RSDI and SSI Recovery Efforts
We have a robust debt collection program to recover all types of overpayments. We collected $3.46 billion in Retirement, Survivors, and Disability Insurance (RSDI) and Supplemental Security Income (SSI) benefit overpayments in fiscal year (FY) 2013, an improvement of $0.20 billion from FY 2012. To recover overpayments, we use internal debt collection techniques (i.e., payment withholding and billing/follow-up), as well as the external collection techniques authorized by the Debt Collection Improvement Act of 1996 for RSDI debts and the Foster Care Independence Act of 1999 for SSI debts. The following table lists some examples of our external collection techniques.
|Cumulative Programmatic Debt Recovery Methods Through FY 2013
(dollars in billions)
|TOP||1992||The Department of the Treasury's Treasury Offset Program (TOP) allows us to collect delinquent debt by tax refund offset, administrative offset, and Federal Salary Offset. We collected $195.3 million in FY 2013 through this initiative.||$1.427||$.0926||$2.353|
|Credit Bureau Reporting||1998||We report delinquent debts owed by former RSDI beneficiaries and SSI recipients to credit bureaus. Credit bureau reporting contributed to the recovery of $70.8 million in FY 2013.||$0.457||$0.329||$0.786*|
|Cross Program Recovery||2002||Cross program recovery collects RSDI overpayments from monthly SSI payments and underpayments, and SSI overpayments from monthly RSDI benefit payments and underpayments. We collected $144.0 million** though cross program recovery in FY 2013.||$0.177||$0.814||$0.991|
|NED||2005||The Non-Entitled Debtors (NED) program is an automated system used to control recovery activity for debtors who are not entitled to benefits (e.g., representative payees who receive payments after the death of a beneficiary). We used NED to recover $3.6 million in FY 2013.||$0.029||N/A||$0.029***|
|AWG||2005||Administrative Wage Granishment (AWG) allows us to recover delinquent RSDI and SSI overpayments by ordering a debtor's employer to garnish up to 15 percent of the debtor's private-sector disposable pay. We collected $19.0 million through this process in FY 2013.||$0.110||$0.022||$0.132|
|Automatic Netting SSI||2002||This program automatically nets SSI overpayments against SSI underpayments. Using this program, we “netted” $124.0 million in FY 2013.||N/A||$1.237||$1.237|
* Credit bureau reporting is a subset of TOP collections.
**The cross program recovery total for FY 2013 includes all cross program recoveries; however, the cumulative cross program recovery totals include only those totals we can track since inception.