Projected Profile of Beneficiaries by Race & Ethnicity

Projected Social Security Benefit Distribution in 2024
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Individual Social Security monthly benefit (2024 $) at the—
10th percentile Median 90th percentile
  All beneficiaries
Total $887 $1,827 $2,935
Sex
Female $819 $1,623 $2,686
Male $1,012 $2,080 $3,166
Race and ethnicity
Hispanic or Latino, any race $598 $1,328 $2,425
White, non-Hispanic $966 $1,926 $3,012
Black or African American, non-Hispanic $786 $1,618 $2,624
All other races, non-Hispanic $740 $1,606 $2,894
Country of birth
United States $951 $1,887 $2,957
Other countries $597 $1,354 $2,738
Age
60–69 $800 $1,654 $2,780
70–79 $948 $1,951 $3,105
80–89 $950 $1,939 $2,849
90 or older $983 $1,848 $2,578
Marital status
Married $853 $1,749 $2,997
Divorced $954 $1,886 $2,903
Widowed $1,069 $2,008 $2,870
Never married $740 $1,571 $2,768
Highest education level
Graduate $1,073 $2,333 $3,506
Bachelor $972 $2,077 $3,254
Associate $978 $1,870 $2,843
High school $881 $1,697 $2,655
Less than high school $582 $1,301 $2,317
Current-law poverty status
Above poverty $956 $1,886 $2,964
In poverty $412 $922 $1,214
Current-law household income quintile
Highest $1,079 $2,277 $3,493
Second highest $1,035 $2,075 $3,045
Middle $960 $1,922 $2,799
Second lowest $894 $1,753 $2,602
Lowest $653 $1,358 $2,166
Current-law benefit type
Retired worker only $924 $1,937 $3,050
Widow(er) (includes dually entitled) $1,107 $1,996 $2,808
Spousal (includes dually entitled) $579 $1,100 $1,550
Disabled worker only $937 $1,679 $2,873
  Hispanic or Latino, any race
Subtotal $598 $1,328 $2,425
Sex
Female $539 $1,166 $2,168
Male $797 $1,576 $2,618
Country of birth
United States $733 $1,607 $2,561
Other countries $546 $1,161 $2,274
Marital status
Married $564 $1,262 $2,423
Divorced $621 $1,573 $2,567
Widowed $768 $1,381 $2,412
Never married $636 $1,280 $2,295
Current-law poverty status
Above poverty $677 $1,440 $2,498
In poverty $359 $867 $1,183
Current-law household income quintile
Highest $739 $1,693 $3,121
Second highest $841 $1,690 $2,724
Middle $691 $1,575 $2,544
Second lowest $673 $1,371 $2,311
Lowest $475 $1,086 $1,829
Current-law benefit type
Retired worker only $736 $1,437 $2,510
Widow(er) (includes dually entitled) $738 $1,427 $2,404
Spousal (includes dually entitled) $415 $790 $1,317
Disabled worker only $599 $1,479 $2,372
  White, non-Hispanic
Subtotal $966 $1,926 $3,012
Sex
Female $895 $1,692 $2,736
Male $1,119 $2,179 $3,250
Country of birth
United States $981 $1,944 $3,013
Other countries $726 $1,575 $2,995
Age
60–69 $891 $1,767 $2,875
70–79 $1,022 $2,045 $3,192
80–89 $975 $1,979 $2,883
90 or older $1,009 $1,863 $2,643
Marital status
Married $923 $1,853 $3,077
Divorced $1,014 $1,953 $2,959
Widowed $1,217 $2,087 $2,930
Never married $805 $1,731 $2,861
Highest education level
Graduate $1,079 $2,352 $3,514
Bachelor $1,033 $2,137 $3,298
Associate $1,017 $1,909 $2,883
High school $939 $1,781 $2,707
Less than high school $753 $1,534 $2,432
Current-law poverty status
Above poverty $1,018 $1,973 $3,035
In poverty $459 $956 $1,228
Current-law household income quintile
Highest $1,123 $2,324 $3,506
Second highest $1,070 $2,118 $3,076
Middle $991 $1,966 $2,833
Second lowest $946 $1,832 $2,649
Lowest $757 $1,481 $2,246
Current-law benefit type
Retired worker only $1,010 $2,044 $3,129
Widow(er) (includes dually entitled) $1,228 $2,067 $2,862
Spousal (includes dually entitled) $682 $1,132 $1,570
Disabled worker only $1,029 $1,769 $2,918
  Black or African American, non-Hispanic
Subtotal $786 $1,618 $2,624
Sex
Female $761 $1,557 $2,563
Male $819 $1,685 $2,680
Country of birth
United States $819 $1,649 $2,600
Other countries $590 $1,413 $2,694
Marital status
Married $799 $1,623 $2,680
Divorced $827 $1,674 $2,670
Widowed $923 $1,786 $2,588
Never married $535 $1,317 $2,286
Highest education level
Graduate $1,219 $2,190 $3,251
Bachelor $794 $2,011 $3,013
Associate $908 $1,733 $2,614
High school $791 $1,488 $2,325
Less than high school $559 $1,286 $2,255
Current-law poverty status
Above poverty $909 $1,718 $2,678
In poverty $417 $909 $1,206
Current-law household income quintile
Highest $1,036 $2,167 $3,299
Second highest $988 $1,994 $2,905
Middle $1,070 $1,903 $2,738
Second lowest $796 $1,606 $2,492
Lowest $587 $1,267 $2,017
Current-law benefit type
Retired worker only $759 $1,661 $2,676
Widow(er) (includes dually entitled) $996 $1,806 $2,543
Spousal (includes dually entitled) $565 $1,014 $1,440
Disabled worker only $887 $1,524 $2,741
  All other races, non-Hispanic
Subtotal $740 $1,606 $2,894
Sex
Female $657 $1,437 $2,712
Male $904 $1,839 $3,146
Country of birth
United States $901 $1,770 $2,879
Other countries $619 $1,436 $2,941
Highest education level
Graduate $1,083 $2,385 $3,557
Bachelor $743 $1,801 $3,089
Associate $884 $1,666 $2,685
High school $733 $1,400 $2,453
Less than high school $410 $1,089 $2,008
Current-law poverty status
Above poverty $826 $1,675 $2,943
In poverty $274 $842 $1,190
Current-law household income quintile
Highest $1,016 $2,116 $3,492
Second highest $895 $2,019 $3,048
Middle $817 $1,770 $2,740
Second lowest $782 $1,518 $2,538
Lowest $454 $1,144 $1,922
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Social Security Benefit Distribution in 2030
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Individual Social Security monthly benefit (2024 $) at the—
10th percentile Median 90th percentile
  All beneficiaries
Total $922 $1,886 $3,094
Sex
Female $850 $1,703 $2,889
Male $1,025 $2,106 $3,300
Race and ethnicity
Hispanic or Latino, any race $659 $1,382 $2,575
White, non-Hispanic $1,018 $2,011 $3,178
Black or African American, non-Hispanic $817 $1,692 $2,800
All other races, non-Hispanic $755 $1,665 $3,122
Country of birth
United States $996 $1,963 $3,120
Other countries $643 $1,412 $2,909
Age
60–69 $774 $1,633 $2,897
70–79 $979 $1,962 $3,229
80–89 $1,044 $2,065 $3,150
90 or older $1,068 $2,000 $2,819
Marital status
Married $884 $1,804 $3,148
Divorced $975 $1,944 $3,020
Widowed $1,080 $2,103 $3,080
Never married $744 $1,620 $2,924
Highest education level
Graduate $1,161 $2,477 $3,728
Bachelor $1,082 $2,213 $3,413
Associate $999 $1,909 $2,960
High school $896 $1,719 $2,725
Less than high school $587 $1,282 $2,355
Current-law poverty status
Above poverty $994 $1,944 $3,122
In poverty $411 $928 $1,205
Current-law household income quintile
Highest $1,176 $2,434 $3,726
Second highest $1,085 $2,176 $3,208
Middle $1,007 $1,987 $2,909
Second lowest $939 $1,807 $2,691
Lowest $639 $1,347 $2,166
Current-law benefit type
Retired worker only $954 $1,983 $3,195
Widow(er) (includes dually entitled) $1,132 $2,100 $2,982
Spousal (includes dually entitled) $584 $1,144 $1,606
Disabled worker only $952 $1,708 $3,042
  Hispanic or Latino, any race
Subtotal $659 $1,382 $2,575
Sex
Female $561 $1,202 $2,329
Male $831 $1,603 $2,845
Country of birth
United States $814 $1,661 $2,849
Other countries $577 $1,201 $2,323
Marital status
Married $596 $1,305 $2,578
Divorced $790 $1,642 $2,798
Widowed $824 $1,487 $2,544
Never married $631 $1,306 $2,436
Current-law poverty status
Above poverty $684 $1,470 $2,617
In poverty $426 $926 $1,202
Current-law household income quintile
Highest $807 $1,930 $3,481
Second highest $806 $1,748 $2,966
Middle $723 $1,591 $2,645
Second lowest $738 $1,382 $2,348
Lowest $511 $1,093 $1,852
Current-law benefit type
Retired worker only $753 $1,463 $2,606
Widow(er) (includes dually entitled) $857 $1,552 $2,628
Spousal (includes dually entitled) $388 $796 $1,368
Disabled worker only $1,036 $1,595 $2,906
  White, non-Hispanic
Subtotal $1,018 $2,011 $3,178
Sex
Female $955 $1,792 $2,950
Male $1,141 $2,232 $3,382
Country of birth
United States $1,037 $2,030 $3,180
Other countries $772 $1,635 $3,166
Age
60–69 $895 $1,785 $2,997
70–79 $1,070 $2,082 $3,302
80–89 $1,087 $2,116 $3,195
90 or older $1,085 $2,048 $2,836
Marital status
Married $988 $1,935 $3,231
Divorced $1,039 $2,038 $3,081
Widowed $1,261 $2,206 $3,161
Never married $829 $1,766 $3,067
Highest education level
Graduate $1,181 $2,489 $3,744
Bachelor $1,137 $2,275 $3,449
Associate $1,049 $1,978 $2,998
High school $969 $1,819 $2,790
Less than high school $737 $1,491 $2,502
Current-law poverty status
Above poverty $1,082 $2,054 $3,203
In poverty $447 $952 $1,220
Current-law household income quintile
Highest $1,233 $2,489 $3,746
Second highest $1,143 $2,234 $3,238
Middle $1,063 $2,053 $2,929
Second lowest $1,000 $1,898 $2,752
Lowest $760 $1,463 $2,245
Current-law benefit type
Retired worker only $1,054 $2,106 $3,273
Widow(er) (includes dually entitled) $1,278 $2,184 $3,047
Spousal (includes dually entitled) $734 $1,197 $1,633
Disabled worker only $1,065 $1,837 $3,199
  Black or African American, non-Hispanic
Subtotal $817 $1,692 $2,800
Sex
Female $815 $1,667 $2,742
Male $819 $1,721 $2,837
Country of birth
United States $825 $1,708 $2,774
Other countries $788 $1,608 $3,020
Marital status
Married $830 $1,664 $2,802
Divorced $856 $1,768 $2,854
Widowed $929 $1,883 $2,750
Never married $599 $1,437 $2,627
Highest education level
Graduate $1,382 $2,343 $3,379
Bachelor $1,008 $2,075 $3,309
Associate $909 $1,778 $2,749
High school $759 $1,524 $2,470
Less than high school $575 $1,275 $2,254
Current-law poverty status
Above poverty $946 $1,778 $2,830
In poverty $418 $883 $1,190
Current-law household income quintile
Highest $1,139 $2,180 $3,499
Second highest $1,038 $2,017 $3,008
Middle $1,010 $1,902 $2,888
Second lowest $856 $1,743 $2,636
Lowest $587 $1,301 $2,051
Current-law benefit type
Retired worker only $837 $1,718 $2,817
Widow(er) (includes dually entitled) $1,043 $1,922 $2,832
Spousal (includes dually entitled) $504 $1,093 $1,518
Disabled worker only $794 $1,616 $2,693
  All other races, non-Hispanic
Subtotal $755 $1,665 $3,122
Sex
Female $686 $1,530 $2,914
Male $873 $1,857 $3,398
Country of birth
United States $954 $1,827 $3,020
Other countries $658 $1,545 $3,214
Marital status
Married $697 $1,598 $3,188
Divorced $900 $1,817 $2,920
Widowed $893 $1,969 $3,120
Never married $631 $1,565 $2,992
Highest education level
Graduate $1,096 $2,559 $3,791
Bachelor $850 $1,956 $3,349
Associate $856 $1,666 $2,759
High school $722 $1,477 $2,610
Less than high school $402 $1,106 $2,329
Current-law poverty status
Above poverty $873 $1,762 $3,173
In poverty $252 $766 $1,155
Current-law household income quintile
Highest $1,007 $2,459 $3,743
Second highest $1,020 $2,111 $3,301
Middle $985 $1,866 $2,835
Second lowest $751 $1,524 $2,608
Lowest $482 $1,161 $2,006
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Social Security Benefit Distribution in 2050
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Individual Social Security monthly benefit (2024 $) at the—
10th percentile Median 90th percentile
  All beneficiaries
Total $1,062 $2,211 $3,898
Sex
Female $999 $2,036 $3,706
Male $1,163 $2,419 $4,090
Race and ethnicity
Hispanic or Latino, any race $831 $1,755 $3,249
White, non-Hispanic $1,192 $2,393 $3,989
Black or African American, non-Hispanic $985 $1,981 $3,573
All other races, non-Hispanic $992 $2,309 $4,456
Country of birth
United States $1,174 $2,311 $3,910
Other countries $793 $1,836 $3,826
Age
60–69 $923 $2,008 $3,765
70–79 $1,088 $2,246 $4,133
80–89 $1,138 $2,303 $3,814
90 or older $1,229 $2,382 $3,633
Marital status
Married $1,031 $2,159 $3,958
Divorced $1,140 $2,265 $3,887
Widowed $1,198 $2,401 $3,811
Never married $903 $2,003 $3,837
Highest education level
Graduate $1,458 $3,145 $4,706
Bachelor $1,335 $2,782 $4,335
Associate $1,175 $2,187 $3,492
High school $976 $1,890 $3,167
Less than high school $649 $1,480 $2,702
Current-law poverty status
Above poverty $1,187 $2,278 $3,930
In poverty $437 $952 $1,222
Current-law household income quintile
Highest $1,555 $3,237 $4,780
Second highest $1,362 $2,658 $4,030
Middle $1,243 $2,353 $3,543
