change Percent With
Lower Income Higher Income Lower Income Higher Income
Total 0% 98% 0% 98%
Sex
Female 0% 98% 0% 98%
Male 0% 98% 0% 98%
Ethnicity/Race
Hispanic 0% 99% 0% 99%
White 0% 98% 0% 98%
Black 0% 99% 0% 98%
Other 0% 96% 0% 97%
Country of Birth
U.S. 0% 98% 0% 99%
Foreign 0% 97% 0% 98%
Age
60-69 0% 98% 0% 98%
70-79 0% 99% 0% 99%
80-89 0% 99% 0% 98%
90+ 0% 96% 0% 97%
Marital Status
Married 0% 98% 0% 98%
Divorced 0% 99% 0% 99%
Widowed 0% 98% 0% 98%
Never Married 0% 97% 0% 98%
Education
Graduate 0% 97% 0% 98%
Bachelor 0% 98% 0% 97%
Associate 0% 99% 0% 99%
High School 0% 99% 0% 99%
Less than 12 Yrs 0% 98% 0% 98%
Official Poverty
Above poverty 0% 98% 0% 98%
In poverty 3% 91% 1% 95%
Household Income Quintile
$221,317+ 0% 92% 0% 89%
$116,305 - $221,317 0% 100% 0% 100%
$67,516 - $116,305 0% 100% 0% 100%
$36,533 - $67,516 0% 100% 0% 100%
$0-$36,533 0% 99% 0% 99%
Current Law Benefit Type
Retired worker 0% 98% 0% 98%
Widow(er) 0% 98% 0% 99%
Spouse 0% 98% 0% 98%
Disabled worker 0% 98% 0% 99%
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: NASI0331v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 3. Poverty, 2070: Caregiver Credits vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic Poverty Rate Population Change (thousands)
Scheduled Option Change
Total 2.1% 1.5% -0.6% -579
Sex
Female 2.4% 1.7% -0.7% -378
Male 1.8% 1.4% -0.4% -201
Ethnicity/Race
Hispanic 2.9% 2.1% -0.8% -181
White 1.4% 1.1% -0.3% -174
Black 4.2% 2.8% -1.5% -145
Other 2.3% 1.5% -0.8% -77
Country of Birth
U.S. 1.6% 1.2% -0.4% -310
Foreign 3.9% 2.7% -1.2% -269
Age
60-69 2.4% 1.7% -0.7% -199
70-79 2.0% 1.4% -0.6% -235
80-89 2.1% 1.7% -0.4% -111
90+ 1.6% 1.2% -0.4% -32
Marital Status
Married 0.7% 0.4% -0.3% -138
Divorced 2.6% 1.7% -0.9% -180
Widowed 1.9% 1.3% -0.7% -99
Never Married 5.3% 4.4% -0.9% -161
Education
Graduate 0.8% 0.6% -0.2% -23
Bachelor 0.8% 0.6% -0.2% -51
Associate 1.5% 1.1% -0.4% -86
High School 2.9% 2.1% -0.8% -252
Less than 12 Yrs 5.5% 4.0% -1.6% -164
Official Poverty
Above poverty 0.0% 0.0% 0.0% 0
In poverty 100.0% 72.5% -27.5% -579
Household Income Quintile
$221,317+ 0.0% 0.0% 0.0% 0
$116,305 - $221,317 0.0% 0.0% 0.0% 0
$67,516 - $116,305 0.0% 0.0% 0.0% -4
$36,533 - $67,516 0.2% 0.2% 0.0% -6
$0-$36,533 10.3% 7.5% -2.9% -567
Current Law Benefit Type
Retired worker 2.2% 1.6% -0.6% -451
Widow(er) 1.4% 1.0% -0.4% -60
Spouse 1.9% 1.4% -0.5% -28
Disabled worker 3.2% 2.2% -0.9% -37
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: NASI0331v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 3. Poverty, 2070: Caregiver Credits vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic Poverty Rate Population Change (thousands)
Payable Option Change
Total 4.7% 1.5% -3.1% -3,114
Sex
Female 5.3% 1.7% -3.6% -1,856
Male 4.0% 1.4% -2.6% -1,257
Ethnicity/Race
Hispanic 6.3% 2.1% -4.2% -990
White 3.2% 1.1% -2.1% -1,180
Black 9.0% 2.8% -6.2% -623
