Must I pay Social Security taxes on my earnings after full retirement age?

Everyone working in covered employment or self-employment regardless of age or eligibility for benefits must pay Social Security taxes. However, there are narrow exceptions to paying Social Security taxes that apply at any age, such as for a person who qualifies for a religious exemption.

When you're ready to apply for retirement benefits, use our online retirement application, the quickest, easiest, and most convenient way to apply.

You can also ask us to withhold funds from your benefit, and we will credit them toward your federal taxes. You can sign in to or create a personal my Social Security to check, start, change, or stop your Voluntary Tax Withholding (VTW) request rate online. This VTW self-help option will help you have federal taxes withheld timely, reducing the potential of owing federal taxes at the end of the tax year.