Second lowest $1,075 $2,057 $3,119
Lowest $664 $1,442 $2,216
Current-law benefit type
Retired worker only $1,131 $2,328 $4,022
Widow(er) (includes dually entitled) $1,259 $2,338 $3,660
Spousal (includes dually entitled) $579 $1,277 $1,959
Disabled worker only $1,200 $2,167 $3,909
  Hispanic or Latino, any race
Subtotal $831 $1,755 $3,249
Sex
Female $727 $1,550 $2,906
Male $961 $2,016 $3,510
Country of birth
United States $1,036 $1,977 $3,401
Other countries $704 $1,572 $3,091
Age
60–69 $751 $1,668 $3,240
70–79 $869 $1,817 $3,393
80–89 $855 $1,770 $3,184
90 or older $967 $1,941 $3,043
Marital status
Married $787 $1,693 $3,249
Divorced $967 $1,926 $3,514
Widowed $956 $1,829 $3,111
Never married $748 $1,695 $3,215
Highest education level
Graduate $1,029 $2,631 $4,502
Bachelor $948 $2,209 $4,218
Associate $1,022 $2,013 $3,384
High school $882 $1,715 $3,016
Less than high school $656 $1,479 $2,724
Current-law poverty status
Above poverty $915 $1,841 $3,309
In poverty $426 $960 $1,212
Current-law household income quintile
Highest $1,099 $2,582 $4,481
Second highest $1,147 $2,233 $3,655
Middle $1,056 $2,050 $3,265
Second lowest $916 $1,791 $2,896
Lowest $587 $1,285 $2,084
Current-law benefit type
Retired worker only $950 $1,863 $3,400
Widow(er) (includes dually entitled) $991 $1,815 $3,061
Spousal (includes dually entitled) $483 $962 $1,691
Disabled worker only $1,036 $2,034 $3,374
  White, non-Hispanic
Subtotal $1,192 $2,393 $3,989
Sex
Female $1,130 $2,228 $3,810
Male $1,315 $2,581 $4,174
Country of birth
United States $1,232 $2,417 $3,988
Other countries $865 $2,090 $4,005
Age
60–69 $1,035 $2,188 $3,902
70–79 $1,248 $2,466 $4,240
80–89 $1,269 $2,449 $3,868
90 or older $1,289 $2,472 $3,703
Marital status
Married $1,169 $2,323 $4,021
Divorced $1,218 $2,397 $3,986
Widowed $1,417 $2,600 $3,890
Never married $1,013 $2,259 $4,039
Highest education level
Graduate $1,518 $3,161 $4,671
Bachelor $1,438 $2,886 $4,352
Associate $1,243 $2,264 $3,518
High school $1,078 $2,020 $3,257
Less than high school $683 $1,527 $2,781
Current-law poverty status
Above poverty $1,300 $2,442 $4,011
In poverty $433 $965 $1,226
Current-law household income quintile
Highest $1,676 $3,308 $4,761
Second highest $1,447 $2,744 $4,031
Middle $1,302 $2,439 $3,568
Second lowest $1,172 $2,153 $3,159
Lowest $761 $1,522 $2,297
Current-law benefit type
Retired worker only $1,250 $2,496 $4,093
Widow(er) (includes dually entitled) $1,450 $2,515 $3,730
Spousal (includes dually entitled) $744 $1,399 $2,000
Disabled worker only $1,255 $2,402 $4,128
  Black or African American, non-Hispanic
Subtotal $985 $1,981 $3,573
Sex
Female $1,019 $1,955 $3,532
Male $943 $2,020 $3,656
Country of birth
United States $1,011 $1,990 $3,517
Other countries $903 $1,909 $3,747
Age
60–69 $819 $1,894 $3,450
70–79 $1,045 $2,007 $3,777
80–89 $1,062 $2,030 $3,466
90 or older $1,118 $2,085 $3,113
Marital status
Married $1,014 $2,055 $3,690
Divorced $1,050 $2,022 $3,646
Widowed $1,053 $2,092 $3,544
Never married $853 $1,838 $3,397
Highest education level
Graduate $1,582 $3,119 $4,545
Bachelor $1,387 $2,603 $3,908
Associate $1,139 $2,007 $3,249
High school $844 $1,731 $2,926
Less than high school $673 $1,410 $2,460
Current-law poverty status
Above poverty $1,181 $2,062 $3,622
In poverty $474 $939 $1,233
Current-law household income quintile
Highest $1,201 $3,001 $4,718
Second highest $1,300 $2,610 $4,143
Middle $1,311 $2,282 $3,594
Second lowest $1,138 $2,077 $3,177
Lowest $684 $1,501 $2,144
Current-law benefit type
Retired worker only $1,030 $2,012 $3,596
Widow(er) (includes dually entitled) $1,098 $2,013 $3,536
Spousal (includes dually entitled) $444 $1,022 $1,837
Disabled worker only $1,281 $2,003 $3,598
  All other races, non-Hispanic
Subtotal $992 $2,309 $4,456
Sex
Female $892 $2,018 $4,219
Male $1,127 $2,725 $4,641
Country of birth
United States $1,146 $2,324 $4,241
Other countries $900 $2,285 $4,551
Age
60–69 $862 $2,159 $4,581
70–79 $992 $2,345 $4,635
80–89 $1,001 $2,259 $4,182
90 or older $1,219 $2,502 $3,731
Marital status
Married $928 $2,321 $4,601
Divorced $1,047 $2,166 $3,978
Widowed $1,092 $2,493 $4,200
Never married $1,033 $2,161 $4,581
Highest education level
Graduate $1,379 $3,391 $4,936
Bachelor $1,167 $2,601 $4,501
Associate $994 $2,000 $3,724
High school $832 $1,689 $3,199
Less than high school $442 $1,198 $2,382
Current-law poverty status
Above poverty $1,148 $2,390 $4,496
In poverty $387 $886 $1,184
Current-law household income quintile
Highest $1,682 $3,651 $5,061
Second highest $1,330 $2,869 $4,224
Middle $1,194 $2,280 $3,753
Second lowest $943 $1,954 $3,138
Lowest $533 $1,282 $2,059
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Social Security Benefit Distribution in 2070
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Individual Social Security monthly benefit (2024 $) at the—
10th percentile Median 90th percentile
  All beneficiaries
Total $1,286 $2,710 $4,933
Sex
Female $1,205 $2,516 $4,746
Male $1,391 $2,948 $5,136
Race and ethnicity
Hispanic or Latino, any race $1,032 $2,196 $4,039
White, non-Hispanic $1,470 $2,981 $5,078
Black or African American, non-Hispanic $1,241 $2,477 $4,593
All other races, non-Hispanic $1,173 $2,995 $5,736
Country of birth
United States $1,432 $2,829 $4,939
Other countries $897 $2,248 $4,915
Age
60–69 $1,097 $2,489 $4,696
70–79 $1,304 $2,745 $5,154
80–89 $1,401 $2,835 $4,916
90 or older $1,509 $2,928 $4,734
Marital status
Married $1,238 $2,647 $4,956
Divorced $1,421 $2,841 $4,905
Widowed $1,438 $2,938 $4,888
Never married $1,178 $2,541 $4,952
Highest education level
Graduate $1,858 $3,875 $5,819
Bachelor $1,659 $3,512 $5,479
Associate $1,408 $2,620 $4,300
High school $1,157 $2,287 $3,924
Less than high school $801 $1,833 $3,391
Current-law poverty status
Above poverty $1,412 $2,769 $4,965
In poverty $445 $887 $1,214
Current-law household income quintile
Highest $1,945 $4,208 $6,080
Second highest $1,703 $3,389 $4,976
Middle $1,539 $2,905 $4,416
Second lowest $1,311 $2,522 $3,744
Lowest $778 $1,715 $2,612
Current-law benefit type
Retired worker only $1,382 $2,855 $5,115
Widow(er) (includes dually entitled) $1,493 $2,833 $4,527
Spousal (includes dually entitled) $687 $1,515 $2,405
Disabled worker only $1,477 $2,703 $4,737
  Hispanic or Latino, any race
Subtotal $1,032 $2,196 $4,039
Sex
Female $941 $1,971 $3,626
Male $1,171 $2,470 $4,321
Country of birth
United States $1,260 $2,402 $4,172
Other countries $803 $1,883 $3,716
Age
60–69 $921 $2,127 $3,971
70–79 $1,041 $2,209 $4,102
80–89 $1,163 $2,241 $4,051
90 or older $1,120 $2,370 $3,912
Marital status
Married $994 $2,127 $3,980
Divorced $1,217 $2,480 $4,239
Widowed $1,137 $2,220 $3,995
Never married $950 $2,101 $4,017
Highest education level
Graduate $1,572 $3,230 $5,251
Bachelor $1,222 $2,829 $5,124
Associate $1,223 $2,401 $4,039
High school $1,093 $2,152 $3,761
Less than high school $819 $1,835 $3,375
Current-law poverty status
Above poverty $1,167 $2,261 $4,077
In poverty $450 $882 $1,228
Current-law household income quintile
Highest $1,269 $2,942 $5,523
Second highest $1,383 $2,760 $4,625
Middle $1,287 $2,504 $4,027
Second lowest $1,154 $2,303 $3,558
Lowest $702 $1,607 $2,517
Current-law benefit type
Retired worker only $1,157 $2,310 $4,176
Widow(er) (includes dually entitled) $1,251 $2,330 $3,810
Spousal (includes dually entitled) $591 $1,230 $2,194
Disabled worker only $1,255 $2,562 $4,215
  White, non-Hispanic
Subtotal $1,470 $2,981 $5,078
Sex
Female $1,389 $2,778 $4,882
Male $1,600 $3,201 $5,271
Country of birth
United States $1,522 $3,022 $5,078
Other countries $1,045 $2,496 $5,086
Age
60–69 $1,286 $2,754 $4,940
70–79 $1,484 $3,052 $5,307
80–89 $1,553 $3,036 $4,999
90 or older $1,640 $3,113 $4,768
Marital status
Married $1,424 $2,861 $5,076
Divorced $1,578 $3,069 $5,073
Widowed $1,692 $3,236 $5,052
Never married $1,279 $2,865 $5,147
Highest education level
Graduate $1,985 $3,945 $5,782
Bachelor $1,799 $3,612 $5,464
Associate $1,491 $2,749 $4,384
High school $1,268 $2,396 $3,988
Less than high school $859 $1,951 $3,510
Current-law poverty status
Above poverty $1,567 $3,027 $5,099
In poverty $459 $912 $1,215
Current-law household income quintile
Highest $2,195 $4,323 $6,059
Second highest $1,851 $3,547 $5,039
Middle $1,650 $3,054 $4,512
Second lowest $1,411 $2,616 $3,779
Lowest $855 $1,790 $2,674
Current-law benefit type
Retired worker only $1,546 $3,106 $5,222
Widow(er) (includes dually entitled) $1,673 $3,113 $4,673
Spousal (includes dually entitled) $814 $1,693 $2,448
Disabled worker only $1,694 $2,970 $4,967
  Black or African American, non-Hispanic
Subtotal $1,241 $2,477 $4,593
Sex
Female $1,264 $2,434 $4,435
Male $1,222 $2,514 $4,792
Country of birth
United States $1,312 $2,495 $4,576
Other countries $901 $2,315 $4,705
Age
60–69 $1,099 $2,327 $4,463
70–79 $1,221 $2,530 $4,836
80–89 $1,335 $2,565 $4,400
90 or older $1,583 $2,700 $4,576
Marital status
Married $1,195 $2,609 $4,832
Divorced $1,319 $2,531 $4,563
Widowed $1,364 $2,584 $4,608
Never married $1,182 $2,330 $4,399
Highest education level
Graduate $1,943 $3,689 $5,493
Bachelor $1,685 $3,225 $5,047
Associate $1,389 $2,385 $3,975
High school $1,056 $2,116 $3,895
Less than high school $696 $1,703 $3,022
Current-law poverty status
Above poverty $1,411 $2,556 $4,633
In poverty $411 $907 $1,203
Current-law household income quintile
Highest $1,666 $3,917 $5,874
Second highest $1,649 $3,320 $4,962
Middle $1,577 $2,912 $4,493
Second lowest $1,464 $2,631 $3,901
Lowest $860 $1,760 $2,667
Current-law benefit type
Retired worker only $1,268 $2,581 $4,685
Widow(er) (includes dually entitled) $1,399 $2,315 $4,373
Spousal (includes dually entitled) $676 $1,470 $2,378
Disabled worker only $1,644 $2,431 $4,053
  All other races, non-Hispanic
Subtotal $1,173 $2,995 $5,736
Sex
Female $1,082 $2,649 $5,637
Male $1,319 $3,476 $5,887
Country of birth
United States $1,513 $3,162 $5,822
Other countries $1,035 $2,866 $5,724
Age
60–69 $988 $2,666 $5,508
70–79 $1,216 $3,044 $5,999
80–89 $1,337 $3,136 $5,597
90 or older $1,280 $3,178 $5,249
Marital status
Married $1,088 $3,018 $5,792
Divorced $1,093 $2,769 $5,358
Widowed $1,282 $3,003 $5,469
Never married $1,314 $3,006 $5,936
Highest education level
Graduate $1,550 $4,017 $6,207
Bachelor $1,363 $3,575 $5,919
Associate $1,335 $2,381 $4,501
High school $890 $2,194 $4,470
Less than high school $631 $1,429 $3,161
Current-law poverty status
Above poverty $1,360 $3,078 $5,780
In poverty $419 $829 $1,179
Current-law household income quintile
Highest $2,159 $4,874 $6,382
Second highest $1,639 $3,495 $5,225
Middle $1,419 $2,960 $4,480
Second lowest $1,080 $2,441 $3,709
Lowest $676 $1,575 $2,426
Current-law benefit type
Retired worker only $1,404 $3,319 $5,928
Widow(er) (includes dually entitled) $1,289 $2,836 $4,806
Spousal (includes dually entitled) $621 $1,472 $2,481
Disabled worker only $1,477 $2,880 $4,956
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Poverty Rates and Numbers in 2024
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Poverty rate Number of population in poverty
(in thousands)
Official Supplemental Official Supplemental
  All beneficiaries
Total 5.0% 10.0% 3,179 6,476
Sex
Female 6.0% 11.0% 1,928 3,748
Male 4.0% 9.0% 1,251 2,728
Race and ethnicity
Hispanic or Latino, any race 10.0% 21.0% 582 1,186
White, non-Hispanic 4.0% 8.0% 1,773 4,023
Black or African American, non-Hispanic 10.0% 14.0% 604 838
All other races, non-Hispanic 7.0% 13.0% 220 429
Country of birth
United States 4.0% 9.0% 2,365 4,836
Other countries 10.0% 20.0% 814 1,640
Age
60–69 7.0% 13.0% 1,759 3,142
70–79 4.0% 8.0% 1,068 2,196
80–89 3.0% 8.0% 283 896
90 or older 4.0% 13.0% 69 242
Marital status
Married 2.0% 6.0% 558 2,075
Divorced 10.0% 17.0% 1,111 1,868
Widowed 7.0% 13.0% 761 1,465
Never married 18.0% 26.0% 749 1,067
Highest education level
Graduate 1.0% 4.0% 95 269