Other 4.8% 1.5% -3.3% -320
Country of Birth
U.S. 3.9% 1.2% -2.7% -2,111
Foreign 7.2% 2.7% -4.6% -1,002
Age
60-69 4.9% 1.7% -3.2% -896
70-79 4.5% 1.4% -3.1% -1,154
80-89 4.9% 1.7% -3.2% -808
90+ 4.0% 1.2% -2.8% -254
Marital Status
Married 1.5% 0.4% -1.0% -476
Divorced 6.1% 1.7% -4.4% -892
Widowed 5.2% 1.3% -3.9% -591
Never Married 10.8% 4.4% -6.4% -1,153
Education
Graduate 1.6% 0.6% -1.0% -143
Bachelor 1.7% 0.6% -1.1% -248
Associate 3.7% 1.1% -2.6% -556
High School 6.6% 2.1% -4.5% -1,435
Less than 12 Yrs 11.0% 4.0% -7.0% -730
Official Poverty
Above poverty 2.6% 0.0% -2.6% -2,538
In poverty 99.8% 72.5% -27.3% -576
Household Income Quintile
$221,317+ 0.0% 0.0% 0.0% -4
$116,305 - $221,317 0.1% 0.0% -0.1% -11
$67,516 - $116,305 0.2% 0.0% -0.2% -29
$36,533 - $67,516 0.7% 0.2% -0.6% -113
$0-$36,533 22.3% 7.5% -14.9% -2,955
Current Law Benefit Type
Retired worker 4.6% 1.6% -3.0% -2,307
Widow(er) 4.5% 1.0% -3.5% -475
Spouse 4.0% 1.4% -2.6% -145
Disabled worker 6.8% 2.2% -4.6% -186
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: NASI0331v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 4. Beneficiary characteristics, 2070: Caregiver Credits vs. Scheduled
POPULATION: current law beneficiaries aged 60+
Characteristic All beneficiaries Affected beneficiaries Beneficiaries with lower benefits Beneficiaries with higher benefits
Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent
Total 99,367 100.0 26,857 100.0 655 100.0 26,203 100.0
Sex
Female 51,669 52.0 17,173 63.9 535 81.7 16,638 63.5
Male 47,698 48.0 9,685 36.1 120 18.3 9,565 36.5
Ethnicity/Race
Hispanic 23,798 23.9 8,547 31.8 164 25.0 8,383 32.0
White 55,862 56.2 11,539 43.0 349 53.3 11,190 42.7
Black 10,043 10.1 3,581 13.3 44 6.7 3,537 13.5
Other 9,664 9.7 3,191 11.9 99 15.1 3,092 11.8
Country of Birth
U.S. 77,479 78.0 17,885 66.6 442 67.6 17,442 66.6
Foreign 21,888 22.0 8,973 33.4 212 32.4 8,760 33.4
Age
60-69 28,040 28.2 9,523 35.5 115 17.5 9,408 35.9
70-79 37,436 37.7 10,358 38.6 256 39.1 10,101 38.6
80-89 24,883 25.0 5,455 20.3 219 33.4 5,236 20.0
90+ 9,008 9.1 1,523 5.7 65 10.0 1,458 5.6
Marital Status
Married 45,743 46.0 14,573 54.3 594 90.7 13,979 53.4
Divorced 20,504 20.6 5,145 19.2 28 4.3 5,117 19.5
Widowed 15,160 15.3 3,193 11.9 22 3.3 3,171 12.1
Never Married 17,960 18.1 3,946 14.7 12 1.8 3,935 15.0
Education
Graduate 13,734 13.8 2,311 8.6 88 13.4 2,223 8.5
Bachelor 22,043 22.2 3,706 13.8 114 17.4 3,592 13.7
Associate 21,221 21.4 5,214 19.4 99 15.1 5,116 19.5
High School 31,969 32.2 10,927 40.7 268 41.0 10,659 40.7
Less than 12 Yrs 10,400 10.5 4,698 17.5 86 13.1 4,612 17.6
Official Poverty
Above poverty 97,260 97.9 25,660 95.5 647 98.9 25,013 95.5
In poverty 2,107 2.1 1,197 4.5 7 1.1 1,190 4.5
Household Income Quintile
$221,317+ 19,874 20.0 3,272 12.2 198 30.3 3,074 11.7
$116,305 - $221,317 19,873 20.0 3,949 14.7 149 22.7 3,800 14.5
