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Repay overpaid benefits

You can pay us back if your benefit amount was more than it should have been.

If you got a letter in the mail that says you received more money than you should have, please pay us back within 30 days. If you submit a request for waiver or appeal before 30 days has passed, we will not begin collecting until a decision is made on your case. 

Other ways to complete this task

Repay online

If your overpayment letter includes online payment instructions and a Remittance ID, you can also repay online at pay.gov. The Remittance ID is on the first page of your letter and on the payment stub included at the end of the letter.

Reduce the withholding from your benefit

If you'd like to request to repay us in smaller monthly payments, please sign in and follow the prompts to fill out Request for Change in Overpayment Recovery Rate (Form SSA-634) (PDF). Then, upload and submit the completed form. We will mail you a notice with our decision. 

Set up a payment plan

If you no longer receive benefits and want to set up a payment plan, or see if you can settle the overpayment, please call us.

Tell the representative you want to set up a payment plan for overpaid benefits.

Call TTY +1 800-325-0778 if you're deaf or hard of hearing.