Bachelor 3.0% 7.0% 313 774
Associate 4.0% 8.0% 606 1,183
High school 6.0% 12.0% 1,438 2,944
Less than high school 13.0% 24.0% 727 1,305
Current-law poverty status
Above poverty .0% 6.0% 0 3,656
In poverty 100.0% 89.0% 3,179 2,820
Current-law benefit type
Retired worker only 5.0% 10.0% 2,086 4,215
Widow(er) (includes dually entitled) 6.0% 13.0% 621 1,374
Spousal (includes dually entitled) 3.0% 7.0% 188 432
Disabled worker only 11.0% 18.0% 283 455
  Hispanic or Latino, any race
Subtotal 10.0% 21.0% 582 1,186
Sex
Female 13.0% 23.0% 386 676
Male 7.0% 19.0% 196 510
Country of birth
United States 7.0% 16.0% 192 421
Other countries 13.0% 26.0% 390 765
Marital status
Married 5.0% 17.0% 175 566
Divorced 15.0% 22.0% 121 177
Widowed 21.0% 30.0% 214 299
Never married 20.0% 41.0% 72 144
Current-law poverty status
Above poverty .0% 13.0% 0 664
In poverty 100.0% 90.0% 582 522
Current-law benefit type
Retired worker only 9.0% 20.0% 336 776
Widow(er) (includes dually entitled) 18.0% 28.0% 152 233
Spousal (includes dually entitled) 9.0% 19.0% 54 118
Disabled worker only 14.0% 20.0% 40 60
  White, non-Hispanic
Subtotal 4.0% 8.0% 1,773 4,023
Sex
Female 4.0% 9.0% 1,042 2,333
Male 3.0% 8.0% 731 1,690
Country of birth
United States 4.0% 8.0% 1,585 3,569
Other countries 7.0% 17.0% 188 454
Age
60–69 6.0% 11.0% 950 1,880
70–79 3.0% 7.0% 605 1,349
80–89 2.0% 7.0% 172 596
90 or older 3.0% 12.0% 47 197
Marital status
Married 1.0% 4.0% 232 1,117
Divorced 9.0% 17.0% 747 1,389
Widowed 4.0% 10.0% 379 897
Never married 15.0% 23.0% 415 620
Highest education level
Graduate 1.0% 3.0% 70 204
Bachelor 2.0% 6.0% 206 547
Associate 4.0% 7.0% 402 820
High school 4.0% 10.0% 833 1,921
Less than high school 10.0% 20.0% 262 531
Current-law poverty status
Above poverty .0% 5.0% 0 2,407
In poverty 100.0% 91.0% 1,773 1,616
Current-law benefit type
Retired worker only 4.0% 8.0% 1,165 2,567
Widow(er) (includes dually entitled) 4.0% 11.0% 343 927
Spousal (includes dually entitled) 2.0% 5.0% 99 254
Disabled worker only 11.0% 18.0% 167 275
  Black or African American, non-Hispanic
Subtotal 10.0% 14.0% 604 838
Sex
Female 11.0% 15.0% 379 507
Male 8.0% 12.0% 225 331
Country of birth
United States 10.0% 13.0% 514 689
Other countries 12.0% 19.0% 90 149
Marital status
Married 3.0% 7.0% 82 196
Divorced 13.0% 15.0% 187 216
Widowed 10.0% 15.0% 109 174
Never married 26.0% 29.0% 226 251
Current-law poverty status
Above poverty .0% 6.0% 0 350
In poverty 100.0% 81.0% 604 488
  All other races, non-Hispanic
Subtotal 7.0% 13.0% 220 429
Sex
Female 7.0% 13.0% 121 231
Male 7.0% 14.0% 98 198
Country of birth
United States 5.0% 10.0% 73 157
Other countries 9.0% 16.0% 147 273
Current-law poverty status
Above poverty .0% 8.0% 0 236
In poverty 100.0% 88.0% 220 193
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Poverty Rates and Numbers in 2030
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Poverty rate Number of population in poverty
(in thousands)
Official Supplemental Official Supplemental
  All beneficiaries
Total 5.0% 13.0% 3,465 9,250
Sex
Female 5.0% 13.0% 1,958 5,111
Male 5.0% 13.0% 1,507 4,139
Race and ethnicity
Hispanic or Latino, any race 8.0% 22.0% 672 1,777
White, non-Hispanic 4.0% 11.0% 1,943 5,482
Black or African American, non-Hispanic 8.0% 18.0% 577 1,279
All other races, non-Hispanic 7.0% 18.0% 273 712
Country of birth
United States 4.0% 11.0% 2,486 6,758
Other countries 9.0% 22.0% 979 2,492
Age
60–69 7.0% 16.0% 1,655 3,615
70–79 4.0% 13.0% 1,346 3,764
80–89 3.0% 10.0% 417 1,553
90 or older 2.0% 12.0% 46 318
Marital status
Married 2.0% 8.0% 646 3,229
Divorced 9.0% 20.0% 1,175 2,547
Widowed 6.0% 15.0% 813 1,994
Never married 16.0% 29.0% 832 1,481
Highest education level
Graduate 1.0% 4.0% 91 352
Bachelor 2.0% 8.0% 322 1,017
Associate 4.0% 11.0% 694 1,774
High school 6.0% 17.0% 1,593 4,412
Less than high school 13.0% 29.0% 765 1,695
Current-law poverty status
Above poverty .0% 9.0% 0 6,034
In poverty 100.0% 93.0% 3,465 3,216
Current-law benefit type
Retired worker only 5.0% 12.0% 2,355 6,153
Widow(er) (includes dually entitled) 6.0% 16.0% 664 1,861
Spousal (includes dually entitled) 3.0% 10.0% 189 662
Disabled worker only 9.0% 21.0% 257 573
  Hispanic or Latino, any race
Subtotal 8.0% 22.0% 672 1,777
Sex
Female 9.0% 22.0% 359 904
Male 8.0% 23.0% 313 873
Country of birth
United States 6.0% 18.0% 214 615
Other countries 10.0% 26.0% 458 1,162
Marital status
Married 4.0% 20.0% 205 994
Divorced 12.0% 20.0% 124 209
Widowed 17.0% 27.0% 241 396
Never married 19.0% 34.0% 102 179
Current-law poverty status
Above poverty .0% 16.0% 0 1,139
In poverty 100.0% 95.0% 672 638
Current-law benefit type
Retired worker only 7.0% 21.0% 392 1,129
Widow(er) (includes dually entitled) 15.0% 25.0% 181 295
Spousal (includes dually entitled) 5.0% 25.0% 45 222
Disabled worker only 10.0% 24.0% 54 131
  White, non-Hispanic
Subtotal 4.0% 11.0% 1,943 5,482
Sex
Female 4.0% 11.0% 1,122 3,104
Male 3.0% 10.0% 821 2,378
Country of birth
United States 4.0% 10.0% 1,706 4,835
Other countries 7.0% 20.0% 237 647
Age
60–69 6.0% 14.0% 922 2,078
70–79 3.0% 10.0% 725 2,137
80–89 2.0% 9.0% 269 1,029
90 or older 1.0% 11.0% 27 239
Marital status
Married 1.0% 5.0% 291 1,567
Divorced 8.0% 19.0% 799 1,830
Widowed 4.0% 13.0% 389 1,201
Never married 14.0% 28.0% 464 885
Highest education level
Graduate 1.0% 4.0% 65 254
Bachelor 2.0% 6.0% 204 671
Associate 4.0% 10.0% 439 1,186
High school 5.0% 14.0% 943 2,712
Less than high school 12.0% 28.0% 291 659
Current-law poverty status
Above poverty .0% 7.0% 0 3,661
In poverty 100.0% 94.0% 1,943 1,821
Current-law benefit type
Retired worker only 4.0% 10.0% 1,376 3,653
Widow(er) (includes dually entitled) 4.0% 13.0% 323 1,180
Spousal (includes dually entitled) 2.0% 7.0% 104 334
Disabled worker only 9.0% 21.0% 140 316
  Black or African American, non-Hispanic
Subtotal 8.0% 18.0% 577 1,279
Sex
Female 9.0% 19.0% 336 731
Male 8.0% 17.0% 241 548
Country of birth
United States 8.0% 17.0% 477 1,049
Other countries 10.0% 24.0% 100 229
Marital status
Married 2.0% 10.0% 60 318
Divorced 11.0% 22.0% 182 363
Widowed 9.0% 20.0% 109 247
Never married 20.0% 31.0% 225 351
Current-law poverty status
Above poverty .0% 12.0% 0 785
In poverty 100.0% 86.0% 577 494
  All other races, non-Hispanic
Subtotal 7.0% 18.0% 273 712
Sex
Female 6.0% 17.0% 142 372
Male 7.0% 19.0% 131 340
Country of birth
United States 5.0% 15.0% 89 258
Other countries 8.0% 20.0% 184 454
Marital status
Married 4.0% 14.0% 89 351
Divorced 12.0% 24.0% 70 145
Widowed 10.0% 20.0% 74 150
Never married 17.0% 27.0% 41 66
Current-law poverty status
Above poverty .0% 12.0% 0 449
In poverty 100.0% 96.0% 273 263
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Poverty Rates and Numbers in 2050
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Poverty rate Number of population in poverty
(in thousands)
Official Supplemental Official Supplemental
  All beneficiaries
Total 5.0% 22.0% 3,782 18,627
Sex
Female 5.0% 24.0% 2,099 10,497
Male 4.0% 21.0% 1,683 8,130
Race and ethnicity
Hispanic or Latino, any race 7.0% 32.0% 1,058 4,821
White, non-Hispanic 3.0% 19.0% 1,741 9,748
Black or African American, non-Hispanic 7.0% 29.0% 657 2,655
All other races, non-Hispanic 5.0% 22.0% 326 1,402
Country of birth
United States 4.0% 20.0% 2,511 13,017
Other countries 7.0% 30.0% 1,271 5,609
Age
60–69 6.0% 24.0% 1,402 5,518
70–79 4.0% 22.0% 1,337 6,701
80–89 4.0% 23.0% 873 4,861
90 or older 2.0% 20.0% 170 1,546
Marital status
Married 2.0% 16.0% 711 6,957
Divorced 7.0% 30.0% 1,070 4,578
Widowed 5.0% 25.0% 817 3,820
Never married 12.0% 34.0% 1,183 3,271
Highest education level
Graduate 1.0% 8.0% 169 931
Bachelor 2.0% 12.0% 344 2,142
Associate 3.0% 22.0% 630 4,106
High school 6.0% 31.0% 1,694 8,223
Less than high school 12.0% 42.0% 944 3,225
Current-law poverty status
Above poverty .0% 19.0% 0 14,963
In poverty 100.0% 97.0% 3,782 3,664
Current-law benefit type
Retired worker only 5.0% 21.0% 2,839 12,696
Widow(er) (includes dually entitled) 4.0% 28.0% 508 3,439
Spousal (includes dually entitled) 3.0% 25.0% 218 1,588
Disabled worker only 7.0% 28.0% 216 904
  Hispanic or Latino, any race
Subtotal 7.0% 32.0% 1,058 4,821
Sex
Female 8.0% 33.0% 598 2,600
Male 6.0% 30.0% 460 2,221
Country of birth
United States 5.0% 26.0% 361 1,751
Other countries 8.0% 36.0% 697 3,069
Age
60–69 8.0% 31.0% 420 1,613
70–79 6.0% 29.0% 389 1,834
80–89 7.0% 37.0% 207 1,128
90 or older 6.0% 36.0% 43 245
Marital status
Married 3.0% 28.0% 259 2,402
Divorced 9.0% 33.0% 186 656
Widowed 11.0% 38.0% 309 1,079
Never married 17.0% 38.0% 304 684
Current-law poverty status
Above poverty .0% 27.0% 0 3,790
In poverty 100.0% 97.0% 1,058 1,030
Current-law benefit type
Retired worker only 7.0% 30.0% 780 3,292
Widow(er) (includes dually entitled) 8.0% 38.0% 166 773
Spousal (includes dually entitled) 3.0% 35.0% 50 541
Disabled worker only 9.0% 30.0% 61 214
  White, non-Hispanic
Subtotal 3.0% 19.0% 1,741 9,748
Sex
Female 3.0% 20.0% 971 5,591
Male 3.0% 17.0% 770 4,158
Country of birth
United States 3.0% 18.0% 1,480 8,547
Other countries 6.0% 28.0% 261 1,201
Age
60–69 5.0% 20.0% 643 2,730
70–79 3.0% 18.0% 553 3,231
80–89 3.0% 19.0% 454 2,738
90 or older 2.0% 18.0% 92 1,049
Marital status
Married 1.0% 12.0% 292 3,361
Divorced 6.0% 28.0% 635 2,866
Widowed 3.0% 21.0% 323 2,062
Never married 11.0% 31.0% 492 1,459
Highest education level
Graduate 1.0% 7.0% 94 561
Bachelor 1.0% 9.0% 167 1,250
Associate 3.0% 20.0% 367 2,550
High school 5.0% 28.0% 788 4,382
Less than high school 15.0% 46.0% 325 1,005
Current-law poverty status
Above poverty .0% 16.0% 0 8,053
In poverty 100.0% 97.0% 1,741 1,695
Current-law benefit type
Retired worker only 3.0% 17.0% 1,308 6,575
Widow(er) (includes dually entitled) 3.0% 24.0% 226 2,011
Spousal (includes dually entitled) 3.0% 20.0% 114 753
Disabled worker only 6.0% 25.0% 93 409
  Black or African American, non-Hispanic
Subtotal 7.0% 29.0% 657 2,655
Sex
Female 7.0% 30.0% 325 1,479
Male 8.0% 29.0% 332 1,176
Country of birth
United States 7.0% 30.0% 569 2,246
Other countries 6.0% 29.0% 88 410
Age
60–69 9.0% 30.0% 259 870
70–79 7.0% 30.0% 260 1,040
80–89 5.0% 28.0% 110 578
90 or older 5.0% 30.0% 27 168
Marital status
Married 2.0% 20.0% 75 606
Divorced 8.0% 37.0% 171 779
Widowed 8.0% 28.0% 101 366
Never married 12.0% 36.0% 310 904
Current-law poverty status
Above poverty .0% 24.0% 0 2,030
In poverty 100.0% 95.0% 657 625
  All other races, non-Hispanic
Subtotal 5.0% 22.0% 326 1,402
Sex
Female 6.0% 23.0% 205 827
Male 4.0% 20.0% 121 576
Country of birth
United States 5.0% 24.0% 101 473
Other countries 5.0% 21.0% 225 929
Marital status
Married 2.0% 16.0% 86 588
Divorced 9.0% 32.0% 78 276
Widowed 7.0% 27.0% 85 313
Never married 10.0% 30.0% 78 225
Highest education level
Graduate 2.0% 11.0% 39 177
Bachelor 3.0% 16.0% 55 319
Associate 4.0% 28.0% 47 312
High school 8.0% 33.0% 113 453
Less than high school 26.0% 52.0% 72 142
Current-law poverty status
Above poverty .0% 18.0% 0 1,089
In poverty 100.0% 96.0% 326 313
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Poverty Rates and Numbers in 2070
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Poverty rate Number of population in poverty
(in thousands)
Official Supplemental Official Supplemental
  All beneficiaries
Total 3.0% 28.0% 2,822 25,882
Sex
Female 3.0% 29.0% 1,527 14,022
Male 3.0% 27.0% 1,296 11,860
Race and ethnicity
Hispanic or Latino, any race 4.0% 36.0% 963 7,682
White, non-Hispanic 2.0% 24.0% 1,125 12,737
Black or African American, non-Hispanic 5.0% 34.0% 426 3,178
All other races, non-Hispanic 3.0% 26.0% 309 2,285
Country of birth
United States 2.0% 27.0% 1,770 19,267
Other countries 5.0% 33.0% 1,052 6,615
Age
60–69 4.0% 28.0% 945 7,227
70–79 3.0% 27.0% 1,057 9,557
80–89 3.0% 29.0% 628 6,612
90 or older 2.0% 29.0% 192 2,486
Marital status
Married 1.0% 21.0% 470 8,916
Divorced 4.0% 33.0% 687 5,980
Widowed 3.0% 31.0% 486 4,598