$67,516 - $116,305 19,873 20.0 4,994 18.6 171 26.1 4,823 18.4
$36,533 - $67,516 19,870 20.0 5,899 22.0 83 12.6 5,817 22.2
$0-$36,533 19,877 20.0 8,743 32.6 54 8.3 8,689 33.2
Current Law Benefit Type
Retired worker 76,149 76.6 20,123 74.9 65 9.9 20,058 76.6
Widow(er) 13,655 13.7 2,384 8.9 19 2.9 2,365 9.0
Spouse 5,494 5.5 2,741 10.2 571 87.2 2,170 8.3
Disabled worker 4,069 4.1 1,609 6.0 . . . . . . 1,609 6.1
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: NASI0331v1
Note: . . . = not applicable.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 4. Beneficiary characteristics, 2070: Caregiver Credits vs. Payable
POPULATION: current law beneficiaries aged 60+
Characteristic All beneficiaries Affected beneficiaries Beneficiaries with lower benefits Beneficiaries with higher benefits
Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent Number (thousands) Percent
Total 99,367 100.0 99,366 100.0 10 100.0 99,355 100.0
Sex
Female 51,669 52.0 51,669 52.0 5 51.4 51,664 52.0
Male 47,698 48.0 47,696 48.0 5 48.6 47,691 48.0
Ethnicity/Race
Hispanic 23,798 23.9 23,797 23.9 3 31.5 23,793 23.9
White 55,862 56.2 55,862 56.2 4 41.8 55,858 56.2
Black 10,043 10.1 10,043 10.1 . . . . . . 10,043 10.1
Other 9,664 9.7 9,664 9.7 3 26.8 9,661 9.7
Country of Birth
U.S. 77,479 78.0 77,478 78.0 9 90.9 77,468 78.0
Foreign 21,888 22.0 21,888 22.0 1 9.1 21,887 22.0
Age
60-69 28,040 28.2 28,040 28.2 8 74.0 28,032 28.2
70-79 37,436 37.7 37,436 37.7 3 26.0 37,433 37.7
80-89 24,883 25.0 24,881 25.0 . . . . . . 24,881 25.0
90+ 9,008 9.1 9,008 9.1 . . . . . . 9,008 9.1
Marital Status
Married 45,743 46.0 45,743 46.0 8 74.0 45,736 46.0
Divorced 20,504 20.6 20,504 20.6 . . . . . . 20,504 20.6
Widowed 15,160 15.3 15,160 15.3 1 9.1 15,159 15.3
Never Married 17,960 18.1 17,958 18.1 2 16.9 17,956 18.1
Education
Graduate 13,734 13.8 13,734 13.8 . . . . . . 13,734 13.8
Bachelor 22,043 22.2 22,043 22.2 3 26.8 22,040 22.2
Associate 21,221 21.4 21,221 21.4 . . . . . . 21,221 21.4
High School 31,969 32.2 31,969 32.2 4 43.2 31,965 32.2
Less than 12 Yrs 10,400 10.5 10,398 10.5 3 30.0 10,395 10.5
Official Poverty
Above poverty 97,260 97.9 97,259 97.9 10 100.0 97,248 97.9
In poverty 2,107 2.1 2,107 2.1 . . . . . . 2,107 2.1
Household Income Quintile
$221,317+ 19,874 20.0 19,872 20.0 6 58.7 19,866 20.0
$116,305 - $221,317 19,873 20.0 19,873 20.0 4 41.3 19,869 20.0
$67,516 - $116,305 19,873 20.0 19,873 20.0 . . . . . . 19,873 20.0
$36,533 - $67,516 19,870 20.0 19,870 20.0 . . . . . . 19,870 20.0
$0-$36,533 19,877 20.0 19,877 20.0 . . . . . . 19,877 20.0
Current Law Benefit Type
Retired worker 76,149 76.6 76,147 76.6 8 75.4 76,139 76.6
Widow(er) 13,655 13.7 13,655 13.7 1 9.1 13,654 13.7
Spouse 5,494 5.5 5,494 5.5 2 15.5 5,492 5.5
Disabled worker 4,069 4.1 4,069 4.1 . . . . . . 4,069 4.1
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: NASI0331v1
