Single-Year Tables


Table V.C7.- Annual Scheduled Benefit Amounts for Retired Workers
With Various Pre-Retirement Earnings Patterns
Based on Intermediate Assumptions, Calendar Years 1940-2090


Year attain
age 65 b
  Age at
retirement
  Benefits in 2015 dollars a with retirement at normal retirement age   National
Average Wage
Index in 2015
dollars h
Scaled very
low
earnings c
  Scaled low
earnings d
  Scaled
medium
earnings e
  Scaled
high
earnings f
  Steady
maximum
earnings g
1940   65:0   $1,985   $2,535   $4,477   $5,336   $8,177   $19,765
1941   65:0   1,892   2,519   4,369   5,215   7,871   20,121
1942   65:0   1,704   2,434   4,026   4,850   7,158   20,655
1943   65:0   1,607   2,454   3,919   4,754   6,815   22,953
1944   65:0   1,582   2,641   4,012   4,892   6,771   25,527
1945   65:0   1,547   2,807   4,077   5,012   6,683   26,059
1946   65:0   1,555   2,799   3,887   4,835   6,219   22,475
1947   65:0   1,425   2,576   3,507   4,370   5,480   22,567
1948   65:0   1,439   2,570   3,367   4,228   5,141   22,787
1949   65:0   1,518   2,657   3,507   4,436   5,235   24,180
1950   65:0   2,164   3,450   4,525   5,503   6,128   24,526
1951   65:0   3,127   4,734   6,030   6,951   7,336   24,982
1952   65:0   3,408   4,898   6,217   7,176   7,469   25,931
1953   65:0   3,887   5,331   6,900   8,552   8,833   27,187
1954   65:0   4,217   5,629   7,327   9,232   9,266   27,226
1955   65:0   4,901   6,189   8,048   10,228   10,228   28,569
1956   65:0   4,963   6,170   8,053   10,181   10,406   30,120
1957   65:0   4,880   6,058   8,008   10,087   10,246   30,031
1958   65:0   4,924   5,965   8,066   10,456   10,456   29,503
1959   65:0   5,351   6,401   8,695   11,083   11,083   30,700
1960   65:0   5,362   6,303   8,748   11,006   11,194   31,412
1961   65:0   5,303   6,326   8,838   11,071   11,164   31,684
1962   65:0   5,336   6,256   8,924   11,131   11,131   32,888
1963   65:0   5,266   6,265   8,989   11,078   11,078   33,258
1964   65:0   5,289   6,275   9,053   11,025   11,025   34,184
1965   65:0   5,578   6,610   9,734   11,623   11,623   34,262
1966   65:0   5,501   6,512   9,631   11,371   11,371   35,262
1967   65:0   5,354   6,337   9,548   11,157   11,332   36,228
1968   65:0   5,952   7,094   10,454   12,174   12,364   37,157
1969   65:0   5,699   6,791   10,282   11,921   12,179   37,269
1970   65:0   6,297   7,495   11,375   13,239   13,612   36,964
1971   65:0   6,639   8,000   12,309   14,350   14,645   37,210
1972   65:0   6,858   8,262   13,032   15,126   15,339   39,555
1973   65:0   7,386   10,650   14,046   16,451   16,671   39,565
1974   65:0   7,198   10,064   14,017   16,464   16,766   37,767
1975   65:0   7,194   9,306   14,142   16,609   17,119   37,185
1976   65:0   7,389   9,178   14,738   17,450   18,467   37,597
1977   65:0   7,477   9,365   15,192   18,219   19,606   37,425
1978   65:0   7,386   9,570   15,535   19,000   20,369   37,538
1979   65:0   7,309   9,546   15,521   19,219   20,395   36,638
1980   65:0   7,357   9,690   15,889   19,538   20,915   35,189
1981   65:0   7,603   10,094   16,704   20,484   22,079   35,131
1982   65:0   7,594   9,920   16,343   19,787   20,464   34,973
1983   65:0   7,169   9,698   15,713   18,836   19,932   35,596
1984   65:0   6,821   9,702   14,897   17,966   19,109   36,440
1985   65:0   6,666   9,682   14,564   17,632   18,815   36,692
1986   65:0   6,916   9,805   15,095   18,319   19,607   37,204
1987   65:0   6,890   9,614   15,030   18,349   19,699   38,204
1988   65:0   6,985   9,651   15,221   18,679   20,120   38,554
1989   65:0   7,104   9,579   15,469   19,069   20,604   38,239
