Detailed Single Year Tables
Description of Proposed Provision:
D5: Limit the spousal benefit to that received by the spouse of the 75th percentile career-average worker, beginning with retired workers newly eligible in 2032. For future cohorts, this limit would be indexed for inflation annually using chain weighted CPI-U. The provision affects divorced spouses and young spouses (retired workers) but not spouses of disabled workers.
Financial Estimates for the OASDI Trust Fund Program
| Proposal | Change from Current Law | ||||||||
|---|---|---|---|---|---|---|---|---|---|
|
Expressed as a percentage of current-law taxable payroll |
Trust fund ratio as of January 1 |
Expressed as a percentage of current-law taxable payroll |
|||||||
|
Calendar year |
Cost rate |
Income rate |
Annual balance |
Cost rate |
Income rate |
Annual balance |
|||
| 2025 | 15.15 | 12.80 | -2.35 | 169 | 0.00 | 0.00 | 0.00 | ||
| 2026 | 15.29 | 13.03 | -2.25 | 149 | 0.00 | 0.00 | 0.00 | ||
| 2027 | 15.48 | 13.08 | -2.39 | 131 | 0.00 | 0.00 | 0.00 | ||
| 2028 | 15.59 | 13.11 | -2.48 | 113 | 0.00 | 0.00 | 0.00 | ||
| 2029 | 15.69 | 13.14 | -2.55 | 95 | 0.00 | 0.00 | 0.00 | ||
| 2030 | 15.80 | 13.16 | -2.64 | 78 | 0.00 | 0.00 | 0.00 | ||
| 2031 | 15.91 | 13.18 | -2.73 | 60 | 0.00 | 0.00 | 0.00 | ||
| 2032 | 16.00 | 13.20 | -2.80 | 43 | -0.00 | -0.00 | 0.00 | ||
| 2033 | 16.07 | 13.24 | -2.83 | 26 | -0.00 | -0.00 | 0.00 | ||
| 2034 | 16.14 | 13.27 | -2.88 | 9 | -0.00 | -0.00 | 0.00 | ||
| 2035 | 16.23 | 13.28 | -2.95 | — | -0.00 | -0.00 | 0.00 | ||
| 2036 | 16.32 | 13.29 | -3.04 | — | -0.00 | -0.00 | 0.00 | ||
| 2037 | 16.41 | 13.29 | -3.11 | — | -0.00 | -0.00 | 0.00 | ||
| 2038 | 16.48 | 13.30 | -3.18 | — | -0.01 | -0.00 | 0.01 | ||
| 2039 | 16.54 | 13.31 | -3.23 | — | -0.01 | -0.00 | 0.01 | ||
| 2040 | 16.59 | 13.31 | -3.27 | — | -0.02 | -0.00 | 0.02 | ||
| 2041 | 16.62 | 13.32 | -3.30 | — | -0.02 | -0.00 | 0.02 | ||
| 2042 | 16.65 | 13.32 | -3.33 | — | -0.03 | -0.00 | 0.03 | ||
| 2043 | 16.68 | 13.33 | -3.35 | — | -0.03 | -0.00 | 0.03 | ||
| 2044 | 16.71 | 13.33 | -3.38 | — | -0.04 | -0.00 | 0.03 | ||
| 2045 | 16.73 | 13.33 | -3.40 | — | -0.04 | -0.00 | 0.04 | ||
| 2046 | 16.76 | 13.34 | -3.42 | — | -0.05 | -0.00 | 0.04 | ||
| 2047 | 16.78 | 13.34 | -3.44 | — | -0.05 | -0.00 | 0.05 | ||
| 2048 | 16.82 | 13.34 | -3.48 | — | -0.06 | -0.00 | 0.05 | ||
| 2049 | 16.86 | 13.35 | -3.51 | — | -0.06 | -0.00 | 0.06 | ||
| 2050 | 16.90 | 13.35 | -3.55 | — | -0.07 | -0.00 | 0.06 | ||
| 2051 | 16.95 | 13.36 | -3.59 | — | -0.07 | -0.00 | 0.07 | ||
| 2052 | 17.00 | 13.36 | -3.64 | — | -0.08 | -0.00 | 0.07 | ||
| 2053 | 17.06 | 13.37 | -3.70 | — | -0.08 | -0.01 | 0.08 | ||
| 2054 | 17.13 | 13.37 | -3.76 | — | -0.09 | -0.01 | 0.08 | ||
| 2055 | 17.21 | 13.38 | -3.83 | — | -0.09 | -0.01 | 0.08 | ||
| 2056 | 17.29 | 13.39 | -3.90 | — | -0.09 | -0.01 | 0.09 | ||
| 2057 | 17.38 | 13.39 | -3.98 | — | -0.10 | -0.01 | 0.09 | ||
| 2058 | 17.47 | 13.40 | -4.07 | — | -0.10 | -0.01 | 0.09 | ||
| 2059 | 17.56 | 13.41 | -4.15 | — | -0.10 | -0.01 | 0.10 | ||
