How do we determine SGA for blind SSDI beneficiaries who work?

The publication Working While Disabled: How We Can Help (Publication No. 05-10095) provides the SGA guidelines for blind workers. They are higher than the guidelines for non-blind disabled workers. We generally change the SGA level every year to reflect changes in general wage levels.

How do we apply SGA to blind SSDI beneficiaries who are self-employed?

We decide if work activity is SGA for self-employed people who are blind based solely on their earnings. We do not look at time spent in the business or services rendered as we do for non-blind self-employed people.

How do we determine SGA for SSDI beneficiaries who are blind and age 55 or older?

Special rules apply after your 55th birthday. If your earnings demonstrate SGA but your work requires a lower level of skill and ability than the work you did before age 55 or when you became blind, whichever is later, we will suspend, not terminate, your benefits. Your eligibility for SSDI benefits continues indefinitely, and we pay your benefits for any month earnings fall below SGA.

Does SGA apply to people who are blind under SSI?

No. If you meet the medical definition of blindness, we do not use SGA as a factor to determine your SSI eligibility. Your SSI eligibility continues until you medically recover, or your eligibility ends because of a non- disability-related reason.

How do BWE help you?

We do not count any earned income that you use to meet expenses that you need to earn that income when we decide if you are eligible for Supplemental Security Income (SSI), and figure your payment amount. To qualify you must be eligible for SSI based on blindness.

How is BWE different from impairment-related work expenses (IRWE)?

The BWE items do not have to be related to your blindness. When we figure your SSI payment amount, we treat BWE items differently than IRWE. We do it this way because it always results in a higher SSI payment amount for you. The table below shows how your monthly payment would be affected by BWE versus IRWE.

Examples of BWE

• Service animal expenses.
• Transportation to and from work.
• Federal, state, and local income taxes.
• Social Security taxes.
• Attendant care services.
• Visual and sensory aids.
• Translation of materials into Braille.
• Professional association fees.
• Union dues.

We recognize our duty to inform you of your rights and responsibilities under our programs.

Website

We make every reasonable effort to maintain the accessibility of our websites:

• www.socialsecurity.gov/disabilityresearch
• www.socialsecurity.gov/redbook
• www.socialsecurity.gov/work

Letters

We offer the following delivery options for most of our letters and other communications:

• Standard print notice by first class mail
• Standard print notice by first class mail
• Standard print notice by certified mail
• Standard print notice by first class mail and a follow-up call to read the notice within five business days of the date of the notice;
• Standard print notice and Braille by first class mail;
• Standard print notice and a compact disc (CD) that contains a Microsoft Word file by first class mail. The Word CD should work with most screen readers but not in an audio CD player.
• Standard print notice and large print (18-point font) notice by first class mail; or
• Standard print notice and an audio CD by first class mail. The audio CD should work in most CD players.

Please visit our website at www.socialsecurity.gov/notices to request one of the options listed above. You may also call us toll-free at 1-800-772-1213 (TTY 1-800-325-0778) or contact your local Social Security office.

If none of the options listed above work for you, please call us toll-free at 1-800-772-1213 (TTY 1-800-325-0778) or contact your local Social Security office to request another accommodation.

Publications are available in alternate formats

This book, The Red Book, and some other publications are available in alternative media. You can get some of these materials in Braille, audiocassette tape, disk, or enlarged print form. You can find a list of the publications available in alternate formats on our website at: www.socialsecurity.gov/pubs/braillerequest.htm.

You may order these publications while you are online, or you may contact our Office of Printing and Alternative Media Services by fax at 410-965-6413. TTY users may call 1-800-325-0778.