1990   65:0   7,276   9,542   15,794   19,583   21,239   38,003
1991   65:0   7,256   9,639   15,744   19,635   21,370   37,889
1992   65:0   7,452   9,767   16,144   20,266   22,094   38,714
1993   65:0   7,463   9,773   16,149   20,374   22,270   37,975
1994   65:0   7,358   9,726   15,889   20,147   22,091   38,036
1995   65:0   7,415   9,719   16,011   20,393   22,453   38,472
1996   65:0   7,442   9,736   16,053   20,566   22,714   39,207
1997   65:0   7,669   10,035   16,546   21,280   23,593   40,594
1998   65:0   7,597   9,931   16,389   21,144   23,549   42,157
1999   65:0   7,542   9,861   16,286   21,096   23,588   43,533
2000   65:0   7,561   9,903   16,335   21,239   23,847   44,400
2001   65:0   7,822   10,247   16,890   22,063   24,858   44,247
2002   65:0   8,267   10,817   17,842   23,400   26,443   44,091
2003   65:2   8,396   10,999   18,136   23,850   27,120   44,181
2004   65:4   8,521   11,147   18,366   24,202   27,673   45,065
2005   65:6   8,755   11,447   18,870   24,911   28,630   45,124
2006   65:8   8,888   11,636   19,170   25,359   29,302   45,723
2007   65:10   8,687   11,352   18,732   24,795   28,833   46,472
2008   66:0   9,185   12,028   19,824   26,272   31,011   45,674
2009   66:0   9,051   11,837   19,514   25,857   30,684   45,291
2010   66:0   8,792   11,503   18,976   25,133   29,972   45,422
2011   66:0   9,093   11,904   19,622   26,015   31,131   45,236
2012   66:0   9,017   11,791   19,428   25,769   30,950   45,689
2013   66:0   9,223   12,065   19,868   26,357   31,812   45,649
2014   66:0   9,216   12,048   19,860   26,340   31,956   46,382
2015   66:0   8,868   11,602   19,115   25,342   30,834   47,820
2016   66:0   9,013   11,798   19,436   25,767   31,393   48,935
2017   66:0   9,163   11,986   19,755   26,185   31,940   50,029
2018   66:0   9,128   11,951   19,710   26,101   31,887   51,088
2019   66:0   9,423   12,339   20,346   26,936   32,938   52,065
2020   66:2   9,441   12,372   20,405   27,004   33,063   52,942
2021   66:4   9,689   12,683   20,924   27,698   33,916   53,813
2022   66:6   9,912   12,971   21,402   28,327   34,697   54,618
2023   66:8   10,121   13,246   21,849   28,931   35,436   55,356
2024   66:10   10,311   13,495   22,258   29,476   36,121   56,020
2025   67:0   10,485   13,723   22,623   29,964   36,887   56,656
2026   67:0   10,658   13,947   22,995   30,455   37,494   57,295
2027   67:0   10,815   14,151   23,331   30,902   38,060   57,965
2028   67:0   10,957   14,341   23,643   31,319   38,579   58,663
2029   67:0   11,091   14,512   23,929   31,701   39,052   59,370
2030   67:0   11,219   14,680   24,199   32,057   39,504   60,082
2031   67:0   11,340   14,843   24,468   32,417   39,957   60,801
2032   67:0   11,475   15,023   24,758   32,800   40,438   61,527
2033   67:0   11,617   15,205   25,057   33,197   40,937   62,258
2034   67:0   11,757   15,381   25,357   33,592   41,430   62,987
2035   67:0   11,895   15,564   25,664   33,996   41,921   63,711
2036   67:0   12,037   15,752   25,970   34,402   42,430   64,444
2037   67:0   12,182   15,939   26,280   34,813   42,922   65,188
2038   67:0   12,330   16,130   26,593   35,228   43,407   65,939
2039   67:0   12,473   16,323   26,908   35,639   43,909   66,702
2040   67:0   12,613   16,507   27,211   36,051   44,418   67,481
2041   67:0   12,759   16,699   27,524   36,462   44,934   68,274
2042   67:0   12,910   16,891   27,847   36,888   45,463   69,087
2043   67:0   13,056   17,088   28,166   37,314   45,993   69,916
2044   67:0   13,206   17,285   28,491   37,745   46,526   70,755
