Skip to content
Social Security Online
Actuarial Publications
Solvency Provisions SSA logo: link to Social Security Online home

Provisions Affecting Retirement Age

Information on normal retirement age (NRA)

These provisions modify:

  • the normal retirement age (NRA), the age for which individuals can retire and receive the full Primary Insurance Amount (PIA),
  • the earliest eligibility age (EEA), the age for which individuals can first begin receiving retirement benefits, currently age 62.
For the provisions listed below, we provide estimates of the financial effect on the OASDI program over the long-range period (the next 75 years) and for the 75th year. In addition, we provide detailed single year tables.

All estimates are based on the intermediate assumptions described in the 2008 Trustees Report. Choose the type of estimates (summary or detailed) from the list of provisions.

Number Table and graph selection
C1 Shorten the hiatus in the normal retirement age (start increasing to age 67 for those age 62 in 2009, rather than those age 62 in 2017).
Summary measures and graphs   (PDF version)
Detailed single year tables   (PDF version)
C2 Shorten the hiatus in the normal retirement age (start increasing to age 67 for those age 62 in 2009, rather than those age 62 in 2017) and then index the normal retirement age (by 1 month every 2 years) until the NRA reaches age 68.
Summary measures and graphs   (PDF version)
Detailed single year tables   (PDF version)
C3 Shorten the hiatus in the normal retirement age (start increasing to age 67 for those age 62 in 2009, rather than those age 62 in 2017) and then index the normal retirement age (by 1 month every 2 years) until the NRA reaches age 70.
Summary measures and graphs   (PDF version)
Detailed single year tables   (PDF version)
C4 Shorten the hiatus in the normal retirement age (start increasing to age 67 for those age 62 in 2009, rather than those age 62 in 2017) and then increase the NRA 2 months per year until the NRA reaches age 68.
Summary measures and graphs   (PDF version)
Detailed single year tables   (PDF version)
Related memorandum
C5 Shorten the hiatus in the normal retirement age (speed up the increase to age 67). That is, increase the NRA by 2 months per year for those attaining age 62 in 2012 through 2017, five years earlier than in current law, which would increase the NRA 2 months per year for those reaching age 62 in 2017 through 2022.
Summary measures and graphs   (PDF version)
Detailed single year tables   (PDF version)
Related memorandum
C6 Increase the normal retirement age (NRA) from 66 to 67 one year earlier than current law, starting for those reaching age 62 in 2016 and ending for those reaching age 62 in 2021. Then, after 2021, index the NRA to maintain a constant ratio of expected retirement years (life expectancy at NRA) to potential work years (NRA minus 20).
Summary measures and graphs   (PDF version)
Detailed single year tables   (PDF version)
Related memorandum
C7 Index benefits to longevity after the normal retirement age (NRA) reaches age 67 under current law. Under current law, the NRA reaches 67 for individuals who attain age 62 in 2022 and later. Under this provision, the NRA would be further increased by one month for those attaining age 62 in every other year after 2022.
Summary measures and graphs   (PDF version)
Detailed single year tables   (PDF version)
C8 Gradually raise the earliest eligibility age (EEA) for Social Security retirement benefits from 62 to 65. The EEA would be increased by 2 months for individuals reaching age 62 in every year, starting in 2010. The EEA of 65 would apply for those reaching age 62 in 2027 and later (those reaching age 65 in 2030 and later). As under current law, the PIA formula applicable for any individual would depend on the year in which eligibility age is attained. It should be noted that the elimination of retirement eligibility between ages 62 and 65 would increase the number of individuals who would apply for disabled worker benefits at those ages.
Summary measures and graphs   (PDF version)
Detailed single year tables   (PDF version)
C9 Shorten the hiatus in the NRA by 5 years, that is, start increasing the NRA from 66 to 67 for individuals age 62 in 2012, rather than in 2017. Beginning for those age 62 in 2012, increase the EEA and NRA for retired worker benefits by 2 months per year until the EEA reaches age 63 and the NRA reaches age 67 for those attaining age 62 in 2017. Thereafter, increase both EEA and NRA by 1 month every 2 years. Finally, increase the earliest eligibility age for disabled widow(er)s and aged widow(er)s at the same rate as the increase in the EEA for retired worker benefits.
Summary measures and graphs   (PDF version)
Detailed single year tables   (PDF version)
Related memorandum
C10 Starting in 2012, convert all disabled worker beneficiaries to retired worker status upon attainment of their EEA (rather than their NRA). After conversion, apply the early retirement reduction for retirement at EEA (currently 25%) times the ratio of years after 2011 (or years after attaining age 21, if later) and before attaining age 62, to 40. Medicare eligibility would be extended to age 65 on the basis of disability. After 2011, disability applications would not be accepted for benefit entitlement that would start at ages over EEA.
Summary measures and graphs   (PDF version)
Detailed single year tables   (PDF version)
Related memorandum

Above provisions
Summary measures
 Link to USA.gov: U.S. Government portal Privacy Policy  | Website Policies & Other Important Information  | Site Map
Last reviewed or modified May 12, 2009