Note: . . . = not applicable.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 5. Beneficiary Status, 2070: Caregiver Credits vs. Scheduled (in thousands)
POPULATION: current law or option beneficiaries aged 60+
Characteristic Current Law Beneficiaries Changes in beneficiary status under proposed option Policy Option Beneficiaries
Added Removed Net Change
Total 99,367 +1 100,075
Sex
Female 51,669 +1 52,149
Male 47,698 0 47,925
Ethnicity/Race
Hispanic 23,798 0 24,007
White 55,862 +1 56,067
Black 10,043 0 10,162
Other 9,664 0 9,839
Country of Birth
U.S. 77,479 0 77,701
Foreign 21,888 +1 22,373
Age
60-69 28,040 0 28,320
70-79 37,436 +1 37,708
80-89 24,883 0 24,990
90+ 9,008 0 9,056
Marital Status
Married 45,743 0 45,972
Divorced 20,504 0 20,619
Widowed 15,160 +1 15,376
Never Married 17,960 0 18,107
Education
Graduate 13,734 0 13,794
Bachelor 22,043 0 22,143
Associate 21,221 0 21,307
High School 31,969 +1 32,224
Less than 12 Yrs 10,400 0 10,607
Official Poverty
Above poverty 97,260 +1 97,575
In poverty 2,107 0 2,500
Household Income Quintile
$221,317+ 19,874 +1 19,925
$116,305 - $221,317 19,873 0 19,929
$67,516 - $116,305 19,873 0 19,931
$36,533 - $67,516 19,870 0 19,930
$0-$36,533 19,877 0 20,359
Current Law Benefit Type
Retired worker 76,149 0 0 76,149
Widow(er) 13,655 +1 0 13,654
Spouse 5,494 0 0 5,494
Disabled worker 4,069 0 0 4,069
None 0 0 708
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: NASI0331v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Table 5. Beneficiary Status, 2070: Caregiver Credits vs. Payable (in thousands)
POPULATION: current law or option beneficiaries aged 60+
Characteristic Current Law Beneficiaries Changes in beneficiary status under proposed option Policy Option Beneficiaries
Added Removed Net Change
Total 99,367 +1 100,075
Sex
Female 51,669 +1 52,149
Male 47,698 0 47,925
Ethnicity/Race
Hispanic 23,798 0 24,007
White 55,862 +1 56,067
Black 10,043 0 10,162
Other 9,664 0 9,839
Country of Birth
U.S. 77,479 0 77,701
Foreign 21,888 +1 22,373
Age
60-69 28,040 0 28,320
70-79 37,436 +1 37,708
80-89 24,883 0 24,990
90+ 9,008 0 9,056
Marital Status
Married 45,743 0 45,972
Divorced 20,504 0 20,619
Widowed 15,160 +1 15,376
Never Married 17,960 0 18,107
Education
Graduate 13,734 0 13,794
Bachelor 22,043 0 22,143
Associate 21,221 0 21,307
High School 31,969 +1 32,224
Less than 12 Yrs 10,400 0 10,607
Official Poverty
Above poverty 97,260 +1 97,575
In poverty 2,107 0 2,500
Household Income Quintile
$221,317+ 19,874 +1 19,925
$116,305 - $221,317 19,873 0 19,929
$67,516 - $116,305 19,873 0 19,931
$36,533 - $67,516 19,870 0 19,930
$0-$36,533 19,877 0 20,359
Current Law Benefit Type
Retired worker 76,149 0 0 76,149
Widow(er) 13,655 +1 0 13,654
Spouse 5,494 0 0 5,494
Disabled worker 4,069 0 0 4,069
None 0 0 708
Source: SSA/Office of Retirement Policy, using MINT 7 Run: 03/09/2015 Ref #: NASI0331v1
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.