2045   67:0   13,360   17,485   28,825   38,184   47,071   71,605
2046   67:0   13,521   17,692   29,167   38,633   47,596   72,457
2047   67:0   13,680   17,905   29,515   39,095   48,137   73,322
2048   67:0   13,844   18,119   29,867   39,563   48,707   74,196
2049   67:0   14,012   18,336   30,226   40,039   49,292   75,082
2050   67:0   14,181   18,556   30,590   40,521   49,884   75,965
2051   67:0   14,353   18,778   30,953   41,002   50,480   76,852
2052   67:0   14,522   19,001   31,322   41,493   51,075   77,748
2053   67:0   14,694   19,228   31,693   41,984   51,631   78,651
2054   67:0   14,871   19,459   32,074   42,485   52,212   79,554
2055   67:0   15,044   19,687   32,448   42,985   52,813   80,460
2056   67:0   15,220   19,917   32,827   43,487   53,419   81,372
2057   67:0   15,395   20,147   33,211   43,995   54,012   82,298
2058   67:0   15,576   20,380   33,596   44,505   54,616   83,230
2059   67:0   15,758   20,615   33,980   45,018   55,232   84,176
2060   67:0   15,936   20,851   34,368   45,530   55,864   85,130
2061   67:0   16,115   21,087   34,759   46,045   56,494   86,094
2062   67:0   16,299   21,329   35,155   46,570   57,141   87,058
2063   67:0   16,484   21,572   35,553   47,099   57,790   88,027
2064   67:0   16,673   21,812   35,956   47,632   58,445   88,999
2065   67:0   16,859   22,061   36,363   48,171   59,108   89,974
2066   67:0   17,052   22,313   36,774   48,718   59,779   90,953
2067   67:0   17,241   22,560   37,184   49,260   60,446   91,940
2068   67:0   17,433   22,811   37,599   49,810   61,120   92,933
2069   67:0   17,627   23,064   38,013   50,358   61,797   93,940
2070   67:0   17,820   23,316   38,432   50,911   62,472   94,960
2071   67:0   18,014   23,570   38,848   51,465   63,154   95,993
2072   67:0   18,210   23,826   39,271   52,024   63,841   97,037
2073   67:0   18,408   24,084   39,695   52,586   64,533   98,097
2074   67:0   18,606   24,344   40,126   53,157   65,235   99,174
2075   67:0   18,808   24,609   40,561   53,734   65,946   100,263
2076   67:0   19,012   24,877   41,003   54,317   66,663   101,363
2077   67:0   19,220   25,147   41,448   54,909   67,392   102,472
2078   67:0   19,430   25,422   41,903   55,509   68,131   103,594
2079   67:0   19,644   25,702   42,361   56,118   68,878   104,731
2080   67:0   19,860   25,985   42,828   56,736   69,638   105,883
2081   67:0   20,077   26,270   43,297   57,358   70,403   107,050
2082   67:0   20,296   26,556   43,770   57,984   71,174   108,232
2083   67:0   20,520   26,847   44,250   58,620   71,955   109,429
2084   67:0   20,744   27,141   44,735   59,263   72,747   110,645
2085   67:0   20,973   27,440   45,229   59,916   73,549   111,880
2086   67:0   21,204   27,744   45,728   60,576   74,360   113,135
2087   67:0   21,439   28,050   46,233   61,246   75,185   114,407
2088   67:0   21,675   28,361   46,744   61,924   76,017   115,697
2089   67:0   21,917   28,677   47,264   62,612   76,864   117,002
2090   67:0   22,161   28,996   47,792   63,311   77,722   118,315
 
        Benefits in 2015 dollars a with retirement at age 65    
1940   65:0   $1,985   $2,535   $4,477   $5,336   $8,177   $19,765
1941   65:0   1,892   2,519   4,369   5,215   7,871   20,121
1942   65:0   1,704   2,434   4,026   4,850   7,158   20,655
1943   65:0   1,607   2,454   3,919   4,754   6,815   22,953
1944   65:0   1,582   2,641   4,012   4,892   6,771   25,527
1945   65:0   1,547   2,807   4,077   5,012   6,683   26,059
1946   65:0   1,555   2,799   3,887   4,835   6,219   22,475
1947   65:0   1,425   2,576   3,507   4,370   5,480   22,567
1948   65:0   1,439   2,570   3,367   4,228   5,141   22,787