Never married 7.0% 38.0% 1,179 6,389
Highest education level
Graduate 1.0% 12.0% 156 2,135
Bachelor 1.0% 17.0% 216 2,931
Associate 2.0% 30.0% 460 5,931
High school 4.0% 37.0% 1,229 10,474
Less than high school 8.0% 46.0% 761 4,411
Current-law poverty status
Above poverty .0% 26.0% 0 23,088
In poverty 100.0% 99.0% 2,822 2,794
Current-law benefit type
Retired worker only 3.0% 26.0% 2,197 18,440
Widow(er) (includes dually entitled) 3.0% 35.0% 314 4,361
Spousal (includes dually entitled) 2.0% 27.0% 156 1,752
Disabled worker only 4.0% 36.0% 156 1,328
  Hispanic or Latino, any race
Subtotal 4.0% 36.0% 963 7,682
Sex
Female 5.0% 36.0% 507 3,882
Male 4.0% 36.0% 456 3,800
Country of birth
United States 3.0% 33.0% 369 4,245
Other countries 7.0% 40.0% 594 3,437
Age
60–69 5.0% 33.0% 351 2,519
70–79 4.0% 34.0% 362 2,850
80–89 4.0% 40.0% 188 1,756
90 or older 5.0% 43.0% 61 557
Marital status
Married 2.0% 29.0% 176 3,090
Divorced 5.0% 37.0% 165 1,275
Widowed 6.0% 43.0% 210 1,415
Never married 10.0% 45.0% 412 1,902
Current-law poverty status
Above poverty .0% 33.0% 0 6,728
In poverty 100.0% 99.0% 963 954
Current-law benefit type
Retired worker only 4.0% 35.0% 685 5,364
Widow(er) (includes dually entitled) 4.0% 41.0% 129 1,191
Spousal (includes dually entitled) 3.0% 32.0% 64 654
Disabled worker only 7.0% 39.0% 84 472
  White, non-Hispanic
Subtotal 2.0% 24.0% 1,125 12,737
Sex
Female 2.0% 26.0% 629 7,045
Male 2.0% 23.0% 495 5,691
Country of birth
United States 2.0% 24.0% 952 11,465
Other countries 4.0% 29.0% 173 1,272
Age
60–69 3.0% 24.0% 358 3,178
70–79 2.0% 23.0% 399 4,564
80–89 2.0% 25.0% 287 3,598
90 or older 1.0% 25.0% 81 1,396
Marital status
Married 1.0% 18.0% 189 4,466
Divorced 3.0% 31.0% 351 3,586
Widowed 2.0% 27.0% 154 2,351
Never married 6.0% 34.0% 430 2,334
Highest education level
Graduate 1.0% 10.0% 70 1,165
Bachelor 1.0% 14.0% 74 1,634
Associate 2.0% 27.0% 282 3,452
High school 3.0% 36.0% 510 5,269
Less than high school 8.0% 51.0% 190 1,217
Current-law poverty status
Above poverty .0% 23.0% 0 11,616
In poverty 100.0% 100.0% 1,125 1,121
Current-law benefit type
Retired worker only 2.0% 22.0% 896 8,959
Widow(er) (includes dually entitled) 2.0% 32.0% 118 2,481
Spousal (includes dually entitled) 2.0% 25.0% 64 781
Disabled worker only 3.0% 32.0% 47 516
  Black or African American, non-Hispanic
Subtotal 5.0% 34.0% 426 3,178
Sex
Female 4.0% 35.0% 203 1,728
Male 5.0% 34.0% 222 1,451
Country of birth
United States 4.0% 35.0% 348 2,799
Other countries 6.0% 29.0% 78 379
Marital status
Married 2.0% 21.0% 45 518
Divorced 5.0% 38.0% 117 826
Widowed 5.0% 34.0% 55 365
Never married 6.0% 41.0% 209 1,468
Current-law poverty status
Above poverty .0% 31.0% 0 2,766
In poverty 100.0% 97.0% 426 412
  All other races, non-Hispanic
Subtotal 3.0% 26.0% 309 2,285
Sex
Female 4.0% 28.0% 187 1,367
Male 3.0% 24.0% 121 918
Country of birth
United States 3.0% 25.0% 102 757
Other countries 4.0% 26.0% 207 1,527
Age
60–69 5.0% 25.0% 100 561
70–79 3.0% 24.0% 114 876
80–89 3.0% 26.0% 61 555
90 or older 4.0% 34.0% 33 292
Marital status
Married 1.0% 19.0% 60 841
Divorced 6.0% 31.0% 53 292
Widowed 5.0% 33.0% 67 467
Never married 6.0% 32.0% 128 684
Highest education level
Graduate 2.0% 16.0% 54 418
Bachelor 3.0% 20.0% 73 526
Associate 2.0% 35.0% 38 581
High school 5.0% 37.0% 73 545
Less than high school 16.0% 49.0% 71 215
Current-law poverty status
Above poverty .0% 23.0% 0 1,978
In poverty 100.0% 99.0% 309 307
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Annual Household Income Distribution and Sources in 2024
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Household income (2024 $) at the— Mean share of household income from—
10th %ile Median 90th %ile Social Security Annuitized assets Defined benefit pension All earnings Coresident income
  All beneficiaries
Total $24,456 $90,876 $312,144 42% 25% 12% 12% 6%
Sex
Female $22,800 $82,728 $297,576 44% 25% 13% 10% 7%
Male $26,772 $99,888 $329,544 40% 26% 12% 14% 5%
Race and ethnicity
Hispanic or Latino, any race $17,676 $58,716 $224,184 48% 14% 8% 12% 15%
White, non-Hispanic $27,612 $100,404 $339,228 41% 29% 13% 12% 4%
Black or African American, non-Hispanic $17,100 $58,380 $205,320 50% 11% 14% 11% 10%
All other races, non-Hispanic $23,076 $79,848 $307,860 42% 23% 10% 13% 9%
Country of birth
United States $25,716 $94,272 $317,724 42% 26% 13% 11% 5%
Other countries $18,492 $69,108 $270,216 44% 19% 7% 14% 12%
Age
60–69 $21,540 $78,432 $259,836 44% 19% 9% 18% 6%
70–79 $26,340 $102,180 $339,936 42% 26% 14% 10% 6%
80–89 $27,900 $94,224 $368,664 41% 33% 15% 4% 6%
90 or older $25,824 $85,296 $397,332 39% 42% 12% 1% 6%
Marital status
Married $41,628 $123,960 $375,168 38% 27% 13% 15% 5%
Divorced $16,956 $49,860 $184,560 50% 21% 11% 8% 7%
Widowed $20,304 $58,548 $227,844 47% 25% 11% 5% 9%
Never married $12,588 $45,288 $200,484 50% 21% 10% 8% 8%
Highest education level
Graduate $51,576 $174,180 $538,164 29% 36% 19% 13% 3%
Bachelor $33,732 $131,568 $408,540 35% 33% 14% 13% 4%
Associate $27,120 $93,756 $285,192 42% 25% 12% 13% 6%
High school $22,236 $72,360 $223,008 48% 21% 11% 11% 7%
Less than high school $15,660 $43,620 $175,344 54% 13% 6% 9% 13%
Current-law poverty status
Above poverty $29,808 $96,936 $321,720 40% 26% 13% 12% 6%
In poverty $9,120 $13,512 $21,708 79% 14% 1% 1% 0%
Current-law household income quintile
Highest $220,824 $312,144 $691,968 14% 44% 13% 16% 14%
Second highest $123,216 $152,256 $192,936 25% 30% 16% 18% 9%
Middle $73,944 $90,876 $110,688 38% 24% 17% 14% 5%
Second lowest $39,864 $52,284 $65,820 56% 18% 12% 9% 2%
Lowest $12,300 $24,456 $34,404 80% 10% 4% 2% 1%
Current-law benefit type
Retired worker only $26,256 $102,252 $332,844 40% 26% 13% 14% 5%
Widow(er) (includes dually entitled) $20,496 $53,328 $192,900 51% 23% 10% 5% 9%
Spousal (includes dually entitled) $34,140 $111,468 $398,940 41% 30% 14% 8% 5%
Disabled worker only $16,932 $55,224 $191,064 53% 12% 7% 17% 8%
  Hispanic or Latino, any race
Subtotal $17,676 $58,716 $224,184 48% 14% 8% 12% 15%
Sex
Female $15,888 $54,516 $223,572 48% 14% 8% 10% 17%
Male $19,980 $62,172 $226,320 47% 14% 8% 15% 13%
Country of birth
United States $19,272 $66,048 $243,192 48% 15% 11% 11% 12%
Other countries $16,440 $51,984 $203,712 48% 12% 5% 13% 17%
Marital status
Married $24,516 $73,380 $243,192 45% 14% 9% 16% 12%
Divorced $14,232 $43,716 $222,336 49% 14% 8% 7% 17%
Widowed $12,672 $43,428 $175,764 52% 12% 6% 7% 22%
Never married $11,568 $28,416 $159,564 55% 12% 6% 8% 16%
Current-law poverty status
Above poverty $24,072 $69,084 $232,872 44% 14% 9% 14% 17%
In poverty $8,424 $13,752 $21,288 79% 12% 1% 1% 0%
Current-law household income quintile
Highest $215,832 $271,560 $506,412 12% 22% 11% 11% 43%
Second highest $125,880 $153,984 $191,640 21% 17% 11% 20% 31%
Middle $73,440 $86,580 $109,992 32% 15% 14% 20% 15%
Second lowest $39,420 $50,244 $64,476 51% 14% 7% 15% 9%
Lowest $11,568 $22,020 $33,384 79% 8% 3% 3% 1%
Current-law benefit type
Retired worker only $19,200 $63,120 $227,868 46% 14% 9% 14% 14%
Widow(er) (includes dually entitled) $13,368 $43,932 $186,756 52% 13% 5% 6% 22%
Spousal (includes dually entitled) $24,072 $59,568 $256,020 50% 15% 9% 7% 14%
Disabled worker only $17,340 $55,104 $215,628 46% 10% 6% 17% 15%
  White, non-Hispanic
Subtotal $27,612 $100,404 $339,228 41% 29% 13% 12% 4%
Sex
Female $25,992 $91,188 $322,020 43% 28% 13% 10% 5%
Male $30,648 $110,364 $354,912 39% 29% 12% 14% 4%
Country of birth
United States $28,224 $101,280 $339,984 41% 29% 13% 12% 4%
Other countries $19,860 $81,612 $314,112 42% 26% 9% 14% 6%
Age
60–69 $24,168 $89,088 $278,964 42% 22% 10% 19% 4%
70–79 $30,348 $112,740 $363,876 40% 29% 15% 10% 4%
80–89 $29,976 $101,484 $398,940 39% 36% 15% 4% 5%
90 or older $27,408 $89,556 $434,508 38% 45% 11% 1% 5%
Marital status
Married $49,584 $135,264 $399,960 36% 30% 14% 15% 3%
Divorced $17,880 $51,960 $191,208 50% 24% 11% 9% 5%
Widowed $23,232 $62,784 $243,360 45% 29% 12% 5% 7%
Never married $14,148 $55,116 $217,728 47% 27% 10% 8% 5%
Highest education level
Graduate $57,120 $182,244 $554,736 27% 38% 19% 12% 3%
Bachelor $37,188 $138,132 $422,628 34% 36% 14% 13% 3%
Associate $29,484 $99,012 $294,348 41% 28% 12% 13% 4%
High school $24,648 $78,528 $234,684 46% 24% 11% 11% 5%
Less than high school $16,812 $43,764 $163,968 57% 17% 7% 8% 7%
Current-law poverty status
Above poverty $31,884 $104,316 $344,436 39% 29% 13% 12% 4%
In poverty $9,312 $13,908 $23,676 77% 17% 1% 1% 0%
Current-law household income quintile
Highest $221,040 $318,072 $703,440 14% 47% 13% 16% 10%
Second highest $122,916 $152,124 $193,320 26% 33% 17% 17% 6%
Middle $74,040 $91,332 $110,964 38% 26% 16% 14% 3%
Second lowest $40,092 $52,740 $66,024 57% 20% 12% 7% 1%
Lowest $13,296 $25,356 $34,680 80% 11% 4% 2% 0%
Current-law benefit type
Retired worker only $30,804 $113,412 $356,148 38% 29% 13% 14% 4%
Widow(er) (includes dually entitled) $22,500 $56,160 $198,948 50% 26% 11% 5% 7%
Spousal (includes dually entitled) $42,096 $124,848 $433,284 39% 34% 14% 8% 3%
Disabled worker only $17,244 $57,012 $184,032 54% 13% 6% 17% 5%
  Black or African American, non-Hispanic
Subtotal $17,100 $58,380 $205,320 50% 11% 14% 11% 10%
Sex
Female $16,248 $52,944 $204,864 52% 11% 14% 8% 12%
Male $19,320 $63,528 $205,908 48% 11% 13% 14% 8%
Country of birth
United States $17,220 $58,032 $194,856 51% 11% 15% 10% 10%
Other countries $16,752 $65,088 $268,200 46% 13% 7% 16% 12%
Marital status
Married $31,920 $87,804 $255,672 46% 13% 15% 17% 6%
Divorced $14,952 $41,292 $150,108 53% 11% 13% 7% 12%
Widowed $16,404 $44,280 $161,052 52% 10% 14% 4% 16%
Never married $11,148 $28,584 $128,772 57% 8% 10% 7% 12%
Highest education level
Graduate $34,452 $123,132 $281,076 38% 18% 23% 15% 5%
Bachelor $24,060 $88,908 $252,432 42% 16% 20% 13% 6%
Associate $19,764 $63,768 $199,248 48% 12% 16% 11% 8%
High school $15,588 $48,096 $160,200 54% 9% 11% 10% 11%
Less than high school $11,700 $39,540 $159,372 56% 6% 7% 8% 19%
Current-law poverty status
Above poverty $23,976 $65,748 $216,240 46% 12% 15% 12% 11%
In poverty $9,132 $12,000 $17,616 85% 5% 1% 0% 0%
Current-law household income quintile
Highest $219,384 $276,588 $435,456 14% 21% 14% 17% 33%
Second highest $122,808 $149,244 $190,380 23% 14% 21% 21% 19%
Middle $74,016 $90,360 $110,208 36% 14% 21% 15% 11%
Second lowest $39,540 $50,448 $64,752 53% 10% 16% 10% 5%
Lowest $11,556 $22,176 $33,876 80% 6% 5% 3% 2%
Current-law benefit type
Retired worker only $17,088 $63,168 $215,748 48% 12% 15% 12% 9%
Widow(er) (includes dually entitled) $17,220 $43,548 $138,660 55% 9% 11% 5% 16%
Spousal (includes dually entitled) $26,964 $63,456 $256,464 53% 11% 20% 6% 8%
Disabled worker only $15,648 $50,232 $182,028 53% 6% 8% 16% 12%
  All other races, non-Hispanic
Subtotal $23,076 $79,848 $307,860 42% 23% 10% 13% 9%
Sex
Female $21,960 $77,148 $299,052 43% 23% 10% 11% 10%
Male $24,624 $80,700 $335,340 41% 24% 9% 15% 8%
Country of birth
United States $23,808 $74,448 $285,252 45% 22% 12% 10% 8%
Other countries $22,512 $86,112 $343,248 40% 24% 8% 15% 11%
Highest education level
Graduate $44,100 $167,304 $549,120 32% 36% 11% 15% 6%
Bachelor $30,540 $123,648 $447,120 36% 31% 10% 14% 8%
Associate $23,160 $80,700 $243,552 43% 21% 13% 12% 9%
High school $20,664 $62,376 $218,112 48% 17% 8% 12% 10%
Less than high school $11,976 $43,968 $174,708 50% 14% 6% 10% 15%
Current-law poverty status
Above poverty $29,076 $88,044 $317,820 40% 24% 10% 14% 10%
In poverty $8,268 $13,536 $23,076 73% 17% 1% 0% 0%
Current-law household income quintile
Highest $222,324 $307,860 $731,376 13% 35% 10% 18% 23%
Second highest $126,012 $156,672 $195,168 24% 29% 11% 20% 15%
Middle $73,596 $90,228 $108,936 36% 25% 13% 14% 8%
Second lowest $39,336 $52,356 $66,492 53% 19% 11% 10% 3%
Lowest $11,676 $24,636 $34,332 75% 12% 4% 3% 1%
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTES: %ile = percentile.
