What is a Plan to Achieve Self-Support (PASS) and how can I get one?

 · En español · 

A PASS helps Supplemental Security Income (SSI) recipients and Social Security disability beneficiaries return to work. PASS lets people with disabilities set aside money and things they own to pay for items or services they need to reach a specific work goal.

How does a PASS help someone return to work?

  • Under SSI rules, any income that you have may reduce your payment. But, if you have a PASS, you can use that income for the items you need to reach your work goal. We don’t count the income you set aside for your PASS when we decide your SSI payment amount.
  • If you receive SSDI but have too much income to be eligible for SSI, you can set aside all or a portion of your SSDI to pay for your PASS expenses. We don’t count the SSDI you set aside for your PASS when we decide your SSI payment amount. This can reduce your countable income enough to qualify for SSI.
  • In addition, to be eligible for SSI, your resources (money or the things you own) can’t be worth more than $2,000 for a single person or $3,000 for a couple. However, if you have an approved plan, you can use your resources to pay for the items or services you need to reach your work goal. Resources set aside for a plan don’t count against the resource limit. This could help you qualify for SSI or continue receiving SSI.

How do I apply for a PASS?

  • To start, download the application or contact your local Social Security office for an application (Form SSA-545-BK).
  • You can get help in setting up a plan from a vocational rehabilitation (VR) counselor, an organization that helps people with disabilities, a Work Incentive Planning and Assistance (WIPA) program, Benefits Specialists or Protection and Advocacy organizations who have contracts with us, Employment Networks involved in the Ticket to Work program, your local Social Security office, or anyone else willing to help.
  • Your application must state your specific work goal and include what training, items, or services you need to reach your goal, how much these items and services cost, steps you need to take, and how long you’ll need to complete each step.
  • If your goal is self-employment, you must also submit a business plan.

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