OASDI and SSI Program Rates & Limits, 2019

(released October 2018)

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Social Security (OASDI) Program Rates & Limits 2019
Tax Rates (percent)  
Social Security (Old-Age, Survivors, and Disability Insurance)  
Employers and Employees, each a 6.20
Medicare (Hospital Insurance)  
Employers and Employees, each a,b 1.45
Maximum Taxable Earnings (dollars)  
Social Security 132,900
Medicare (Hospital Insurance) No limit
Earnings Required for Work Credits (dollars)  
One Work Credit (One Quarter of Coverage) 1,360
Maximum of Four Credits a Year 5,440
Earnings Test Annual Exempt Amount (dollars)  
Under Full Retirement Age for Entire Year 17,640
For Months Before Reaching Full Retirement Age in Given Year 46,920
Beginning with Month Reaching Full Retirement Age No limit
Maximum Monthly Social Security Benefit for Workers Retiring at Full Retirement Age (dollars) 2,861
Full Retirement Age 66
Cost-of-Living Adjustment (percent) 2.8
a. Self-employed persons pay a total of 15.3 percent—12.4 percent for OASDI and 2.9 percent for Medicare.
b. This rate does not reflect the additional 0.9 percent in Medicare taxes certain high-income taxpayers are required to pay. See IRS information on this topic.
Supplemental Security Income (SSI) Program Rates & Limits 2019
Monthly Federal Payment Standard (dollars)  
Individual 771
Couple 1,157
Cost-of-Living Adjustment (percent) 2.8
Resource Limits (dollars)  
Individual 2,000
Couple 3,000
Monthly Income Exclusions (dollars)  
Earned Income a 65
Unearned Income 20
Substantial Gainful Activity (SGA) Level for the Nonblind Disabled (dollars) 1,220
a. The earned income exclusion consists of the first $65 of monthly earnings, plus one-half of remaining earnings.