Shares of household income may not add to 100%.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Annual Household Income Distribution and Sources in 2030
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Household income (2024 $) at the— Mean share of household income from—
10th %ile Median 90th %ile Social Security Annuitized assets Defined benefit pension All earnings Coresident income
  All beneficiaries
Total $24,605 $90,854 $326,642 43% 26% 10% 12% 6%
Sex
Female $23,814 $84,702 $311,373 44% 26% 11% 10% 7%
Male $25,854 $99,253 $342,723 41% 26% 10% 15% 5%
Race and ethnicity
Hispanic or Latino, any race $19,432 $63,605 $230,626 48% 15% 6% 13% 15%
White, non-Hispanic $28,050 $101,189 $357,066 41% 30% 11% 12% 4%
Black or African American, non-Hispanic $18,246 $62,824 $225,245 50% 13% 12% 12% 10%
All other races, non-Hispanic $22,867 $86,243 $355,983 43% 24% 8% 14% 10%
Country of birth
United States $26,073 $95,111 $334,906 42% 27% 11% 12% 5%
Other countries $19,432 $69,548 $297,187 45% 19% 6% 14% 12%
Age
60–69 $21,233 $80,685 $269,043 43% 18% 8% 21% 7%
70–79 $24,740 $92,248 $325,768 45% 26% 10% 11% 6%
80–89 $29,414 $107,039 $415,435 41% 35% 14% 5% 6%
90 or older $29,206 $95,860 $514,147 37% 43% 13% 1% 5%
Marital status
Married $40,238 $123,994 $395,680 39% 27% 11% 16% 4%
Divorced $17,475 $52,583 $206,167 49% 23% 9% 9% 7%
Widowed $20,785 $62,387 $241,326 46% 26% 10% 6% 10%
Never married $13,583 $51,521 $217,543 48% 22% 8% 10% 9%
Highest education level
Graduate $53,155 $175,077 $590,814 29% 38% 16% 13% 3%
Bachelor $35,908 $136,421 $434,826 35% 34% 12% 15% 4%
Associate $26,520 $91,145 $286,529 43% 25% 10% 13% 6%
High school $21,691 $70,339 $231,355 49% 21% 9% 11% 7%
Less than high school $15,623 $44,901 $179,959 54% 13% 5% 10% 14%
Current-law poverty status
Above poverty $29,799 $97,171 $337,082 41% 26% 11% 13% 7%
In poverty $9,263 $13,656 $23,106 78% 15% 1% 1% 0%
Current-law household income quintile
Highest $228,669 $326,642 $744,419 14% 43% 11% 17% 14%
Second highest $124,618 $155,728 $198,829 26% 31% 13% 19% 9%
Middle $74,138 $90,854 $111,993 38% 25% 14% 15% 5%
Second lowest $40,238 $52,884 $66,509 57% 19% 10% 9% 2%
Lowest $12,355 $24,605 $34,795 80% 11% 3% 2% 1%
Current-law benefit type
Retired worker only $26,166 $101,793 $344,888 41% 27% 11% 14% 6%
Widow(er) (includes dually entitled) $20,796 $55,611 $202,347 51% 24% 9% 5% 9%
Spousal (includes dually entitled) $32,151 $112,597 $444,984 42% 31% 11% 9% 5%
Disabled worker only $18,027 $64,209 $193,177 51% 12% 6% 19% 8%
  Hispanic or Latino, any race
Subtotal $19,432 $63,605 $230,626 48% 15% 6% 13% 15%
Sex
Female $18,849 $60,097 $218,532 48% 14% 7% 11% 16%
Male $20,015 $68,112 $238,557 47% 15% 6% 15% 13%
Country of birth
United States $20,150 $75,585 $247,862 47% 17% 9% 13% 12%
Other countries $18,891 $54,092 $209,716 48% 13% 4% 14% 17%
Marital status
Married $24,553 $73,597 $239,619 48% 15% 6% 16% 10%
Divorced $15,154 $50,959 $224,100 47% 15% 6% 9% 20%
Widowed $13,520 $47,618 $207,603 48% 14% 6% 6% 23%
Never married $12,427 $47,212 $185,964 48% 11% 6% 10% 23%
Current-law poverty status
Above poverty $24,418 $72,722 $239,983 45% 14% 7% 14% 16%
In poverty $9,690 $13,999 $23,294 78% 15% 1% 1% 1%
Current-law household income quintile
Highest $226,858 $290,723 $559,818 12% 21% 9% 14% 43%
Second highest $124,556 $153,522 $199,776 21% 17% 8% 22% 30%
Middle $73,888 $90,302 $110,838 34% 17% 9% 20% 15%
Second lowest $40,124 $51,458 $65,374 53% 14% 6% 16% 7%
Lowest $12,136 $23,700 $34,514 79% 9% 2% 3% 1%
Current-law benefit type
Retired worker only $20,702 $70,131 $233,759 46% 15% 7% 15% 14%
Widow(er) (includes dually entitled) $14,353 $44,703 $193,177 51% 14% 5% 6% 21%
Spousal (includes dually entitled) $23,335 $57,152 $268,918 52% 15% 5% 8% 12%
Disabled worker only $19,307 $62,491 $213,276 50% 9% 3% 19% 14%
  White, non-Hispanic
Subtotal $28,050 $101,189 $357,066 41% 30% 11% 12% 4%
Sex
Female $26,427 $93,362 $337,821 43% 30% 11% 10% 5%
Male $30,756 $110,838 $374,697 39% 30% 11% 15% 4%
Country of birth
United States $28,748 $102,396 $359,272 41% 30% 11% 12% 4%
Other countries $19,817 $81,341 $340,569 45% 25% 8% 14% 6%
Age
60–69 $24,043 $89,178 $286,602 42% 21% 8% 22% 4%
70–79 $28,383 $103,885 $354,682 43% 30% 11% 11% 4%
80–89 $32,422 $114,543 $442,819 39% 38% 14% 5% 4%
90 or older $30,371 $100,481 $553,605 36% 46% 13% 1% 4%
Marital status
Married $49,481 $138,981 $434,024 37% 31% 12% 16% 3%
Divorced $18,600 $55,122 $208,477 49% 26% 9% 9% 5%
Widowed $23,991 $66,103 $251,089 45% 30% 11% 6% 6%
Never married $14,665 $55,986 $229,929 47% 27% 9% 10% 4%
Highest education level
Graduate $57,235 $182,124 $611,527 28% 40% 16% 13% 3%
Bachelor $40,342 $147,704 $455,684 34% 36% 12% 14% 3%
Associate $29,289 $97,400 $296,323 42% 28% 10% 13% 5%
High school $23,918 $75,554 $240,764 48% 25% 9% 11% 5%
Less than high school $15,727 $44,079 $168,489 58% 17% 6% 10% 7%
Current-law poverty status
Above poverty $32,859 $106,341 $366,162 40% 30% 11% 13% 4%
In poverty $9,347 $13,801 $23,700 78% 17% 1% 1% 0%
Current-law household income quintile
Highest $228,878 $335,302 $775,197 14% 47% 11% 17% 10%
Second highest $124,857 $155,999 $199,152 27% 35% 14% 19% 5%
Middle $74,325 $91,062 $112,149 39% 28% 14% 13% 3%
Second lowest $40,322 $53,269 $66,509 58% 21% 10% 7% 1%
Lowest $13,114 $25,500 $35,107 80% 12% 3% 1% 0%
Current-law benefit type
Retired worker only $30,434 $113,419 $374,937 39% 30% 11% 14% 4%
Widow(er) (includes dually entitled) $23,273 $58,880 $211,485 51% 27% 9% 5% 6%
Spousal (includes dually entitled) $40,592 $131,654 $488,730 39% 35% 12% 8% 3%
Disabled worker only $18,870 $68,757 $196,966 51% 16% 6% 19% 4%
  Black or African American, non-Hispanic
Subtotal $18,246 $62,824 $225,245 50% 13% 12% 12% 10%
Sex
Female $17,965 $59,837 $216,023 51% 12% 13% 10% 12%
Male $18,672 $65,926 $238,380 48% 13% 11% 14% 8%
Country of birth
United States $18,360 $62,012 $215,357 50% 12% 13% 11% 10%
Other countries $17,330 $69,423 $309,375 47% 14% 7% 15% 14%
Marital status
Married $32,026 $90,750 $267,971 46% 13% 14% 18% 5%
Divorced $15,821 $43,309 $153,355 54% 13% 11% 7% 12%
Widowed $16,997 $46,161 $200,931 51% 13% 12% 5% 16%
Never married $11,616 $37,667 $190,721 52% 10% 9% 9% 15%
Highest education level
Graduate $39,468 $119,227 $324,467 38% 24% 21% 13% 4%
Bachelor $23,856 $88,324 $246,395 44% 17% 16% 16% 4%
Associate $19,339 $65,562 $219,406 50% 13% 13% 12% 8%
High school $16,872 $54,779 $177,659 52% 10% 10% 11% 12%
Less than high school $11,855 $36,013 $154,438 56% 7% 7% 6% 19%
Current-law poverty status
Above poverty $23,877 $69,985 $233,957 47% 13% 13% 13% 11%
In poverty $8,556 $12,292 $18,277 81% 8% 1% 1% 0%
Current-law household income quintile
Highest $224,558 $286,820 $518,175 13% 19% 14% 19% 34%
Second highest $122,130 $150,431 $196,050 24% 16% 17% 23% 18%
Middle $74,003 $90,219 $111,243 37% 15% 17% 17% 11%
Second lowest $39,957 $52,551 $67,102 54% 12% 13% 10% 5%
Lowest $11,532 $22,773 $33,525 80% 8% 5% 2% 1%
Current-law benefit type
Retired worker only $18,485 $69,246 $240,722 48% 14% 13% 13% 9%
Widow(er) (includes dually entitled) $17,319 $43,465 $176,930 57% 11% 10% 5% 14%
Spousal (includes dually entitled) $25,792 $69,496 $275,444 47% 12% 15% 11% 10%
Disabled worker only $16,060 $53,061 $137,951 53% 7% 8% 15% 11%
  All other races, non-Hispanic
Subtotal $22,867 $86,243 $355,983 43% 24% 8% 14% 10%
Sex
Female $22,732 $82,381 $354,838 44% 24% 8% 11% 11%
Male $22,961 $90,188 $359,532 41% 24% 7% 18% 8%
Country of birth
United States $22,898 $78,624 $296,167 46% 23% 10% 11% 8%
Other countries $22,638 $92,810 $385,876 40% 24% 6% 16% 11%
Marital status
Married $31,724 $113,294 $422,034 40% 25% 8% 18% 8%
Divorced $14,842 $50,449 $201,733 47% 21% 8% 9% 12%
Widowed $18,235 $58,026 $256,595 47% 23% 9% 6% 13%
Never married $13,104 $53,332 $274,747 46% 22% 6% 10% 12%
Highest education level
Graduate $46,442 $190,606 $672,217 30% 37% 9% 18% 5%
Bachelor $30,371 $124,035 $415,862 35% 30% 8% 18% 7%
Associate $23,887 $86,212 $308,449 43% 22% 10% 12% 10%
High school $19,401 $61,596 $235,893 50% 17% 7% 11% 11%
Less than high school $12,448 $40,311 $173,402 54% 13% 4% 10% 16%
Current-law poverty status
Above poverty $27,925 $94,059 $368,182 41% 24% 8% 15% 10%
In poverty $7,525 $13,583 $27,967 70% 20% 2% 1% 0%
Current-law household income quintile
Highest $231,324 $340,631 $725,060 13% 36% 9% 21% 21%
Second highest $124,368 $161,484 $198,642 24% 31% 9% 20% 15%
Middle $74,211 $90,188 $114,813 37% 23% 10% 18% 10%
Second lowest $40,249 $52,270 $66,842 56% 20% 9% 11% 2%
Lowest $11,636 $24,366 $34,087 76% 12% 3% 2% 1%
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTES: %ile = percentile.