1949   65:0   1,518   2,657   3,507   4,436   5,235   24,180
1950   65:0   2,164   3,450   4,525   5,503   6,128   24,526
1951   65:0   3,127   4,734   6,030   6,951   7,336   24,982
1952   65:0   3,408   4,898   6,217   7,176   7,469   25,931
1953   65:0   3,887   5,331   6,900   8,552   8,833   27,187
1954   65:0   4,217   5,629   7,327   9,232   9,266   27,226
1955   65:0   4,901   6,189   8,048   10,228   10,228   28,569
1956   65:0   4,963   6,170   8,053   10,181   10,406   30,120
1957   65:0   4,880   6,058   8,008   10,087   10,246   30,031
1958   65:0   4,924   5,965   8,066   10,456   10,456   29,503
1959   65:0   5,351   6,401   8,695   11,083   11,083   30,700
1960   65:0   5,362   6,303   8,748   11,006   11,194   31,412
1961   65:0   5,303   6,326   8,838   11,071   11,164   31,684
1962   65:0   5,336   6,256   8,924   11,131   11,131   32,888
1963   65:0   5,266   6,265   8,989   11,078   11,078   33,258
1964   65:0   5,289   6,275   9,053   11,025   11,025   34,184
1965   65:0   5,578   6,610   9,734   11,623   11,623   34,262
1966   65:0   5,501   6,512   9,631   11,371   11,371   35,262
1967   65:0   5,354   6,337   9,548   11,157   11,332   36,228
1968   65:0   5,952   7,094   10,454   12,174   12,364   37,157
1969   65:0   5,699   6,791   10,282   11,921   12,179   37,269
1970   65:0   6,297   7,495   11,375   13,239   13,612   36,964
1971   65:0   6,639   8,000   12,309   14,350   14,645   37,210
1972   65:0   6,858   8,262   13,032   15,126   15,339   39,555
1973   65:0   7,386   10,650   14,046   16,451   16,671   39,565
1974   65:0   7,198   10,064   14,017   16,464   16,766   37,767
1975   65:0   7,194   9,306   14,142   16,609   17,119   37,185
1976   65:0   7,389   9,178   14,738   17,450   18,467   37,597
1977   65:0   7,477   9,365   15,192   18,219   19,606   37,425
1978   65:0   7,386   9,570   15,535   19,000   20,369   37,538
1979   65:0   7,309   9,546   15,521   19,219   20,395   36,638
1980   65:0   7,357   9,690   15,889   19,538   20,915   35,189
1981   65:0   7,603   10,094   16,704   20,484   22,079   35,131
1982   65:0   7,594   9,920   16,343   19,787   20,464   34,973
1983   65:0   7,169   9,698   15,713   18,836   19,932   35,596
1984   65:0   6,821   9,702   14,897   17,966   19,109   36,440
1985   65:0   6,666   9,682   14,564   17,632   18,815   36,692
1986   65:0   6,916   9,805   15,095   18,319   19,607   37,204
1987   65:0   6,890   9,614   15,030   18,349   19,699   38,204
1988   65:0   6,985   9,651   15,221   18,679   20,120   38,554
1989   65:0   7,104   9,579   15,469   19,069   20,604   38,239
1990   65:0   7,276   9,542   15,794   19,583   21,239   38,003
1991   65:0   7,256   9,639   15,744   19,635   21,370   37,889
1992   65:0   7,452   9,767   16,144   20,266   22,094   38,714
1993   65:0   7,463   9,773   16,149   20,374   22,270   37,975
1994   65:0   7,358   9,726   15,889   20,147   22,091   38,036
1995   65:0   7,415   9,719   16,011   20,393   22,453   38,472
1996   65:0   7,442   9,736   16,053   20,566   22,714   39,207
1997   65:0   7,669   10,035   16,546   21,280   23,593   40,594
1998   65:0   7,597   9,931   16,389   21,144   23,549   42,157
1999   65:0   7,542   9,861   16,286   21,096   23,588   43,533
2000   65:0   7,561   9,903   16,335   21,239   23,847   44,400
2001   65:0   7,822   10,247   16,890   22,063   24,858   44,247
2002   65:0   8,267   10,817   17,842   23,400   26,443   44,091
2003   65:0   8,310   10,883   17,946   23,605   26,832   44,181
2004   65:0   8,347   10,931   18,001   23,733   27,123   45,065
2005   65:0   8,424   11,013   18,159   23,980   27,554   45,124