| 2060 | 17.64 | 13.42 | -4.22 | — | -0.11 | -0.01 | 0.10 | ||
| 2061 | 17.71 | 13.42 | -4.29 | — | -0.11 | -0.01 | 0.10 | ||
| 2062 | 17.78 | 13.43 | -4.35 | — | -0.11 | -0.01 | 0.10 | ||
| 2063 | 17.85 | 13.43 | -4.41 | — | -0.11 | -0.01 | 0.11 | ||
| 2064 | 17.91 | 13.44 | -4.47 | — | -0.12 | -0.01 | 0.11 | ||
| 2065 | 17.98 | 13.45 | -4.53 | — | -0.12 | -0.01 | 0.11 | ||
| 2066 | 18.05 | 13.45 | -4.59 | — | -0.12 | -0.01 | 0.11 | ||
| 2067 | 18.11 | 13.46 | -4.66 | — | -0.12 | -0.01 | 0.12 | ||
| 2068 | 18.18 | 13.46 | -4.72 | — | -0.13 | -0.01 | 0.12 | ||
| 2069 | 18.25 | 13.47 | -4.78 | — | -0.13 | -0.01 | 0.12 | ||
| 2070 | 18.33 | 13.48 | -4.85 | — | -0.13 | -0.01 | 0.12 | ||
| 2071 | 18.53 | 13.49 | -5.04 | — | 0.00 | 0.00 | 0.00 | ||
| 2072 | 18.60 | 13.50 | -5.10 | — | 0.00 | 0.00 | 0.00 | ||
| 2073 | 18.67 | 13.50 | -5.17 | — | 0.00 | 0.00 | 0.00 | ||
| 2074 | 18.74 | 13.51 | -5.23 | — | 0.00 | 0.00 | 0.00 | ||
| 2075 | 18.80 | 13.51 | -5.29 | — | 0.00 | 0.00 | 0.00 | ||
| 2076 | 18.85 | 13.52 | -5.33 | — | 0.00 | 0.00 | 0.00 | ||
| 2077 | 18.89 | 13.52 | -5.37 | — | 0.00 | 0.00 | 0.00 | ||
| 2078 | 18.93 | 13.52 | -5.40 | — | 0.00 | 0.00 | 0.00 | ||
| 2079 | 18.81 | 13.52 | -5.29 | — | -0.14 | -0.01 | 0.13 | ||
| 2080 | 18.81 | 13.52 | -5.30 | — | -0.14 | -0.01 | 0.13 | ||
| 2081 | 18.82 | 13.52 | -5.30 | — | -0.14 | -0.01 | 0.13 | ||
| 2082 | 18.81 | 13.52 | -5.29 | — | -0.14 | -0.01 | 0.13 | ||
| 2083 | 18.79 | 13.52 | -5.27 | — | -0.15 | -0.01 | 0.14 | ||
| 2084 | 18.76 | 13.52 | -5.24 | — | -0.15 | -0.01 | 0.14 | ||
| 2085 | 18.72 | 13.52 | -5.21 | — | -0.15 | -0.01 | 0.14 | ||
| 2086 | 18.67 | 13.51 | -5.16 | — | -0.15 | -0.01 | 0.14 | ||
| 2087 | 18.62 | 13.51 | -5.10 | — | -0.15 | -0.01 | 0.14 | ||
| 2088 | 18.55 | 13.51 | -5.05 | — | -0.15 | -0.01 | 0.14 | ||
| 2089 | 18.49 | 13.50 | -4.99 | — | -0.15 | -0.01 | 0.14 | ||
| 2090 | 18.43 | 13.50 | -4.93 | — | -0.15 | -0.01 | 0.14 | ||
| 2091 | 18.37 | 13.50 | -4.87 | — | -0.15 | -0.01 | 0.14 | ||
| 2092 | 18.31 | 13.49 | -4.82 | — | -0.15 | -0.01 | 0.14 | ||
| 2093 | 18.27 | 13.49 | -4.78 | — | -0.15 | -0.01 | 0.14 | ||
| 2094 | 18.23 | 13.49 | -4.74 | — | -0.16 | -0.01 | 0.14 | ||
| 2095 | 18.20 | 13.49 | -4.72 | — | -0.16 | -0.01 | 0.15 | ||
| 2096 | 18.18 | 13.48 | -4.70 | — | -0.16 | -0.01 | 0.15 | ||
| 2097 | 18.17 | 13.48 | -4.69 | — | -0.16 | -0.01 | 0.15 | ||
| 2098 | 18.17 | 13.48 | -4.69 | — | -0.16 | -0.01 | 0.15 | ||
| 2099 | 18.18 | 13.48 | -4.69 | — | -0.16 | -0.01 | 0.15 | ||
| 2100 | 18.19 | 13.49 | -4.71 | — | -0.16 | -0.01 | 0.15 | ||
Summarized Estimates
| Proposal | Change from Current Law | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Years | Cost rate |
Income rate |
Actuarial balance |
Year of reserve depletion1 |
Cost rate |
Income rate |
Actuarial balance |
||
| 2025-2099 | 17.54% | 13.78% | -3.76% | 2034 | -0.07% | -0.00% | 0.07% | ||
1 Under current law, the year of Trust Fund reserve depletion is 2034. |
|||||||||
Based on Intermediate Assumptions of the 2025 Trustees Report.