Shares of household income may not add to 100%.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Annual Household Income Distribution and Sources in 2050
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Household income (2024 $) at the— Mean share of household income from—
10th %ile Median 90th %ile Social Security Annuitized assets Defined benefit pension All earnings Coresident income
  All beneficiaries
Total $24,458 $91,595 $350,421 48% 26% 6% 13% 6%
Sex
Female $23,480 $85,021 $331,812 49% 25% 6% 11% 7%
Male $26,129 $99,543 $371,647 46% 26% 5% 14% 6%
Race and ethnicity
Hispanic or Latino, any race $20,449 $64,889 $264,131 53% 16% 4% 12% 12%
White, non-Hispanic $28,662 $105,236 $375,462 45% 30% 6% 13% 4%
Black or African American, non-Hispanic $18,596 $61,074 $234,316 55% 16% 6% 11% 9%
All other races, non-Hispanic $23,940 $115,367 $540,659 43% 28% 5% 14% 9%
Country of birth
United States $26,136 $96,129 $347,474 47% 27% 6% 13% 5%
Other countries $20,358 $73,919 $364,257 51% 20% 4% 12% 11%
Age
60–69 $22,755 $88,622 $312,218 46% 18% 4% 21% 7%
70–79 $23,947 $91,686 $343,458 50% 22% 5% 14% 7%
80–89 $25,035 $86,983 $355,447 49% 32% 7% 6% 5%
90 or older $31,253 $116,138 $529,136 38% 48% 8% 2% 4%
Marital status
Married $38,928 $125,199 $418,180 45% 25% 6% 17% 4%
Divorced $19,017 $58,645 $250,606 51% 25% 5% 10% 7%
Widowed $20,475 $65,686 $284,430 49% 30% 6% 5% 8%
Never married $15,215 $57,577 $257,064 50% 22% 4% 11% 10%
Highest education level
Graduate $49,357 $189,953 $625,142 34% 37% 9% 17% 3%
Bachelor $37,853 $144,949 $459,809 39% 34% 8% 14% 4%
Associate $25,657 $83,084 $271,994 50% 24% 6% 12% 6%
High school $20,475 $64,436 $226,433 54% 20% 4% 11% 7%
Less than high school $15,954 $45,749 $206,852 59% 12% 2% 9% 14%
Current-law poverty status
Above poverty $29,400 $97,444 $362,113 46% 26% 6% 13% 7%
In poverty $8,265 $13,725 $21,427 81% 14% 1% 1% 0%
Current-law household income quintile
Highest $243,792 $350,421 $760,589 16% 37% 7% 23% 16%
Second highest $128,477 $162,463 $210,738 30% 31% 8% 20% 9%
Middle $73,265 $91,595 $114,771 45% 27% 7% 13% 4%
Second lowest $39,680 $51,300 $65,168 65% 21% 4% 5% 2%
Lowest $12,624 $24,465 $34,556 82% 12% 2% 1% 0%
Current-law benefit type
Retired worker only $26,103 $101,013 $374,199 46% 26% 6% 14% 6%
Widow(er) (includes dually entitled) $20,475 $55,679 $241,480 54% 27% 5% 4% 8%
Spousal (includes dually entitled) $28,234 $95,352 $369,354 50% 25% 5% 11% 5%
Disabled worker only $21,278 $73,686 $255,315 53% 13% 3% 15% 10%
  Hispanic or Latino, any race
Subtotal $20,449 $64,889 $264,131 53% 16% 4% 12% 12%
Sex
Female $19,374 $61,735 $248,099 54% 15% 4% 11% 13%
Male $21,790 $67,247 $278,484 53% 17% 4% 13% 11%
Country of birth
United States $22,094 $75,104 $272,383 51% 18% 5% 13% 10%
Other countries $19,024 $55,705 $257,420 55% 14% 3% 10% 14%
Age
60–69 $19,691 $67,519 $248,099 51% 13% 3% 18% 12%
70–79 $22,042 $66,580 $285,797 54% 15% 4% 11% 14%
80–89 $19,270 $56,087 $261,041 57% 20% 5% 5% 11%
90 or older $19,775 $79,029 $270,051 51% 30% 7% 2% 9%
Marital status
Married $28,882 $78,660 $293,434 53% 16% 4% 15% 9%
Divorced $16,828 $52,110 $227,197 52% 16% 4% 9% 16%
Widowed $15,494 $40,755 $214,217 56% 17% 4% 5% 17%
Never married $13,356 $47,725 $222,812 50% 16% 3% 10% 19%
Highest education level
Graduate $30,087 $115,717 $403,535 43% 26% 7% 18% 4%
Bachelor $25,326 $96,265 $373,597 45% 24% 7% 15% 7%
Associate $24,270 $85,254 $291,102 50% 19% 5% 13% 11%
High school $19,691 $61,774 $224,956 55% 15% 3% 12% 12%
Less than high school $17,864 $48,010 $221,905 58% 11% 2% 9% 17%
Current-law poverty status
Above poverty $25,533 $71,827 $276,016 51% 16% 4% 12% 13%
In poverty $9,399 $14,023 $21,310 81% 13% 1% 1% 0%
Current-law household income quintile
Highest $243,805 $336,637 $612,835 14% 18% 4% 21% 42%
Second highest $126,637 $160,572 $210,130 26% 19% 6% 23% 25%
Middle $72,954 $89,814 $113,378 42% 19% 6% 18% 11%
Second lowest $39,116 $50,212 $64,747 66% 16% 3% 7% 4%
Lowest $12,851 $24,160 $34,446 82% 11% 1% 1% 1%
Current-law benefit type
Retired worker only $21,310 $71,548 $285,797 52% 17% 4% 13% 12%
Widow(er) (includes dually entitled) $15,856 $40,755 $201,677 59% 16% 2% 3% 18%
Spousal (includes dually entitled) $25,864 $57,130 $256,209 57% 15% 4% 9% 9%
Disabled worker only $21,038 $69,242 $216,995 52% 11% 2% 14% 15%
  White, non-Hispanic
Subtotal $28,662 $105,236 $375,462 45% 30% 6% 13% 4%
Sex
Female $26,686 $96,745 $351,865 47% 30% 6% 11% 4%
Male $31,965 $114,518 $398,729 43% 30% 6% 15% 3%
Country of birth
United States $29,614 $107,005 $375,151 45% 30% 6% 13% 4%
Other countries $21,265 $84,801 $383,203 50% 26% 5% 12% 5%
Age
60–69 $26,181 $101,091 $334,396 44% 20% 5% 23% 4%
70–79 $27,613 $106,499 $360,662 48% 25% 6% 15% 4%
80–89 $29,368 $99,174 $366,724 46% 36% 7% 6% 3%
90 or older $35,165 $130,485 $575,882 36% 52% 8% 2% 3%
Marital status
Married $48,657 $141,710 $442,101 43% 29% 7% 17% 3%
Divorced $20,501 $64,099 $262,272 50% 28% 5% 10% 5%
Widowed $24,763 $73,938 $305,333 46% 35% 7% 6% 5%
Never married $16,614 $64,119 $273,283 48% 29% 5% 12% 4%
Highest education level
Graduate $56,586 $198,412 $622,137 32% 39% 9% 16% 3%
Bachelor $44,583 $158,441 $471,196 37% 37% 8% 14% 3%
Associate $27,826 $89,244 $272,227 49% 27% 6% 13% 4%
High school $22,534 $69,637 $229,192 53% 24% 4% 12% 4%
Less than high school $14,749 $42,154 $164,931 62% 14% 2% 10% 7%
Current-law poverty status
Above poverty $33,151 $110,224 $381,706 44% 30% 6% 14% 4%
In poverty $8,433 $13,848 $22,832 81% 16% 1% 0% 0%
Current-law household income quintile
Highest $243,449 $350,764 $764,825 16% 42% 8% 23% 10%
Second highest $128,840 $163,467 $211,419 31% 35% 8% 20% 4%
Middle $73,316 $92,612 $115,270 46% 30% 7% 12% 2%
Second lowest $39,952 $51,682 $65,401 65% 23% 5% 5% 0%
Lowest $12,974 $25,287 $34,822 83% 13% 2% 1% 0%
Current-law benefit type
Retired worker only $31,518 $116,934 $397,595 43% 30% 7% 15% 3%
Widow(er) (includes dually entitled) $23,480 $61,592 $256,747 53% 31% 5% 4% 5%
Spousal (includes dually entitled) $31,078 $118,495 $399,655 48% 30% 5% 11% 3%
Disabled worker only $24,484 $84,341 $273,154 52% 15% 4% 18% 6%
  Black or African American, non-Hispanic
Subtotal $18,596 $61,074 $234,316 55% 16% 6% 11% 9%
Sex
Female $19,484 $57,026 $218,472 56% 15% 6% 10% 11%
Male $17,301 $67,474 $246,571 53% 17% 6% 12% 7%
Country of birth
United States $18,810 $60,524 $234,743 54% 16% 7% 11% 9%
Other countries $17,806 $69,741 $230,449 55% 17% 5% 10% 11%
Age
60–69 $17,936 $61,716 $236,570 51% 12% 4% 16% 12%
70–79 $17,851 $61,320 $234,316 57% 15% 6% 12% 8%
80–89 $20,002 $60,977 $229,270 56% 20% 9% 5% 8%
90 or older $21,783 $59,248 $224,619 52% 31% 11% 2% 4%
Marital status
Married $33,811 $92,198 $286,516 52% 17% 8% 16% 4%
Divorced $17,281 $44,797 $184,026 58% 16% 5% 9% 8%
Widowed $17,197 $50,516 $209,922 54% 19% 8% 4% 11%
Never married $14,522 $47,958 $204,442 54% 14% 4% 9% 15%
Highest education level
Graduate $43,871 $134,961 $373,739 39% 27% 12% 16% 4%
Bachelor $29,213 $88,797 $279,754 48% 22% 8% 15% 4%
Associate $19,957 $54,480 $198,049 58% 15% 7% 10% 7%
High school $15,876 $47,407 $194,312 59% 12% 4% 9% 11%
Less than high school $12,138 $51,177 $208,232 54% 9% 3% 8% 22%
Current-law poverty status
Above poverty $23,785 $68,024 $241,564 52% 17% 7% 12% 10%
In poverty $7,164 $12,819 $17,851 85% 8% 1% 1% 0%
Current-law household income quintile
Highest $238,390 $310,689 $544,390 15% 20% 8% 24% 33%
Second highest $127,130 $158,927 $208,232 27% 20% 10% 24% 18%
Middle $74,139 $89,270 $114,771 43% 21% 9% 14% 9%
Second lowest $39,926 $51,682 $64,922 62% 17% 7% 6% 3%
Lowest $11,970 $23,279 $33,980 84% 9% 2% 1% 1%
Current-law benefit type
Retired worker only $18,447 $65,874 $242,794 53% 17% 7% 12% 8%
Widow(er) (includes dually entitled) $17,806 $44,577 $191,352 60% 17% 6% 4% 11%
Spousal (includes dually entitled) $21,738 $66,969 $202,506 58% 17% 5% 10% 4%
Disabled worker only $19,931 $49,363 $222,702 59% 9% 3% 8% 16%
  All other races, non-Hispanic
Subtotal $23,940 $115,367 $540,659 43% 28% 5% 14% 9%
Sex
Female $21,796 $99,381 $535,432 45% 27% 5% 12% 10%
Male $26,311 $135,667 $555,472 41% 28% 5% 15% 8%
Country of birth
United States $23,823 $90,326 $419,670 46% 28% 6% 12% 6%
Other countries $23,992 $134,073 $573,058 42% 27% 4% 15% 10%
Age
60–69 $24,128 $119,512 $597,044 38% 21% 4% 24% 11%
70–79 $23,098 $119,681 $528,235 45% 25% 5% 15% 9%
80–89 $23,150 $104,427 $516,855 46% 33% 5% 6% 8%
90 or older $37,322 $114,564 $648,991 39% 45% 6% 3% 8%
Marital status
Married $37,937 $162,224 $648,272 40% 28% 5% 18% 7%
Divorced $16,867 $57,907 $300,617 49% 26% 4% 9% 10%
Widowed $16,996 $70,188 $390,671 47% 29% 5% 5% 12%
Never married $16,634 $73,012 $419,670 46% 24% 3% 14% 12%
Highest education level
Graduate $44,084 $231,569 $816,824 33% 36% 6% 18% 5%
Bachelor $30,754 $142,740 $561,496 40% 32% 5% 14% 8%
Associate $23,577 $77,986 $333,101 48% 21% 4% 13% 11%
High school $19,056 $69,903 $281,166 52% 20% 4% 9% 12%
Less than high school $11,290 $32,730 $178,540 62% 13% 2% 8% 13%
Current-law poverty status
Above poverty $30,217 $128,768 $555,472 41% 28% 5% 14% 9%
In poverty $9,509 $13,317 $21,505 79% 16% 1% 1% 0%
Current-law household income quintile
Highest $251,234 $400,257 $894,468 16% 36% 6% 23% 19%
Second highest $131,100 $165,158 $211,470 31% 34% 6% 19% 9%
Middle $72,280 $90,378 $114,564 45% 29% 6% 12% 7%
Second lowest $39,272 $50,076 $64,967 64% 22% 4% 7% 2%
Lowest $11,510 $23,344 $34,278 80% 13% 2% 1% 0%
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTES: %ile = percentile.