2006   65:0   8,470   11,075   18,264   24,156   27,914   45,723
2007   65:0   8,311   10,883   17,949   23,757   27,628   46,472
2008   65:0   8,087   10,592   17,454   23,129   27,048   45,674
2009   65:0   8,624   11,281   18,596   24,630   28,996   45,291
2010   65:0   8,475   11,091   18,285   24,223   28,656   45,422
2011   65:0   8,385   10,970   18,077   23,968   28,490   45,236
2012   65:0   8,387   10,975   18,074   23,970   28,615   45,689
2013   65:0   8,602   11,253   18,536   24,596   29,495   45,649
2014   65:0   8,477   11,101   18,290   24,250   29,272   46,382
2015   65:0   8,496   11,124   18,324   24,288   29,424   47,820
2016   65:0   8,389   10,971   18,087   23,976   29,105   48,935
2017   65:0   8,547   11,184   18,435   24,437   29,699   50,029
2018   65:0   8,521   11,145   18,383   24,359   29,650   51,088
2019   65:0   8,793   11,509   18,978   25,130   30,626   52,065
2020   65:0   8,709   11,396   18,804   24,900   30,356   52,942
2021   65:0   8,818   11,555   19,055   25,226   30,774   53,813
2022   65:0   8,914   11,670   19,250   25,488   31,100   54,618
2023   65:0   8,989   11,770   19,413   25,709   31,377   55,356
2024   65:0   9,055   11,847   19,534   25,873   31,589   56,020
2025   65:0   9,084   11,893   19,608   25,965   31,723   56,656
2026   65:0   9,237   12,082   19,925   26,391   32,248   57,295
2027   65:0   9,370   12,261   20,211   26,785   32,733   57,965
2028   65:0   9,496   12,430   20,485   27,141   33,187   58,663
2029   65:0   9,610   12,582   20,731   27,468   33,601   59,370
2030   65:0   9,719   12,725   20,973   27,782   33,988   60,082
2031   65:0   9,831   12,861   21,205   28,093   34,379   60,801
2032   65:0   9,946   13,018   21,455   28,422   34,793   61,527
2033   65:0   10,064   13,173   21,715   28,772   35,222   62,258
2034   65:0   10,189   13,333   21,975   29,115   35,647   62,987
2035   65:0   10,308   13,489   22,235   29,461   36,075   63,711
2036   65:0   10,434   13,648   22,506   29,817   36,511   64,444
2037   65:0   10,561   13,816   22,775   30,174   36,938   65,188
2038   65:0   10,685   13,979   23,047   30,530   37,351   65,939
2039   65:0   10,809   14,143   23,320   30,891   37,786   66,702
2040   65:0   10,932   14,306   23,582   31,243   38,221   67,481
2041   65:0   11,058   14,470   23,855   31,603   38,674   68,274
2042   65:0   11,188   14,639   24,128   31,969   39,128   69,087
2043   65:0   11,315   14,806   24,409   32,335   39,584   69,916
2044   65:0   11,443   14,976   24,691   32,708   40,044   70,755
2045   65:0   11,579   15,153   24,980   33,093   40,516   71,605
2046   65:0   11,716   15,332   25,274   33,483   40,967   72,457
2047   65:0   11,857   15,517   25,575   33,880   41,429   73,322
2048   65:0   11,998   15,701   25,883   34,288   41,922   74,196
2049   65:0   12,144   15,889   26,196   34,700   42,429   75,082
2050   65:0   12,287   16,080   26,508   35,114   42,941   75,965
2051   65:0   12,437   16,273   26,826   35,536   43,453   76,852
2052   65:0   12,584   16,467   27,145   35,958   43,966   77,748
2053   65:0   12,737   16,662   27,468   36,385   44,443   78,651
2054   65:0   12,890   16,864   27,798   36,820   44,946   79,554
2055   65:0   13,038   17,061   28,124   37,255   45,461   80,460
2056   65:0   13,190   17,259   28,451   37,692   45,984   81,372
2057   65:0   13,344   17,460   28,783   38,130   46,497   82,298
2058   65:0   13,500   17,664   29,117   38,569   47,014   83,230
2059   65:0   13,654   17,868   29,450   39,014   47,545   84,176
2060   65:0   13,812   18,070   29,786   39,459   48,088   85,130
