Annual Trustees Reports provide estimates of the financial status of Social Security's Old-Age and Survivors Insurance (OASI) and Disability Insurance (DI) Trust Funds under current law. Recent Reports call for informed discussion, creative thinking, and timely legislation to address expected future deficits. Many policy makers have developed proposals and options to address this long-range solvency problem. Listed below is a broad range of policy options that would address Trust Fund solvency and other issues related to Social Security benefits and financing. Many of these options are part of comprehensive proposals intended to restore Trust Fund solvency.

We group the options into categories, as shown below. We will also provide a summary list of all options (PDF version - coming soon) on a 2019 Trustees Report basis when all categories are updated. The summary list of all options on a 2018 Trustees Report basis is available here (PDF version).
Category of Change to the Social Security Program
(Estimates based on the 2019 Trustees Report unless otherwise stated)
A: Cost of Living Adjustment F: Coverage of Employment/Earnings
      (2018 Trustees Report estimates)
B: Level of Monthly Benefits (PIA) G: Investment in Marketable Securities
C: Retirement Age H: Taxation of Benefits
D: Benefits for Family Members
      (2018 Trustees Report estimates)
I:  Individual Accounts
E: Payroll Taxes (including maximum taxable) J:  All Categories
      (2018 Trustees Report estimates)
Estimates available in HTML and PDF. PDF requires Adobe Acrobat Reader or equivalent.

Following a brief description of each option, we provide estimates of the financial effect on the combined OASI and DI programs over the long-range period (the next 75 years) and for the 75th year. In addition, we give a link to the memorandum containing this policy option.

Beginning with the 2009 Trustees Report, we made changes to the methodology of determining estimates.