Shares of household income may not add to 100%.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Annual Household Income Distribution and Sources in 2070
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Household income (2024 $) at the— Mean share of household income from—
10th %ile Median 90th %ile Social Security Annuitized assets Defined benefit pension All earnings Coresident income
  All beneficiaries
Total $27,708 $99,274 $402,225 50% 24% 4% 13% 7%
Sex
Female $26,728 $92,688 $384,949 52% 23% 4% 12% 7%
Male $29,256 $107,538 $420,601 48% 25% 4% 14% 6%
Race and ethnicity
Hispanic or Latino, any race $23,544 $73,840 $295,417 56% 16% 3% 12% 11%
White, non-Hispanic $32,577 $114,112 $426,591 48% 28% 5% 13% 4%
Black or African American, non-Hispanic $21,730 $72,042 $292,793 56% 16% 4% 11% 10%
All other races, non-Hispanic $28,345 $138,599 $632,057 44% 27% 3% 15% 10%
Country of birth
United States $29,380 $102,979 $394,309 50% 25% 4% 13% 6%
Other countries $23,109 $85,816 $435,491 52% 20% 3% 12% 11%
Age
60–69 $27,200 $103,192 $369,326 48% 17% 4% 21% 8%
70–79 $27,486 $98,335 $411,081 52% 21% 4% 13% 7%
80–89 $27,792 $93,905 $406,240 52% 29% 4% 7% 6%
90 or older $30,171 $106,989 $468,487 46% 42% 4% 3% 4%
Marital status
Married $45,532 $141,747 $476,488 48% 23% 5% 18% 5%
Divorced $23,951 $70,156 $309,730 53% 23% 4% 10% 9%
Widowed $23,145 $72,413 $319,493 53% 28% 4% 6% 8%
Never married $19,364 $66,411 $336,974 52% 23% 3% 10% 9%
Highest education level
Graduate $50,175 $191,322 $628,228 39% 33% 6% 17% 3%
Bachelor $41,489 $149,180 $549,841 42% 32% 6% 14% 4%
Associate $28,901 $87,089 $303,217 53% 22% 4% 12% 7%
High school $23,677 $71,724 $263,271 57% 18% 3% 11% 8%
Less than high school $18,429 $53,529 $243,037 60% 12% 2% 9% 14%
Current-law poverty status
Above poverty $31,311 $103,878 $410,270 49% 24% 4% 13% 7%
In poverty $7,683 $13,277 $20,569 82% 14% 0% 0% 0%
Current-law household income quintile
Highest $277,625 $402,261 $835,652 17% 32% 6% 26% 18%
Second highest $141,340 $180,777 $239,038 32% 28% 6% 22% 10%
Middle $79,120 $99,274 $125,104 50% 27% 5% 12% 4%
Second lowest $44,173 $56,346 $70,906 69% 21% 3% 4% 2%
Lowest $14,184 $27,708 $38,534 84% 12% 1% 1% 0%
Current-law benefit type
Retired worker only $28,881 $110,202 $433,738 48% 25% 4% 15% 6%
Widow(er) (includes dually entitled) $23,181 $60,494 $244,258 59% 24% 3% 4% 8%
Spousal (includes dually entitled) $33,238 $104,535 $401,471 54% 22% 4% 11% 6%
Disabled worker only $26,434 $75,763 $273,969 56% 12% 3% 14% 10%
  Hispanic or Latino, any race
Subtotal $23,544 $73,840 $295,417 56% 16% 3% 12% 11%
Sex
Female $23,004 $72,663 $286,662 57% 15% 3% 11% 11%
Male $24,076 $75,166 $304,212 54% 17% 3% 12% 10%
Country of birth
United States $25,495 $80,418 $288,351 55% 17% 4% 13% 9%
Other countries $20,622 $64,473 $307,231 57% 14% 2% 10% 13%
Age
60–69 $24,290 $81,793 $292,857 51% 12% 3% 18% 11%
70–79 $23,616 $73,755 $313,769 57% 15% 3% 10% 12%
80–89 $22,589 $64,078 $276,682 60% 21% 3% 5% 9%
90 or older $22,190 $67,032 $225,269 58% 29% 4% 2% 7%
Marital status
Married $36,870 $96,529 $326,059 55% 16% 3% 16% 7%
Divorced $21,432 $60,518 $268,100 55% 16% 3% 9% 14%
Widowed $18,010 $47,862 $232,956 59% 17% 3% 4% 15%
Never married $16,522 $49,845 $273,747 56% 16% 2% 9% 14%
Highest education level
Graduate $39,195 $129,558 $444,968 45% 25% 6% 18% 4%
Bachelor $25,729 $102,624 $442,444 49% 24% 5% 14% 6%
Associate $27,607 $83,756 $286,263 55% 18% 4% 12% 10%
High school $22,996 $69,797 $265,605 57% 15% 3% 11% 10%
Less than high school $19,936 $56,600 $259,809 59% 11% 2% 9% 16%
Current-law poverty status
Above poverty $27,176 $78,367 $302,104 54% 16% 3% 12% 11%
In poverty $8,005 $13,487 $19,969 82% 13% 0% 1% 0%
Current-law household income quintile
Highest $273,941 $371,700 $675,634 15% 17% 4% 22% 42%
Second highest $140,195 $176,775 $235,261 29% 19% 5% 25% 20%
Middle $78,814 $97,440 $124,600 48% 20% 4% 15% 8%
Second lowest $43,835 $55,609 $70,607 70% 17% 3% 5% 2%
Lowest $13,842 $26,938 $38,434 85% 11% 1% 1% 0%
Current-law benefit type
Retired worker only $23,963 $79,693 $310,964 54% 17% 3% 13% 10%
Widow(er) (includes dually entitled) $19,686 $46,753 $204,398 63% 15% 2% 4% 14%
Spousal (includes dually entitled) $30,259 $81,998 $309,597 58% 15% 3% 10% 9%
Disabled worker only $22,419 $71,672 $263,957 57% 10% 2% 13% 11%
  White, non-Hispanic
Subtotal $32,577 $114,112 $426,591 48% 28% 5% 13% 4%
Sex
Female $30,719 $104,587 $401,137 51% 27% 5% 12% 4%
Male $35,519 $123,790 $451,768 46% 29% 5% 15% 4%
Country of birth
United States $33,431 $115,402 $424,689 48% 28% 5% 13% 4%
Other countries $24,261 $95,981 $445,068 51% 25% 3% 13% 6%
Age
60–69 $32,758 $120,626 $400,778 45% 20% 4% 23% 5%
70–79 $32,125 $113,878 $426,684 50% 24% 5% 15% 4%
80–89 $31,851 $104,789 $416,091 50% 33% 5% 7% 4%
90 or older $36,309 $121,911 $510,343 43% 46% 5% 3% 3%
Marital status
Married $52,928 $161,454 $501,641 46% 26% 5% 18% 3%
Divorced $26,224 $76,650 $322,391 52% 27% 4% 10% 6%
Widowed $28,135 $81,329 $324,943 51% 33% 5% 6% 4%
Never married $20,976 $77,016 $338,752 50% 29% 4% 12% 4%
Highest education level
Graduate $58,039 $204,208 $620,630 37% 35% 7% 17% 3%
Bachelor $49,059 $160,510 $554,363 41% 35% 6% 14% 3%
Associate $31,597 $92,825 $305,172 52% 25% 4% 13% 4%
High school $26,406 $74,610 $255,879 57% 21% 3% 11% 5%
Less than high school $17,917 $49,164 $179,608 66% 16% 2% 9% 5%
Current-law poverty status
Above poverty $35,439 $117,417 $430,783 48% 28% 5% 14% 4%
In poverty $7,570 $13,435 $22,649 82% 16% 0% 0% 0%
Current-law household income quintile
Highest $277,657 $401,080 $843,174 18% 37% 7% 27% 11%
Second highest $141,618 $181,998 $239,586 33% 32% 7% 21% 5%
Middle $79,201 $99,895 $125,479 51% 30% 5% 10% 2%
Second lowest $44,431 $57,044 $71,164 69% 23% 3% 3% 1%
Lowest $15,365 $28,905 $38,813 84% 13% 1% 1% 0%
Current-law benefit type
Retired worker only $34,604 $126,898 $455,548 46% 28% 5% 15% 4%
Widow(er) (includes dually entitled) $26,543 $66,436 $248,503 57% 28% 3% 4% 5%
Spousal (includes dually entitled) $38,337 $123,395 $444,593 52% 27% 4% 12% 4%
Disabled worker only $30,388 $85,687 $280,676 56% 15% 3% 16% 6%
  Black or African American, non-Hispanic
Subtotal $21,730 $72,042 $292,793 56% 16% 4% 11% 10%
Sex
Female $22,343 $67,544 $290,528 57% 15% 4% 10% 13%
Male $20,859 $76,956 $300,435 55% 18% 4% 11% 8%
Country of birth
United States $21,984 $70,007 $290,653 56% 17% 4% 11% 10%
Other countries $20,896 $80,850 $317,195 56% 14% 3% 10% 13%
Age
60–69 $22,452 $72,587 $293,635 52% 11% 3% 16% 13%
70–79 $20,859 $67,205 $299,996 59% 15% 4% 11% 10%
80–89 $21,706 $72,957 $291,439 57% 21% 4% 6% 10%
90 or older $23,741 $82,901 $263,231 54% 31% 6% 2% 6%
Marital status
Married $40,655 $123,225 $361,216 54% 16% 5% 17% 5%
Divorced $21,327 $56,423 $267,588 58% 17% 3% 8% 10%
Widowed $19,142 $67,770 $301,971 55% 20% 5% 5% 12%
Never married $19,408 $54,517 $254,037 57% 15% 3% 9% 14%
Highest education level
Graduate $39,776 $126,450 $381,434 48% 27% 6% 13% 5%
Bachelor $33,472 $105,603 $347,837 51% 22% 7% 15% 4%
Associate $22,270 $59,353 $237,337 59% 15% 3% 10% 10%
High school $19,017 $55,097 $243,654 60% 12% 3% 9% 12%
Less than high school $13,350 $45,629 $273,227 56% 8% 1% 7% 25%
Current-law poverty status
Above poverty $25,180 $76,376 $301,040 55% 17% 4% 11% 11%
In poverty $6,365 $12,600 $16,780 87% 10% 0% 0% 0%
Current-law household income quintile
Highest $275,223 $368,052 $662,514 15% 17% 5% 26% 36%
Second highest $140,804 $179,241 $237,752 29% 21% 7% 21% 20%
Middle $78,802 $99,093 $124,415 46% 22% 5% 13% 9%
Second lowest $43,819 $55,500 $70,676 67% 18% 3% 4% 4%
Lowest $13,689 $26,539 $38,047 86% 9% 1% 1% 0%
Current-law benefit type
Retired worker only $21,524 $74,703 $306,155 55% 17% 4% 12% 10%
Widow(er) (includes dually entitled) $20,069 $52,751 $240,344 60% 18% 3% 3% 12%
Spousal (includes dually entitled) $30,819 $83,151 $263,001 65% 15% 4% 9% 4%
Disabled worker only $24,894 $60,103 $266,972 58% 8% 2% 10% 15%
  All other races, non-Hispanic
Subtotal $28,345 $138,599 $632,057 44% 27% 3% 15% 10%
Sex
Female $25,721 $120,557 $633,649 46% 25% 3% 14% 10%
Male $33,061 $157,378 $632,057 42% 29% 3% 16% 9%
Country of birth
United States $28,095 $131,456 $638,381 44% 28% 4% 15% 7%
Other countries $28,345 $142,376 $625,793 44% 26% 3% 14% 11%
Age
60–69 $27,671 $143,428 $549,784 42% 20% 3% 22% 11%
70–79 $29,171 $137,978 $625,793 45% 24% 3% 16% 10%
80–89 $27,740 $134,729 $757,616 45% 32% 4% 9% 10%
90 or older $27,833 $145,608 $636,926 44% 44% 3% 3% 6%
Marital status
Married $45,318 $190,443 $745,741 42% 26% 4% 19% 7%
Divorced $19,888 $91,007 $429,715 47% 23% 2% 10% 16%
Widowed $22,194 $78,786 $459,873 49% 28% 3% 9% 10%
Never married $21,331 $99,960 $643,617 44% 29% 3% 12% 11%
Highest education level
Graduate $39,292 $244,020 $905,409 37% 33% 5% 19% 6%
Bachelor $34,044 $167,830 $656,689 41% 30% 4% 16% 8%
Associate $26,849 $86,787 $413,556 49% 20% 3% 13% 14%
High school $22,742 $84,344 $419,614 51% 22% 2% 10% 12%
Less than high school $11,685 $47,745 $293,228 58% 12% 1% 7% 19%
Current-law poverty status
Above poverty $33,048 $149,385 $638,381 43% 27% 3% 15% 10%
In poverty $8,529 $13,177 $21,347 79% 16% 1% 0% 0%
Current-law household income quintile
Highest $286,751 $470,962 $1,039,022 16% 35% 5% 25% 19%
Second highest $142,069 $182,611 $241,078 32% 31% 4% 21% 11%
Middle $79,338 $99,500 $123,955 50% 27% 4% 13% 5%
Second lowest $44,141 $55,391 $69,624 68% 22% 2% 4% 2%
Lowest $12,943 $27,067 $37,700 82% 14% 1% 1% 0%
Current-law benefit type
Retired worker only $29,513 $160,897 $680,354 42% 28% 4% 16% 10%
Widow(er) (includes dually entitled) $20,916 $56,858 $327,317 57% 26% 1% 5% 9%
Spousal (includes dually entitled) $34,363 $117,727 $514,692 50% 23% 2% 14% 7%
Disabled worker only $30,021 $78,077 $324,003 53% 14% 1% 12% 18%
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTES: %ile = percentile.
