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How much you could get from SSI

The maximum monthly SSI payment for 2023 is $914 for an individual and $1,371 for a couple. Your amount may be lower based on your income, certain family members’ income, your living situation, and other factors.

How income affects your payment

We reduce SSI payments by about $1 for every $2 you earn from work. For SSI, work can include:

  • A job 
  • Self-employment 
  • Any activity that earns money 

Money from non-work sources will lower payments by about $1 for every $1 received. Non-work sources can include:

  • Disability benefits 
  • Unemployment payments 
  • Pensions

If you live with a spouse, their income may affect your payment.

Children on SSI who live with their parents may have their payments lowered based on their income or their parents' income.

How living situations affect your payment

If you live in someone else’s home, your SSI may be lowered by up to a third of this year’s maximum payment. This reduction doesn’t apply if you live with someone else and pay your fair share of food and shelter costs.

Extra support from your state

Some states offer an extra payment called a “state supplement” to help with food and shelter costs. This type of payment won’t reduce your SSI.