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Repay overpaid benefits

We offer several options to repay us if your benefit amount was more than it should have been.

If you got a letter in the mail that says you received more money than you should have, please repay us within 30 days. 

Pay us using Pay.gov

If your overpayment letter includes online payment instructions and a Remittance ID, you can repay online at Pay.gov. 

The Remittance ID is on the payment options page at the end of the letter.  You'll need to enter that number when requested.

Other ways to complete this task

Repay with online bill pay

  • Log in to your bank’s website or application and select the bill payment option.
  • Search for “Social Security Administration”.
  • Enter this information manually, if requested:
    • Payee: Social Security Administration
    • Address: PO Box 3430, Philadelphia, PA 19122-0340
    • Phone: 1-855-807-8807
    • Account Number: (your Remittance ID)

Repay by phone or set up a payment plan

Available Monday through Friday, 8 a.m. to 4:30 p.m. local time, excluding holidays. Assistance is available in English, Spanish, and other languages.

Tell the representative you want to repay overpaid benefits.

If you no longer receive benefits and can't afford to repay the full amount now, please call us to set up a payment plan, or to see if you can settle the overpayment.

Call TTY +1 800-325-0778 if you're deaf or hard of hearing.

Reduce the withholding from your benefit

If you currently receive benefits and you'd like to request to repay us in smaller monthly payments than proposed in our letter, please sign in to your personal my Social Security account and follow the prompts to fill out Request for Change in Overpayment Recovery Rate (Form SSA-634) (PDF). Then, upload and submit the completed form. We will mail you a notice with our decision. 

If you submit a request for waiver or appeal before 30 days has passed, we will not begin collecting until a decision is made on your case.