Shares of household income may not add to 100%.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Total Earnings Distribution in 2024
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Individual earnings (2024 $) at the—
10th percentile Median 90th percentile
  All beneficiaries
Total $0 $0 $37,877
Sex
Female $0 $0 $27,626
Male $0 $0 $52,502
Race and ethnicity
Hispanic or Latino, any race $0 $0 $26,721
White, non-Hispanic $0 $0 $41,705
Black or African American, non-Hispanic $0 $0 $25,914
All other races, non-Hispanic $0 $0 $38,022
Country of birth
United States $0 $0 $38,831
Other countries $0 $0 $33,024
Age
60–69 $0 $0 $38,114
70–79 $0 $0 $48,429
80–89 $0 $0 $686
90 or older $0 $0 $0
Marital status
Married $0 $0 $44,026
Divorced $0 $0 $38,588
Widowed $0 $0 $19,975
Never married $0 $0 $32,242
Highest education level
Graduate $0 $0 $83,496
Bachelor $0 $0 $58,346
Associate $0 $0 $37,840
High school $0 $0 $26,555
Less than high school $0 $0 $11,827
Current-law poverty status
Above poverty $0 $0 $39,997
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $104,310
Second highest $0 $0 $57,003
Middle $0 $0 $30,682
Second lowest $0 $0 $11,492
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $50,728
Widow(er) (includes dually entitled) $0 $0 $15,208
Spousal (includes dually entitled) $0 $0 $0
Disabled worker only $0 $0 $6,559
  Hispanic or Latino, any race
Subtotal $0 $0 $26,721
Sex
Female $0 $0 $19,591
Male $0 $0 $30,718
Country of birth
United States $0 $0 $29,208
Other countries $0 $0 $24,246
Marital status
Married $0 $0 $27,897
Divorced $0 $0 $30,197
Widowed $0 $0 $23,057
Never married $0 $0 $23,470
Current-law poverty status
Above poverty $0 $0 $29,208
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $63,048
Second highest $0 $0 $57,052
Middle $0 $0 $35,426
Second lowest $0 $0 $19,734
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $32,453
Widow(er) (includes dually entitled) $0 $0 $14,688
Spousal (includes dually entitled) $0 $0 $0
Disabled worker only $0 $0 $2,743
  White, non-Hispanic
Subtotal $0 $0 $41,705
Sex
Female $0 $0 $29,241
Male $0 $0 $60,235
Country of birth
United States $0 $0 $41,949
Other countries $0 $0 $37,840
Age
60–69 $0 $0 $41,249
70–79 $0 $0 $54,607
80–89 $0 $0 $686
90 or older $0 $0 $0
Marital status
Married $0 $0 $48,523
Divorced $0 $0 $42,331
Widowed $0 $0 $20,823
Never married $0 $0 $40,207
Highest education level
Graduate $0 $0 $83,968
Bachelor $0 $0 $60,681
Associate $0 $0 $39,467
High school $0 $0 $28,269
Less than high school $0 $0 $9,010
Current-law poverty status
Above poverty $0 $0 $43,578
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $106,541
Second highest $0 $0 $55,539
Middle $0 $0 $30,082
Second lowest $0 $0 $9,766
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $57,184
Widow(er) (includes dually entitled) $0 $0 $15,302
Spousal (includes dually entitled) $0 $0 $0
Disabled worker only $0 $0 $7,283
  Black or African American, non-Hispanic
Subtotal $0 $0 $25,914
Sex
Female $0 $0 $24,013
Male $0 $0 $29,050
Country of birth
United States $0 $0 $24,013
Other countries $0 $0 $33,492
Marital status
Married $0 $0 $31,718
Divorced $0 $0 $29,097
Widowed $0 $0 $14,160
Never married $0 $0 $18,889
Highest education level
Graduate $0 $0 $62,893
Bachelor $0 $0 $42,121
Associate $0 $0 $31,224
High school $0 $0 $18,766
Less than high school $0 $0 $8,139
Current-law poverty status
Above poverty $0 $0 $29,050
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $84,277
Second highest $0 $0 $61,311
Middle $0 $0 $30,951
Second lowest $0 $0 $17,368
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $31,718
Widow(er) (includes dually entitled) $0 $0 $18,333
Spousal (includes dually entitled) $0 $0 $0
Disabled worker only $0 $0 $4,028
  All other races, non-Hispanic
Subtotal $0 $0 $38,022
Sex
Female $0 $0 $29,415
Male $0 $0 $51,895
Country of birth
United States $0 $0 $35,712
Other countries $0 $0 $42,011
Highest education level
Graduate $0 $0 $83,966
Bachelor $0 $0 $63,194
Associate $0 $0 $23,872
High school $0 $0 $21,352
Less than high school $0 $0 $11,827
Current-law poverty status
Above poverty $0 $0 $40,996
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $106,851
Second highest $0 $0 $63,194
Middle $0 $0 $30,094
Second lowest $0 $0 $8,987
Lowest $0 $0 $686
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Total Earnings Distribution in 2030
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Individual earnings (2024 $) at the—
10th percentile Median 90th percentile
  All beneficiaries
Total $0 $0 $45,694
Sex
Female $0 $0 $36,993
Male $0 $0 $58,956
Race and ethnicity
Hispanic or Latino, any race $0 $0 $32,030
White, non-Hispanic $0 $0 $51,010
Black or African American, non-Hispanic $0 $0 $36,761
All other races, non-Hispanic $0 $0 $50,962
Country of birth
United States $0 $0 $47,189
Other countries $0 $0 $38,098
Age
60–69 $0 $0 $47,691
70–79 $0 $0 $54,867
80–89 $0 $0 $7,498
90 or older $0 $0 $0
Marital status
Married $0 $0 $50,962
Divorced $0 $0 $46,117
Widowed $0 $0 $30,236
Never married $0 $0 $46,560
Highest education level
Graduate $0 $0 $95,815
Bachelor $0 $0 $71,518
Associate $0 $0 $42,409
High school $0 $0 $31,445
Less than high school $0 $0 $16,881
Current-law poverty status
Above poverty $0 $0 $48,033
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $119,850
Second highest $0 $0 $65,870
Middle $0 $0 $35,274
Second lowest $0 $0 $14,361
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $59,583
Widow(er) (includes dually entitled) $0 $0 $16,450
Spousal (includes dually entitled) $0 $0 $0
Disabled worker only $0 $0 $7,640
  Hispanic or Latino, any race
Subtotal $0 $0 $32,030
Sex
Female $0 $0 $24,833
Male $0 $0 $38,508
Country of birth
United States $0 $0 $35,876
Other countries $0 $0 $28,959
Marital status
Married $0 $0 $32,957
Divorced $0 $0 $35,605
Widowed $0 $0 $18,230
Never married $0 $0 $37,555
Current-law poverty status
Above poverty $0 $0 $34,737
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $72,818
Second highest $0 $0 $64,547
Middle $0 $0 $37,568
Second lowest $0 $0 $23,635
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $37,737
Widow(er) (includes dually entitled) $0 $0 $17,815
Spousal (includes dually entitled) $0 $0 $0
Disabled worker only $0 $0 $5,708
  White, non-Hispanic
Subtotal $0 $0 $51,010
Sex
Female $0 $0 $39,992
Male $0 $0 $66,728
Country of birth
United States $0 $0 $51,650
Other countries $0 $0 $44,585
Age
60–69 $0 $0 $53,807
70–79 $0 $0 $59,581
80–89 $0 $0 $14,461
90 or older $0 $0 $0
Marital status
Married $0 $0 $57,662
Divorced $0 $0 $49,846
Widowed $0 $0 $32,142
Never married $0 $0 $52,185
Highest education level
Graduate $0 $0 $96,661
Bachelor $0 $0 $72,894
Associate $0 $0 $45,576
High school $0 $0 $31,518
Less than high school $0 $0 $18,232
Current-law poverty status
Above poverty $0 $0 $53,032
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $121,244
Second highest $0 $0 $66,060
Middle $0 $0 $34,059
Second lowest $0 $0 $11,600
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $66,001
Widow(er) (includes dually entitled) $0 $0 $16,397
Spousal (includes dually entitled) $0 $0 $0
Disabled worker only $0 $0 $9,195
  Black or African American, non-Hispanic
Subtotal $0 $0 $36,761
Sex
Female $0 $0 $35,280
Male $0 $0 $39,501
Country of birth
United States $0 $0 $35,280
Other countries $0 $0 $49,387
Marital status
Married $0 $0 $39,722
Divorced $0 $0 $32,818
Widowed $0 $0 $23,936
Never married $0 $0 $38,967
Highest education level
Graduate $0 $0 $80,821
Bachelor $0 $0 $66,876
Associate $0 $0 $36,161
High school $0 $0 $32,297
Less than high school $0 $0 $1,919
Current-law poverty status
Above poverty $0 $0 $38,831
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $124,421
Second highest $0 $0 $61,542
Middle $0 $0 $38,989
Second lowest $0 $0 $16,449
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $41,708
Widow(er) (includes dually entitled) $0 $0 $23,936
Spousal (includes dually entitled) $0 $0 $10,974
Disabled worker only $0 $0 $7,342
  All other races, non-Hispanic
Subtotal $0 $0 $50,962
Sex
Female $0 $0 $36,043
Male $0 $0 $63,374
Country of birth
United States $0 $0 $37,312
Other countries $0 $0 $56,457
Marital status
Married $0 $0 $51,771
Divorced $0 $0 $52,740
Widowed $0 $0 $36,007
Never married $0 $0 $53,819
Highest education level
Graduate $0 $0 $107,276
Bachelor $0 $0 $78,404
Associate $0 $0 $32,499
High school $0 $0 $27,695
Less than high school $0 $0 $19,655
Current-law poverty status
Above poverty $0 $0 $53,389
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $121,616
Second highest $0 $0 $64,342
Middle $0 $0 $36,043
Second lowest $0 $0 $14,735
Lowest $0 $0 $0
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Total Earnings Distribution in 2050
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Individual earnings (2024 $) at the—
10th percentile Median 90th percentile
  All beneficiaries
Total $0 $0 $63,941
Sex
Female $0 $0 $56,642
Male $0 $0 $74,896
Race and ethnicity
Hispanic or Latino, any race $0 $0 $41,921
White, non-Hispanic $0 $0 $70,828
Black or African American, non-Hispanic $0 $0 $48,306
All other races, non-Hispanic $0 $0 $106,276
Country of birth
United States $0 $0 $65,263
Other countries $0 $0 $60,311
Age
60–69 $0 $0 $62,029
70–79 $0 $0 $88,008
80–89 $0 $0 $38,069
90 or older $0 $0 $0
Marital status
Married $0 $0 $72,286
Divorced $0 $0 $64,543
Widowed $0 $0 $31,112
Never married $0 $0 $67,609
Highest education level
Graduate $0 $0 $133,276
Bachelor $0 $0 $101,297
Associate $0 $0 $50,851
High school $0 $0 $36,056
Less than high school $0 $0 $17,087
Current-law poverty status
Above poverty $0 $0 $67,441
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $162,806
Second highest $0 $0 $82,151
Middle $0 $0 $40,738
Second lowest $0 $0 $959
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $83,275
Widow(er) (includes dually entitled) $0 $0 $959
Spousal (includes dually entitled) $0 $0 $0
Disabled worker only $0 $0 $6,434
  Hispanic or Latino, any race
Subtotal $0 $0 $41,921
Sex
Female $0 $0 $34,101
Male $0 $0 $50,791
Country of birth
United States $0 $0 $52,812
Other countries $0 $0 $35,562
Age
60–69 $0 $0 $46,580
70–79 $0 $0 $53,595
80–89 $0 $0 $959
90 or older $0 $0 $0
Marital status
Married $0 $0 $42,027
Divorced $0 $0 $49,783
Widowed $0 $0 $7,528
Never married $0 $0 $53,899
Highest education level
Graduate $0 $0 $101,906
Bachelor $0 $0 $81,965
Associate $0 $0 $44,491
High school $0 $0 $37,984
Less than high school $0 $0 $21,037
Current-law poverty status
Above poverty $0 $0 $45,201
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $144,913
Second highest $0 $0 $80,509
Middle $0 $0 $44,862
Second lowest $0 $0 $3,762
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $54,230
Widow(er) (includes dually entitled) $0 $0 $0
Spousal (includes dually entitled) $0 $0 $0
Disabled worker only $0 $0 $2,964
  White, non-Hispanic
Subtotal $0 $0 $70,828
Sex
Female $0 $0 $61,407
Male $0 $0 $84,508
Country of birth
United States $0 $0 $70,477
Other countries $0 $0 $76,544
Age
60–69 $0 $0 $68,866
70–79 $0 $0 $98,110
80–89 $0 $0 $49,153
90 or older $0 $0 $0
Marital status
Married $0 $0 $79,181
Divorced $0 $0 $70,828
Widowed $0 $0 $37,467
Never married $0 $0 $82,741
Highest education level
Graduate $0 $0 $129,959
Bachelor $0 $0 $102,767
Associate $0 $0 $51,785
High school $0 $0 $37,349
Less than high school $0 $0 $16,258
Current-law poverty status
Above poverty $0 $0 $73,555
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $0 $160,831
Second highest $0 $0 $80,526
Middle $0 $0 $38,208
Second lowest $0 $0 $959
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $90,157
Widow(er) (includes dually entitled) $0 $0 $2,565
Spousal (includes dually entitled) $0 $0 $959
Disabled worker only $0 $0 $9,114
  Black or African American, non-Hispanic
Subtotal $0 $0 $48,306
Sex
Female $0 $0 $52,547
Male $0 $0 $44,245
Country of birth
United States $0 $0 $50,552
Other countries $0 $0 $41,649
Age
60–69 $0 $0 $51,373
70–79 $0 $0 $68,584
80–89 $0 $0 $4,710
90 or older $0 $0 $0
Marital status
Married $0 $0 $54,249
Divorced $0 $0 $53,353
Widowed $0 $0 $8,230
Never married $0 $0 $52,331
Highest education level
Graduate $0 $0 $105,652
Bachelor $0 $0 $79,972
Associate $0 $0 $42,211
High school $0 $0 $29,597
Less than high school $0 $0 $17,087
Current-law poverty status
Above poverty $0 $0 $53,336
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $959 $158,972
Second highest $0 $0 $91,002
Middle $0 $0 $49,295
Second lowest $0 $0 $9,366
Lowest $0 $0 $0
Current-law benefit type
Retired worker only $0 $0 $60,677
Widow(er) (includes dually entitled) $0 $0 $3,660
Spousal (includes dually entitled) $0 $0 $959
Disabled worker only $0 $0 $2,704
  All other races, non-Hispanic
Subtotal $0 $0 $106,276
Sex
Female $0 $0 $91,491
Male $0 $0 $127,146
Country of birth
United States $0 $0 $75,708
Other countries $0 $0 $120,385
Age
60–69 $0 $0 $121,664
70–79 $0 $0 $123,650
80–89 $0 $0 $50,971
90 or older $0 $0 $0
Marital status
Married $0 $0 $125,895
Divorced $0 $0 $71,030
Widowed $0 $0 $58,382
Never married $0 $0 $102,803
Highest education level
Graduate $0 $0 $176,068
Bachelor $0 $0 $120,764
Associate $0 $0 $56,589
High school $0 $0 $32,732
Less than high school $0 $0 $959
Current-law poverty status
Above poverty $0 $0 $109,210
In poverty $0 $0 $0
Current-law household income quintile
Highest $0 $1,426 $193,070
Second highest $0 $0 $82,554
Middle $0 $0 $37,522
Second lowest $0 $0 $4,971
Lowest $0 $0 $0
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.23. Run ID: SB PopProfiles 03/06/2024.
NOTE: Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Total Earnings Distribution in 2070
POPULATION: Current-law beneficiaries aged 60 or older (characteristics)
Characteristic Individual earnings (2024 $) at the—
10th percentile Median 90th percentile
  All beneficiaries
Total $0 $0 $85,758
Sex