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How much you could get from SSI

The maximum monthly SSI payment for 2024 is $943 for an individual and $1,415 for a couple. Your amount may be lower based on your income, certain family members’ income, your living situation, and other factors.

How income affects your payment

For every $2 you earn from work, we reduce your SSI payment by about $1. Work includes:

  • A job 
  • Self-employment 
  • Any activity that earns money 

For every $1 you get from non-work sources, we reduce your SSI payment by about $1. Non-work sources includes:

  • Disability benefits 
  • Unemployment payments 
  • Pensions

If you live with a spouse, their income may affect your payment.

Children on SSI who live with their parents may have their payments lowered based on their income or their parents' income.

Living with others may affect your payment

If you live in someone else’s home and don’t pay your fair share of food and shelter costs, your SSI payment may be lowered by up to $334.33.

Extra support from your state

Some states offer an extra payment called a “state supplement” to help with food and shelter costs. This type of payment won’t reduce your SSI.