2061   65:0   13,966   18,275   30,122   39,904   48,633   86,094
2062   65:0   14,127   18,483   30,468   40,359   49,191   87,058
2063   65:0   14,286   18,694   30,812   40,820   49,750   88,027
2064   65:0   14,450   18,905   31,162   41,280   50,314   88,999
2065   65:0   14,611   19,120   31,513   41,748   50,883   89,974
2066   65:0   14,779   19,338   31,871   42,222   51,461   90,953
2067   65:0   14,942   19,553   32,227   42,693   52,037   91,940
2068   65:0   15,110   19,769   32,586   43,168   52,620   92,933
2069   65:0   15,276   19,988   32,944   43,643   53,202   93,940
2070   65:0   15,445   20,208   33,307   44,122   53,784   94,960
2071   65:0   15,613   20,426   33,669   44,604   54,370   95,993
2072   65:0   15,783   20,651   34,034   45,088   54,963   97,037
2073   65:0   15,953   20,872   34,402   45,574   55,558   98,097
2074   65:0   16,126   21,098   34,775   46,069   56,161   99,174
2075   65:0   16,301   21,328   35,152   46,569   56,774   100,263
2076   65:0   16,477   21,559   35,536   47,075   57,392   101,363
2077   65:0   16,657   21,794   35,923   47,589   58,018   102,472
2078   65:0   16,839   22,033   36,315   48,108   58,654   103,594
2079   65:0   17,024   22,275   36,713   48,636   59,298   104,731
2080   65:0   17,213   22,519   37,118   49,171   59,952   105,883
2081   65:0   17,401   22,766   37,524   49,709   60,611   107,050
2082   65:0   17,589   23,014   37,934   50,253   61,274   108,232
2083   65:0   17,783   23,267   38,351   50,804   61,945   109,429
2084   65:0   17,979   23,523   38,771   51,361   62,628   110,645
2085   65:0   18,177   23,781   39,199   51,927   63,318   111,880
2086   65:0   18,377   24,044   39,631   52,500   64,017   113,135
2087   65:0   18,581   24,310   40,068   53,079   64,726   114,407
2088   65:0   18,786   24,579   40,511   53,667   65,444   115,697
2089   65:0   18,994   24,853   40,962   54,263   66,170   117,002
2090   65:0   19,206   25,131   41,419   54,870   66,911   118,315

a Annual amounts are the total for the 12-month period starting with the month of retirement, adjusted to be in 2015 dollars by using the CPI indexing series from table VI.G6.
b Attains age 65 on January 1 of the year.
c Career-average earnings at about 25 percent of the AWI.
d Career-average earnings at about 45 percent of the AWI.
e Career-average earnings at about 100 percent of the AWI. Such a worker would have career-average earnings at approximately the 56th percentile of all new retired worker beneficiaries.
f Career-average earnings at about 160 percent of the AWI.
g Earnings for each year at or above the contribution and benefit base.
h Average Wage Index from table VI.G6, adjusted to be in 2015 dollars by using the CPI indexing series from table VI.G6.
Note: Benefits shown at age 65 reflect adjustments for early retirement. For early retirement as early as age 62, the benefit amount is reduced 5/9 of one percent for each month before normal retirement age, up to 36 months. If the number of months exceeds 36, then the benefit is further reduced 5/12 of one percent per month. For example, if the number of reduction months is 60 (the maximum number for retirement at 62 when normal retirement age is 67), then the benefit is reduced by 30 percent. Delayed retirement credit is generally given for retirement after the normal retirement age. The delayed retirement credit is 2/3 of one percent per month for persons born in 1943 and later. No credit is given for delaying benefits after attaining age 70. See Table V.C3 for additional details, including adjustments applying to other birth years.